Bitcoin Reformation Podcast

Have a question or comment for us? Email us at ⁠[email protected]⁠

On this very special episode of the Bitcoin Reformation Podcast, we welcome YouTube Creator and global macro analyst Joe Consorti to discuss his Bitcoin story and the intersection of his faith, family, and money. While many know Joe from his content on his YouTube Channel (https://www.youtube.com/@JoeConsorti) Joe shares what sits at the heart of all he does and is the most central hope he has for the future in his faith. We talked about his journey in Bitcoin but also about his faith, family, and the intersection of all three. We answer questions about how Christians should think about Bitcoin as well questions about if there was a Biblical money what it would look like.

01:01 Joe’s Bitcoin Origin Story

03:35 From Price Hype to Principles

08:45 Faith Family and Priorities

15:10 Bitcoin as Biblical Money

22:45 First Importance and Mission Creep

25:24 Graceful Witness in a Mocking World

29:56 Truth Seeking Bridge

34:24 Proof of Work Parallels

44:16 Provision Family and Hard Mode

47:10 Fiat Everything and Hope

50:30 YouTube Style and Macro Work

55:21 Audience Feedback and Calling

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠

Welcome back to the Bitcoin Reformation Podcast—this week it’s two pastors as we share life updates and then dig into the biblical theme of trust. We explore how Scripture calls us to trust in the Lord—not as a “naked command,” but grounded in God’s proven track record as Creator and Redeemer (Proverbs 3, Psalms, Jeremiah 17, Exodus 20). From there we contrast trusting God with how modern society increasingly entrusts government and institutions with more authority than Scripture assigns (Romans 13, 1 Peter 2), noting how trust erodes when broken people overreach. We then connect trust to money, contrasting gold-backed currency with today’s “full faith and credit” fiat system, arguing inflation exposes the costs of forced trust. We explain why Bitcoin, while not an idol, can reduce the need to trust fallible rulers by constraining money creation.

07:19 Biblical Trust and Gods Track Record

12:33 Why Trust Is Not a Naked Command

19:13 Katrina Rescue Illustration of Amen

23:09 Trust God Not Princes Government Role

23:59 What We Expect Government to Do

27:49 Biblical Limits of Government Power

29:24 Family as Authority

31:53 Government and Trust

38:08 Trust Collapse Everywhere

44:01 Gold to Fiat Dollars

54:04 Bitcoin as Constraint

57:00 Trust God Not Money

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠

We welcome listeners back to the Bitcoin Reformation podcast and introduce the concept of entropy—how ordered things trend toward disorder and how “randomness” becomes crucial for security. After brief family and life updates, we explain entropy through examples like rust, aging, and shuffling cards, then connect it to Bitcoin by describing how private keys/seed phrases function like extremely strong passwords based on SHA-256-scale randomness. We discuss a July 30, 2026 vulnerability affecting certain older ColdCard wallets that generated keys from a much smaller subset of possibilities, enabling AI-assisted scanning that emptied about 1,000 wallets for roughly 1,800 BTC. We clarify what cold storage wallets do, compare single-signature and multisig setups, note custody tradeoffs (including ETFs/exchanges), and recommend separating seed generation from devices (e.g., dice). We then reflect theologically on entropy, God’s knowledge, creation, death, and Christ’s saving work.

