Prices are up more than 8% in the last year. Is that why many consumers have already started their "Black Friday" shopping?
Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn what to expect if you are hunting for holiday deals this year, and why there are four specific things you should be prepared for while shopping.
More from Kimberly on NerdWallet:

How to Handle Your Medical Bills
How to Find a Happy Balance Among Competing Savings Goals
5 Ways to Feel Richer (Even If Youâ€™re Not)
How to Plan Your Big Expenditures for the Year
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Black Friday deals: 4 tips to get the biggest bang for your door-busting buck

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In this episode of PennyWise, host Nat Cardona teams up with NerdWallet's personal finance writer Kim Palmer to give you the latest on getting the best incentives when buying a new car in 2024. As the auto market recovers from its pandemic-induced slump, buyers are once again finding themselves in the driver's seat with a variety of enticing deals.
Discover what auto incentives entail, from rebates to low-interest financing, and learn why flexibility and research are important when it comes to car shopping. We'll go through the ins and outs of navigating dealership offers, regional rebate variations, and being armed with information before you step foot on the lot.
Charge up your knowledge on electric vehicles (EVs) as well, as we discuss how to combine manufacturer incentives with federal tax credits for savings. Whether you're buying or leasing, PennyWise is here to ensure you're geared up for negotiation and ready to secure the best possible deal on your next ride.
Episode References:
Nerdwallet | https://www.nerdwallet.com/
Kelley Blue Book | https://www.kbb.com/
Episode summary created by https://headliner.app
Show notes created by https://headliner.app

Unraveling the Best Car Incentives of 2024

In this episode of PennyWise, host Nat Cardona takes off with NerdWallet's travel expert Sally French to explore the surprising trend of dropping airfares in 2024. Despite the inflation affecting almost every corner of the economy, travelers are seeing a welcome decrease in ticket prices, especially for international flights. From a nearly 12% drop for South America-bound flights to a 7.5% dip for Asia, the reasons behind these savings are just as intriguing as the destinations themselves.
Tune in as Sally explains how increased competition, new routes, and the resurgence of budget airlines contribute to these cost cuts. Learn why now might be the ideal time to embark on an international adventure and how strategic booking can maximize your savings. But it's not all clear skies – the episode also touches on the rise in baggage fees, a balancing act airlines are performing to keep base fares low. Whether you're a seasoned globetrotter or a first-time flyer, this episode is your boarding pass to understanding the current air travel landscape and how to navigate it penny-wise.
Remember, while airfares may be falling, don't wait to book your flight – planning ahead is key to keeping your travel budget grounded. So fasten your seatbelt and get ready for takeoff with PennyWise, where we help you fly smart without breaking the bank.
 
Episode References:
Nerdwallet | https://www.nerdwallet.com/
Delta Airlines | https://www.delta.com/
Norse Atlantic Airways | https://flynorse.com/
American Airlines | https://www.aa.com/
Episode summary created by https://headliner.app
 

Soaring Savings: How Airfare Prices Are Taking a Dive in 2024

In a world where the cost of living is constantly on the rise, millennials are facing a unique financial dilemma: to have or not to have children.
This week on PennyWise, Nat Cardona is joined by NerdWallet's personal finance writer Kim Palmer to unpack the economic factors influencing family planning decisions. With childcare expenses skyrocketing and the median household income struggling to keep pace, many are choosing to delay or forego parenthood altogether.
Tune in as we delve into the NerdWallet survey's findings, explore the cost of raising a child today, and discuss the creative ways parents are navigating this financial frontier. Whether you're considering starting a family or looking for ways to manage the costs, this episode offers insights that hit close to home. Don't miss this candid conversation on the financial realities shaping a generation's approach to family life.
"It is so expensive now to have children, to pay for their childcare, to pay for all of their other costs, that people are actually deciding not to have kids." -  Kim Palmer
 
 
Episode summary created by https://headliner.app

Parenthood Postponed: Millennial Family Goals are Changing

Credit card late fees can be the bane of any budget, but a new rule from the Consumer Financial Protection Bureau might just be the relief many users need.
In this episode of PennyWise, host Nat Cardona delves into the details with NerdWallet's credit card expert Sara Rathner. They break down the significant drop from $32 to $8 in maximum late fees and what this means for your wallet.
Discover the implications for your financial health, the rationale behind this substantial reduction, and the anticipated timeline for its implementation. Plus, get expert tips on how to avoid late payments altogether and protect your credit score. 
"Don't ruin the hard work that you've put in to raising your credit score over a long period of time in a flash, just by missing a payment. Really focus on ways you can meet those deadlines."
Episode References
Consumer Financial Protection Bureau | https://www.consumerfinance.gov/
Nerdwallet |  https://www.nerdwallet.com/
Card Act of 2009 | https://www.congress.gov/bill/111th-congress/house-bill/627
Federal Reserve | https://www.federalreserve.gov/
Episode summary created by https://headliner.app

Late Fee Lifeline: The Rule Change That's Saving Credit Card Users a Bundle

Pet owners know that their cuddly companions can rack up quite the bill, especially when accidents happen. Join us on Pennywise as Nat Cardona chats with Kim Palmer from Nerdwallet about the financial cushion pet insurance can provide. They discuss the potential benefits and pitfalls, including how pre-existing conditions and age affect coverage. This episode is a must-listen for anyone considering pet insurance for their beloved animal.
Episode summary created by https://headliner.app

Black Friday deals: 4 tips to get the biggest bang for your door-busting buck

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