AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans.

Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception.

#AI #AIandSociety #CyberSecurity #TechTalk #Digital Privacy #AIFuture #AIinBanking

What if your investments could make a difference, not just in your future but also in the world around you? In this edition of Between the Ts, we discuss how values-based investing turns your 401(k) and stock picks into real impact by being intentional in searching out companies that give to causes you care about as an individual. Additionally, we examine how to remain financially prudent and how to avoid sacrificing market performance in exchange for a values alignment. Whether you’re a seasoned investor or just starting your financial journey, this conversation has something for you.

Investment products are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by FDIC or any federal government agency, and may go down in value.

Does holiday shopping stress you out? Do you ever wonder if you are losing sight of the reason for the season because you get caught in the trap of buying gifts for everyone under the sun?

In this edition of Between the Ts, we will discuss how to escape the holiday spending trap and bring back a spirit of joy to the holiday. Join us as we share practical budgeting tips and heartfelt insights that help us keep our sanity, avoid overspending, and celebrate what truly matters. 

What do we do when we face a financial emergency? Whether it is the result of a pandemic, job loss, medical expense, home repair, or some other unexpected event, the way we manage our money now can affect how well we make it through a financial crisis.

Just as doctors use “triage” to prioritize the treatment of life threatening wounds over scrapes and bruises, we can use a similar “triage” approach to managing our money by defining clear priorities with our spending.

In this episode, we discuss some things to consider when preparing our finances for the unexpected.

Ever feel like your stuff is owning you? In this edition of Between the Ts, we unpack the emotional and financial cost of clutter, the freedom of downsizing, and how life transitions can teach us what "enough" really means. 

Letting go isn't about giving up. It's about making room for the life you actually want. 

What if you could retire in your 30s or 40s—would you take the leap?

This episode of Between the Ts explores the FIRE movement (Financial Independence, Retire Early), where ambitious savers are flipping the script on traditional retirement. We talk with a wealth management banker about how Millennials and Gen Z are designing lives around freedom, not paychecks—using strategies like geoarbitrage, house hacking, and savvy tax planning.

But living life by FIRE isn’t without sparks. From market swings and healthcare gaps to purpose and identity post-retirement, we reveal the risks that can scorch even the best-laid plans. Tune in to learn how to chase the FIRE of early financial freedom—without getting burned by what you didn’t see coming.

Investment products are not a deposit or obligation of Texas Bank and Trust | Not guaranteed by Texas Bank and Trust | Not insured by any Federal Government agency | May go down in value

Ever wonder if your money could be working harder for you? In this episode of Between the Ts, we break down the basics of investing – what it is, why it matters, and how to get started even if you only have a few dollars. This conversation is perfect for millennials and Gen Z who are ready to take control of their financial future.

Investment products offered by TBT Wealth Management are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by any Federal Government agency, and may go down in value.

What happens when two people with totally different money styles say "I do?" In this episode of Between the Ts, we sit down with TBT Team members Becky and Aaron Jack, a couple who have turned financial friction into a foundation for partnership. From early budgeting battles to learning the art of compromise, they share the real talk about how they've grown together - financially and emotionally. 

Because when it comes to marriage and money, it's not about who is right - it's about getting it right together.

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Cybercrimes and scams are everywhere, and the continual advances in artificial intelligence make recognizing scams more difficult than ever before. The need to be vigilant and aware of how to protect our online identity is important for both small businesses and individuals, no matter who we are.

In this edition of Between the Ts, we discuss the risks of cybercrime and the best practices we can consider as we seek to keep our personal data secure in an increasing risk environment. This is a conversation you won’t want to miss.

Another year is coming to an end. But, before you set your resolutions for next year, let’s pause and reflect on your financial goals from this past year.

In this edition of Between the Ts, we sit down with Justin McFaul, Senior Vice President and Wealth and Trust Officer for Texas Bank and Trust’s Wealth Management Division, to discuss ways we can examine our previous year’s finances and use this knowledge to strategically plan attainable goals in the future.