04:54 Entropy Explained Simply

07:24 From Cards to Bitcoin

08:22 Cold Wallet Vulnerability

11:15 Why Entropy Secures Keys

17:39 Cold Storage Basics

20:18 Single vs Multisig Risk

24:19 ColdCard Fallout and Lessons

26:48 How Entropy Was Reduced

28:06 Dust Speck Comparison

29:03 Should You Still Self Custody

35:49 Custody Options Tradeoffs

39:03 Multisig Security Upgrade

42:21 Why Bitcoin Scarcity Matters

44:11 Entropy Meets Theology

50:23 Limits Scarcity and Faith

54:17 Devotional Wrap and Hope

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠Two pastors on the Bitcoin Reformation Podcast (with Ben away) share life updates—camping in the Spring Mountains near Mount Charleston, family visits in Michigan, moving a son to Grand Canyon University, and a power outage—before turning to a biblical perspective on money. They note Bitcoin rising to about $77,000 after months of sideways action as the U.S. crosses $40 trillion in national debt, using time analogies to illustrate million/billion/trillion scale, recalling the first $1T debt in 1981, and citing daily interest costs. They survey biblical warnings about greed, love of money, theft, and especially dishonest weights and measures, connecting modern examples like mislabeled oils to money printing as a form of unequal scales and the Cantillon effect. They discuss downstream effects on households, youth nihilism and gambling, urge pastors and Christians to address money as a pastoral concern, and emphasize hope in Jesus while rejecting “fix the money, fix the world.”08:42 Money Topic Setup10:13 Bitcoin Surge And Debt13:05 What Forty Trillion Means17:55 Debt Interest And Main Street22:44 Printing Money And Inflation25:46 Why Bitcoin Is Scarce27:27 Biblical Sins About Money32:32 Dishonest Weights Bible36:12 Money Printing Theft38:26 Cantillon Effect Explained45:15 Housing Nihilism Youth48:06 Fiat Sins Generations55:32 Church Giving Story59:26 Fix Money Fix WorldThe Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.The views, information, and opinions expressed in this Podcast:1. Do not constitute financial, investment, legal, or tax advice2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument3. May not be suitable for your individual circumstances4. May be subject to change without noticePast performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:- Conduct thorough independent research- Seek guidance from qualified financial, investment, tax, and legal professionals- Exercise due diligence before making any investment decisions- Consider their risk tolerance, financial circumstances, and investment objectivesBy accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:1. Your use of or reliance on information from the Podcast2. Any investment decisions you make based on Podcast content3. Any errors or omissions in the contentFor specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠Ben rejoins David and Jared on the Bitcoin podcast as they share family updates, travel, and ministry work, then pivot to how the Federal Reserve’s rate decision creates a dilemma: hiking rates risks recession, higher mortgage costs, falling asset prices, and exploding government interest payments, while cutting rates risks reigniting inflation, weakening the dollar, and punishing savers. They argue the U.S. government faces a fiscal trilemma—cut spending, raise taxes, or print money—saying political incentives make printing the easiest path, with war discussed as another way governments try to defend monetary systems like the petrodollar. They contrast this with Bitcoin’s “boring” reliability, its design tradeoffs (decentralization, security, scalability), debate around BIP-110, and Satoshi’s fixed-supply approach, ending with reflections on freedom, power, and the gospel.09:42 Today’s Topic Dilemma Framework13:21 Fed Rate Hike Risks17:00 Rate Cuts and Inflation Tradeoffs18:41 Intervention Spiral and Bitcoin Contrast27:24 Hamilton vs Jefferson on Central Banking29:24 Bitcoin BIP Debates Begin31:55 BIP110 And Spam Debate34:34 Unintended Consequences Argument35:49 How Bitcoin Changes Happen37:17 Government Fiscal Trilemma38:18 Why Cutting Spending Fails45:38 Debt Acceleration And War Option48:19 Satoshis Crypto Trilemma51:41 Why Small Blocks Matter54:52 Fixed Supply No Levers01:02:48 Faith Alone ClosingThe Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.The views, information, and opinions expressed in this Podcast:1. Do not constitute financial, investment, legal, or tax advice2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument3. May not be suitable for your individual circumstances4. May be subject to change without noticePast performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:- Conduct thorough independent research- Seek guidance from qualified financial, investment, tax, and legal professionals- Exercise due diligence before making any investment decisions- Consider their risk tolerance, financial circumstances, and investment objectivesBy accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:1. Your use of or reliance on information from the Podcast2. Any investment decisions you make based on Podcast content3. Any errors or omissions in the contentFor specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Find Jacob’s Substack here: https://substack.com/@btsee763613

