“Bitrefill lets you live on crypto — pay bills, buy gift cards, and refill your phone anywhere in the world without needing an account.” – Lawrence Ray

Who is our guest?

Lawrence Ray is the Biz Dev and Marketing lead at Bitrefill, a pioneering platform enabling users to spend cryptocurrency in real life. From topping up mobile phones globally to bill pay in the US and El Salvador, Bitrefill bridges the gap between crypto holders and everyday expenses, empowering users to live on crypto securely and privately.

What was discussed in this episode?

Lawrence shares insights about his journey joining Bitrefill full-time, the expanding use of crypto for real-world payments, and the growth of Bill Pay services in the US and emerging markets. He discusses how stablecoins like USDT help users hedge inflation and navigate financial access challenges in developing countries. The episode also covers Lightning Network adoption trends, Bitrefill’s extensive gift card catalogue in Latin America, and exciting crypto events and communities thriving across South and Central America, especially Florianopolis and Costa Rica.

#Bitcoin #Crypto #BillPay #Stablecoins #LatinAmerica

Guest Contacts:
Lawrence Ray Twitter: https://x.com/Lawesomesauce
Bitrefill Twitter: https://x.com/bitrefill

Bitfinex Contacts:

Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Slash Tags lets you own your data and update it securely — only your keys can write to your data feeds, which can be used across apps and websites.” – John Carvalho

Who is our guest?John Carvalho is the CEO of Synonym, a company building innovative Bitcoin tools including Bitkit, a wallet designed to hold your keys not only for Bitcoin but also for your accounts, contacts, and data feeds. Using underlying peer-to-peer technology like Hypercore, Synonym is creating a new web experience where users control their data, identity, and payments in a decentralised way.

What was discussed in this episode?John explains how Bitkit enables a fresh type of Bitcoin wallet with widgets that provide live data feeds from decentralised networks. He details Slash Tags, a protocol allowing users to own and update their public profiles and data streams securely, usable across multiple applications. The conversation covers Synonym’s vision to replace big tech, banks, and states by empowering self-sovereign users, their approach to open source development, and how technologies like Pair Credit aim to create credit systems without blockchains, offering private, peer-to-peer payments with no fees or routing requirements. John also shares insights into integration challenges, developer engagement, and the evolving Bitcoin ecosystem.

#Bitcoin #Crypto #Decentralisation #Web3 #PeerToPeer

Guest Contacts:John Carvalho Twitter: https://x.com/BitcoinErrorLog/
Synonym Twitter: https://x.com/Synonym_to
Synonym Telegram: https://t.me/synonym_to

Bitfinex Contacts:

Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Strong decentralized interoperability creates a much better financial system, much more liquid with substantially better characteristics for people taking part in it.” – Hugo Phillion

Who is our guest?Hugo Phillion is the co-founder and CEO of Flare Network, a layer one EVM smart contract blockchain with native interoperability protocols. Flare’s innovative architecture enables decentralised data oracles and cross-chain state consensus, providing developers with access to a wide range of on-chain and off-chain data to build more sophisticated decentralised applications.

What was discussed in this episode?

In this episode, Hugo explains how Flare’s two core protocols — the Flare Time Series Oracle (FTSO) and the State Connector — enable secure, decentralised access to reliable price data and cross-chain information. He discusses the importance of interoperability across multiple blockchains and data sources, and how Flare harmonises liquidity and interest rates across ecosystems like Ethereum, Cosmos, Polkadot, and more. Hugo also covers Flare’s governance structure, tokenomics of the FLR token, and the role of the Songbird Canary Network as a real-value test environment. The episode highlights Flare’s unique approach to bridging assets like Bitcoin into the smart contract space and empowering developers through grants and robust tooling.

#Blockchain #Crypto #Interoperability #Decentralisation #SmartContracts

Guest Contacts:
Hugo Phillion Twitter: https://x.com/HugoPhilion
Flare Network Twitter: https://x.com/flarenetworks
Flare Network Telegram: https://t.me/FlareNetwork

Bitfinex Contacts:
Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“We could share a terabyte file with you right now and it will still work and we can stream our videos with each other in a high quality as we want because there's no arbitrary things in between us limiting us.” – Mathias Buus

Who is our guest?

