India may soon have cardless banking if Nandan Nilekani and his team working on the Unique Identification Number can complete the project in time. After the initial testing among a sample size of 58,000 people, the project looks like it's in the right direction. In this podcast, we talk about this new way of exchanging cash from the technology as well as the consumer perspective. With an influx of 3G ads on television, we cover a few ads which have been successful in breaking the clutter, if only marginally. In other news, Kishore Biyani plans to recreate a Big Bazaar like model in the finance world.