Have a question or comment for us? Email us at ⁠[email protected]⁠

In this episode of the Bitcoin Reformation Podcast, we’re joined by Jacob Klug, a former parish administrator, to discuss how he found Bitcoin through concerns about church budgeting, inflation, and the downstream effects of fiat money. Jacob argues fiat strains relationships in the church by amplifying power imbalances, shaping decisions, and indirectly influencing people, even calling the church’s complicity in fiat a form of sin because money printing dilutes labor and “steals” time. We explore money as embodied ideas, unjust scales, and how fear of losing dollars can become an idol that harms stewardship. Jacob makes a case for Bitcoin’s hope for the church, especially through a “Bitcoin federation” (multisig/fedimint-style) model that could enable community-based circular economies, strengthen trust, and support church-to-church connections, including across borders.

01:02 Jacob Bitcoin Origin

05:14 Fiat Strains Church Life

11:01 Money as Ideas

12:49 Church Complicity and Sin

18:36 Church Idols and Hamster Wheel

23:00 Federations and Circular Economy

26:30 Layers and Sovereignty

32:53 Paradigm Shift Tesla Analogy

37:40 Churches And Bitcoin

39:26 Pensions And Fiat Anxiety

42:33 Trust Breakdown Online

44:41 Federations And Community

48:58 Deflation And Love Neighbor

52:19 Why Africa Leads

01:01:44 Trier And Church Adoption

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠Welcome back to the Bitcoin Reformation Podcast. This week, we explore how the Stanford marshmallow experiment helps us think about saving and ultimately, Bitcoin. We talk about delayed gratification, saving, and how inflation can move financial “finish lines” (like housing and building costs), encouraging spending, gambling, or risk-taking. We contrast saving in dollars, stocks, and Bitcoin, emphasizing fixed supply, reduced trust in governments and institutions, and connect the discussion to Christian faith, assurance, and prayer for civil authorities. 11:46 World News Market Choppiness13:22 Bitcoin Sentiment Check14:17 Cash Flow And Fiat Anxiety20:52 Bored At 62k24:28 Marshmallow Experiment Setup27:59 Cutting Expenses First29:03 Savings Then vs Now30:07 Marshmallow Waiting Lesson32:41 Inflation Moves The Goalposts36:56 Fiat Fueled Nihilism42:01 Stocks And Valuation Hype45:19 Why Bitcoin As Savings51:07 Trust And Counterparty Risk57:11 Luther On Daily BreadThe Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.The views, information, and opinions expressed in this Podcast:1. Do not constitute financial, investment, legal, or tax advice2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument3. May not be suitable for your individual circumstances4. May be subject to change without noticePast performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:- Conduct thorough independent research- Seek guidance from qualified financial, investment, tax, and legal professionals- Exercise due diligence before making any investment decisions- Consider their risk tolerance, financial circumstances, and investment objectivesBy accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:1. Your use of or reliance on information from the Podcast2. Any investment decisions you make based on Podcast content3. Any errors or omissions in the contentFor specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠Virtue Politics, Soulcraft vs. Statecraft, and Why Bitcoin Persuades Without Coercion | Bitcoin Reformation PodcastWe welcome Ben Haupt back to the Bitcoin Reformation Podcast (with Jared absent) and catch up on family and ministry life before turning to church and cultural questions. Ben addresses recent accusations labeling him a Marxist, explaining his increasingly libertarian leanings and introducing James Hankins’ book Virtue Politics: Soulcraft and Statecraft in Renaissance Italy. We discuss Renaissance humanists like Petrarch, the contrast with Machiavelli’s power-centered politics, and the idea that societal renewal comes through education, virtue, and “soulcraft” rather than coercive centralization or constitutional maneuvering. We connect this framework to Lutheran ministry, vocation, and concerns about tyranny and legislation-driven reform. Finally, we relate Hankins’ themes to Bitcoin: Satoshi’s critique of fiat and bailouts, the cypherpunk approach of changing society through open-source code and a white paper, and Bitcoin’s voluntary, non-coercive case for honest money.07:08 Church Headlines10:10 Virtue Politics Intro10:59 Renaissance Virtue Model15:06 Machiavelli Versus Hope22:34 Melanchthon And Soulcraft27:50 Subsidiarity and Neighbors29:46 Parenting as Local Power31:35 Virtue Over Political Power33:53 Pope on AI Centralization37:32 Bitcoin as Principled Exit40:46 Satoshi and Open Hand44:56 Claude Summary Meets Bitcoin50:30 Hankins and Renaissance HumanismThe Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.The views, information, and opinions expressed in this Podcast:1. Do not constitute financial, investment, legal, or tax advice2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument3. May not be suitable for your individual circumstances4. May be subject to change without noticePast performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:- Conduct thorough independent research- Seek guidance from qualified financial, investment, tax, and legal professionals- Exercise due diligence before making any investment decisions- Consider their risk tolerance, financial circumstances, and investment objectivesBy accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:1. Your use of or reliance on information from the Podcast2. Any investment decisions you make based on Podcast content3. Any errors or omissions in the contentFor specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