Mathias Buus is the CEO of Keet, a cutting-edge peer-to-peer encrypted chat application developed by Holepunch. With extensive experience in peer-to-peer technology and open source software, Mathias leads the mission to build decentralised, privacy-focused communication tools that eliminate central servers, enabling direct encrypted connections between users worldwide.

What was discussed in this episode?In this episode, Mathias explains how Keet leverages the power of peer-to-peer networks to enable rich messaging, video streaming, and file sharing without the limitations or costs of centralised services. He discusses the modular open source nature of their technology stack, upcoming open source releases, and the integration of Bitcoin Lightning for seamless peer-to-peer payments. The conversation also highlights how Keet aligns with the ethos of financial freedom and free speech by enabling censorship-resistant, direct user communication, and how this technology could disrupt traditional centralised platforms.

#Bitcoin #Crypto #FinancialFreedom #PeerToPeer #OpenSource

Guest Contacts:➡ Mathias Buus Twitter: <https://x.com/mafintosh>➡ Holepunch Twitter: <https://x.com/Holepunch_to>

Bitfinex Contacts:➡ Youtube: https://www.youtube.com/@BitfinexExchange
➡ Twitter: https://x.com/bitfinex➡ Telegram: https://t.me/bitfinex➡ Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“President Bukele is the founding father of hyperbitcoinization, making El Salvador the first mover in Bitcoin adoption.” - Stacy Herbert

Who is our guest?

Stacy Herbert is a prominent Bitcoin advocate and TV presenter known as the "Volcano Blonde." She co-hosts the Orange Pill Podcast and plays a key role at the Bitcoin Office in El Salvador, helping to promote Bitcoin adoption and educate investors. With deep experience in Bitcoin since 2011, Stacy offers unique insights into how Bitcoin is reshaping economies.

What was discussed in this episode?

This episode covers El Salvador’s pioneering Bitcoin legal tender law and the country’s rapid economic transformation under President Bukele’s leadership. Stacy discusses the establishment of the Bitcoin Office, new legislation such as the Securities Law, and the upcoming Volcano Bond initiative. Listeners will learn about the broader impact of Bitcoin on financial sovereignty, economic liberty, and how El Salvador is setting a global example in the journey towards hyperbitcoinization.

#Bitcoin #Crypto #FinancialFreedom #ElSalvador #BitcoinAdoption

Guest Contacts:➡ Stacy Herbert Twitter: https://x.com/stacyherbert
➡ Bitcoin Office SV Twitter: https://x.com/orangepillpod
➡ Telegram Orange Pill Group: https://t.me/OrangePill

Bitfinex Contacts:➡ Youtube: https://www.youtube.com/@BitfinexExchange➡ Twitter: https://x.com/bitfinex➡ Telegram: https://t.me/bitfinex➡ Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Freedom should never be negotiable.” – Paolo Ardoino

Who is our guest?

Paolo Ardoino is the Chief Technology Officer (CTO) of Bitfinex, one of the leading cryptocurrency exchanges. With over a decade in the Bitcoin space, Paolo is a passionate advocate for financial freedom, privacy, and open-source technology. He spearheads initiatives that align Bitfinex closely with Bitcoin’s ethos, including innovations like the Keet messaging app and the Bitfinex Freedom Manifesto.

What was discussed in this episode?

In this episode, Paolo Ardoino dives deep into the core values of Bitcoin — freedom, privacy, and decentralisation. He shares insights from the Adopting Bitcoin 2022 conference in El Salvador and explains Bitfinex’s latest initiatives like Keet, a decentralised peer-to-peer communication app. Paolo highlights the importance of open-source technology, the Lightning Network’s scalability, and why education and privacy remain vital for global Bitcoin adoption.

#Bitcoin #Crypto #FinancialFreedom #Privacy #Decentralisation

Guest Contacts:➡ Paolo Ardoino Twitter: https://x.com/paoloardoino➡ Bitfinex Twitter: https://x.com/bitfinex➡ Bitfinex Telegram: https://t.me/bitfinex

Bitfinex Contacts:➡ Youtube: https://www.youtube.com/@BitfinexExchange➡ Twitter: https://x.com/bitfinex➡ Telegram: https://t.me/bitfinex➡ Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Radix is the only solution truly aiming to scale web3 so all our friends and family can use it.” - Adam Simmons

Who is our guest?

Adam Simmons is a leading figure at Radix, a layer one blockchain project focused on DeFi scalability and developer experience. With a background in crypto innovation, Adam shares Radix’s vision for mainstream adoption through unique technology like the Cerberus consensus and the Scrypto programming language.

What was discussed in this episode?

This episode dives deep into Radix’s groundbreaking approach to solving web3 scalability and security challenges. Adam explains how Radix’s unlimited linear scalability and native asset functionality create a more secure, intuitive, and scalable DeFi ecosystem. Listeners will learn about Radix’s developer tools, tokenomics, and upcoming RadFi event, highlighting why Radix is a strong contender for the future of blockchain adoption.

#Bitcoin #DeFi #Blockchain #Web3 #FinancialFreedom

Guest Contacts:

➡ Adam Simmons Twitter: https://x.com/Adam_XRD

➡ Radix Twitter: https://x.com/radixdlt

Bitfinex Contacts:

➡ Youtube: https://www.youtube.com/@BitfinexExchange➡ Twitter: https://x.com/bitfinex➡ Telegram: https://t.me/bitfinex➡ Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Kenya is one of the leading countries in Africa to adopt crypto. Bitcoin and USDT have created so many local opportunities, from arbitrage to career growth.” - Yvonne Kagondu

Who is our guest?

Yvonne Kagondu is the organiser of the Bitfinex Leo Africa event and the Kenya Blockchain Ladies DAO. She is a passionate advocate for increasing women’s participation in blockchain and crypto communities across Kenya and Africa. With a background in financial economics and software development, Yvonne has been deeply involved in the crypto space since 2018, driving education, community building, and empowerment for women in blockchain.

What was discussed in this episode?

In this insightful episode, Yvonne shares her journey into cryptocurrencies and the rapid growth of crypto adoption in Kenya. She discusses how mobile money and Bitcoin have transformed financial inclusion, creating new opportunities in peer-to-peer trading, remittances, and career paths. Yvonne also explores the challenges and potential of crypto in emerging markets, the cautious stance of regulators, and the empowering role of blockchain for financial freedom across Africa.

#Bitcoin #Crypto #FinancialFreedom #Blockchain #WomenInCrypto

Guest Contacts:

➡ Twitter: https://x.com/kagondu_yvonne

➡ Kenya Blockchain Ladies DAO: https://x.com/KBCC_01

Bitfinex Contacts:

➡ Youtube: https://www.youtube.com/@BitfinexExchange

➡ Twitter: https://x.com/bitfinex

➡ Telegram: https://t.me/bitfinex

➡ Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Are you ready to go beyond the headlines and into the minds of the visionary shaping the future of digital assets?” - Ricardo Martinez

Who is our guest?

Ricardo Martinez is the host of Bitfinex Talks, a leading crypto podcast featuring candid interviews with founders, developers, cipherpunks, and blockchain thought leaders. With over 100 episodes, Ricardo brings insights from Bitcoin pioneers and innovators driving the growth of decentralised finance and the evolving digital economy.

What was discussed in this episode?

In this introductory episode, Ricardo presents Bitfinex Talks as the premier podcast for in-depth discussions on Bitcoin, blockchain technology, cryptocurrency, and decentralisation. Listeners will discover raw, insightful, and provocative conversations that explore the future of digital assets, financial infrastructure, and the rapidly growing crypto ecosystem. This episode sets the foundation for a deep dive into the revolutionary ideas shaping global finance and crypto adoption.

#Bitcoin #Crypto #FinancialFreedom #Blockchain #Decentralisation

Bitfinex Contacts:

➡ Youtube: https://www.youtube.com/bitfinexexchange➡ Twitter: https://twitter.com/bitfinex➡ Telegram: https://t.me/bitfinex➡ Discord: https://discord.gg/bitfinex

Thank you for listening to Bitfinex Talks!

In this episode, we sit down with Andres Tobon, CEO of EFY Finance, to discuss how this innovative neobank is transforming the financial landscape in Latin America. Learn about EFY Finance’s crypto exchanges, investment products, crypto debit card, and the tokenization of real-world assets. Discover how they launched in El Salvador and navigated the regulatory environment to bring cutting-edge financial solutions to their customers. Don’t miss this insightful conversation!