Beyond the Field

Separation or divorce is a stressful and upsetting time. It also negatively impacts any wealth that has built up and any preparations we’ve made for the future. Sometimes the only thing to do is get life back on track by taking control of our income, debts and spending.  Kayne, Isa & Goran get back to basics talking through bank account structures, how to determine your fixed costs and understanding your budget.   

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

‘Consolidating’ debt means taking out a new loan to wrap all our existing debts together and pay them off at once – ideally at a lower interest rate, so we get out of debt faster. Consolidating your debt is a great way to save money too.  The BTF team sit down to discuss the positives and negatives of consolidating your consumer debt.  

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

Anyone who has experienced their property being passed in at auction can relate to this massive anticlimax!  It's a strange outcome in the selling process.  The BTF team explain what it means when a property is based in at auction and what comes next!    

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

It's not uncommon for a bank to require a guarantor on some property transactions.  But what exactly is a guarantor? Acting as a guarantor, you 'guarantee' someone else's loan by promising to repay the debt if they can't afford to.  The BTF crew dissect the potential liabilities involved and what this means for future borrowing. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

It's a new term being referenced in America due to the global pandemic.  And now property analyst in NZ predict that New Zealand's beach towns will soon become 'Zoom Towns' as remote working and lower property prices attract city workers out to the coast!   

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

I’ve been there and done that. Trying to sort things when you are on the other side of the world is hard and most of the time get left to “the end of the season”, or get chucked in the ‘TO HARD BASKET’.

It's not as hard as you think. At least reach out and ask for help  Enjoy the ride, that’s what it's all about! But, set yourself up for life after RUGBY too. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

It's way easier sorting your finances while you are playing in NZ.  Don’t piss around. Get the right advice and right structure while you are playing in NZ. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

Isa chats to Kayne & Goran on a scenario where a first home buyer wants to buy into an existing property with the current owner and use Kiwisaver as the deposit.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

BTF explain what Accident Compensation Corporation is, why it was formed and what it covers for NZers.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

100% GUARANTEE – Rugby doesn’t owe you anything!! If you think the game will look after you because you achieved this or that in your career, you are WRONG!

It will roll on without you! 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  
 
The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

 www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.