Have a question or comment for us? Email us at ⁠[email protected]⁠

Visit sovana.io

On the Bitcoin Reformation podcast, two pastors interview Sanjay Mavin Kurve, co-founder and CEO of Sovana (sovana.io), about a new Bitcoin-related product that lets property owners tap home equity for Bitcoin exposure without monthly or upfront payments. Sanjay shares his background in computer science, nearly two decades at Google (including work on Google Maps), discovering Bitcoin in 2012, and how experiences with inflation in India shaped his interest in hard assets. He explains Sovana’s structure: Sovana buys Bitcoin in a segregated account for up to five years (customer can end anytime), profits are split 50/50, but the customer covers all downside, secured by a lien on the home. They discuss “don’t trust, verify,” Bitcoin evangelism, housing affordability, why the term shifted from 10 years to 5, and future plans like responsible borrowing and custody.

01:48 Sanjay’s Google Journey

03:12 Discovering Bitcoin in 2012

08:53 Bitcoin Evangelism and Faith

12:13 Why Smart People Dismiss Bitcoin

18:40 Housing Struggles and Mortgages

22:37 From Google to Sovana

25:15 Sovana Explained No Monthly Payments

28:05 Upside Split Downside Risk

30:52 Why Five Years Matters

34:57 Capital Partners Safety Net

38:52 How the Lien Works

47:42 Who Uses the Product

51:27 Future Products Roadmap

53:53 Team and Sovana Calculator

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #Bitcoin

Have a question or comment for us? Email us at ⁠[email protected]⁠

Welcome back to the Bitcoin Reformation Podcast - where three LCMS pastors talk about their love for Jesus and Bitcoin. This week on the podcast, they introduce the “hurdle rate” as the rising bar households must clear as inflation and cost of living increase, criticizing CPI “basket” changes and noting gas and housing pressures. Using housing appreciation and money-supply expansion as examples, they argue fiat money printing raises prices and forces people further out on the risk curve (from gambling/prediction markets to stocks). They discuss saving options like bonds, the S&P 500, Bitcoin’s long-term performance despite volatility, and MicroStrategy’s STRC (“Stretch”) preferred stock paying about 11.5% as a way to clear inflation with less volatility.

09:46 Hurdle Rate Explained

25:14 Stimulus And Inflation

28:31 Why Saving Fails

30:04 Risk Curve And Gambling

33:43 Saving For A Home

35:37 Bonds Stocks Bitcoin

37:35 Bitcoin Volatility Window

45:02 Banks Adopting Stretch

47:54 Bitcoin As Education 52:58 Jesus The Hurdler

The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers.

The views, information, and opinions expressed in this Podcast:

1. Do not constitute financial, investment, legal, or tax advice
2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument
3. May not be suitable for your individual circumstances
4. May be subject to change without notice

Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment.

While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to:

• Conduct thorough independent research
• Seek guidance from qualified financial, investment, tax, and legal professionals
• Exercise due diligence before making any investment decisions
• Consider their risk tolerance, financial circumstances, and investment objectives

By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with:

1. Your use of or reliance on information from the Podcast
2. Any investment decisions you make based on Podcast content
3. Any errors or omissions in the content

For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances.

Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC