Beyond Premium

Tony Canas shares his journey from being an insurance nerd to becoming a prominent figure in the insurance industry. He discusses his experiences in various roles within the insurance sector, the importance of engaging millennials and Gen Z in insurance careers, and the entrepreneurial journey of running his own recruiting firm. Tony emphasizes the need for the insurance industry to adapt to changing workforce expectations, particularly regarding work-life balance and diversity.

Chapters:

00:00 Introduction and Background

13:09 Engaging Millennials in Insurance

30:07 Diversity and Inclusion in the Insurance Industry

32:15 The Shift to Remote Work in Insurance

35:06 Playing to Your Strengths in Your Career

Nakita Devlin, founder and CEO of Ric, discusses parametric insurance and the company's goal of providing affordable micro insurance products. Ric specializes in building parametric insurance products. The products are designed to be affordable for individuals, with payouts between $5,000 and $10,000 to help with immediate recovery after an event. Nakita also shares her journey as an entrepreneur and the challenges and opportunities she has encountered.

Chapters:

00:00 Introduction and Background

02:08 Parametric Insurance and Micro Insurance Products

08:40 The Importance of Rapid Payouts for Recovery

12:03 The Role of Insurance in Community Resilience

31:14 Simplifying the Insurance Experience for Consumers

33:44 Future Plans: Extreme Heat and Wildfire Products

36:08 Advice for Young Professionals in the Insurance Industry

Jake, the CEO of Everyday Life Insurance, shares his journey of starting the company and the challenges he faced in the insurance industry. Jake discusses the different phases of his business, including finding product-market fit, scaling, and focusing on quality. He also reflects on the lessons he has learned as an entrepreneur, including the importance of customer feedback and the challenges of raising venture capital.

Chapters:

00:00: Introduction and Background

03:00: The Broken Life Insurance Market

07:32: Finding a Co-founder

10:47: Challenges of Raising Venture Capital

15:58: Collaboration and Team Building in the Insurance Industry

22:01: Continuous Learning and Growth in Entrepreneurship

23:37: Scaling Challenges and Customer Churn

26:35: The Pros and Cons of Being Venture-Backed

29:53: The Importance of Customer Satisfaction

34:40: Advice for Starting a Venture

In this episode, Luke Fraser talks with Elisa Stampf, co-founder and CEO of Insure Equality. She shares her personal journey in the insurance industry and how that led her to create Insure Equality after facing harassment and discrimination. Insure Equality is a nonprofit dedicated to making insurance a more welcoming place. This conversation explores the importance of authenticity, challenging norms, and embracing change in the insurance industry. Elisa emphasizes the need for inclusivity and listening to diverse perspectives to drive innovation and create positive change in insurance going forward.

Chapters

00:00: Introduction and Background of Insure Equality

03:24: Creating a Welcoming and Inclusive Insurance Industry

11:10: Building Community and Advocating for Change

17:55: Navigating Challenges in the Corporate World

22:33: Personal Story: Overcoming Discrimination in Insurance

25:27: Challenging Traditional Norms

28:26: Creating Autonomy and Innovation

30:36: Embracing Growth and Learning

32:25: How to Engage with Insure Equality

34:47: The Summit: A Platform for Industry Transformation

In this episode of the Beyond Premium podcast, Luke Fraser interviews Chris Lowell, a managing director and board member at InnSure. They discuss Chris's background in insurance and his passion for innovation in the industry. Chris emphasizes the importance of insurance in addressing climate change and reducing greenhouse gas emissions. He also talks about the need for more research and development in the insurance sector and the opportunities for entrepreneurs to create new products and services. Chris shares his motivation for working in the insurance industry and offers advice to young professionals.

Chapters:

00:00: Introduction and Background

03:06: Chris's Journey in the Insurance Industry

06:35: The Opportunity for Innovation in Insurance

15:28: Entrepreneurial Roles and Focus on Climate Change

23:17: The Role of Insurance in Unlocking New Technology Markets

28:27: Motivation and Advice for Young Professionals

33:25: Call to Action and Contact Information

The Beyond Premium podcast ventures into the human side of the insurance industry. This series goes beyond the typical conversations about the industry to unveil the rich, personal stories that drive the space forward.

In each episode, Luke Fraser chats with industry leaders about their unique journeys - the triumphs, challenges, and moments of insight that have shaped their approach to innovation.

Join us as we explore the personal stories behind the professionals, getting to know who they are beyond what they do. From groundbreaking strategies to the daily inspirations that fuel their work, our guests give us a view into the human side of insurance innovation.

Beyond Premium is more than a podcast - it's a movement toward empathy and understanding in an industry ripe for transformation.