PennyWise: Personal Finance & Travel Tips

In this episode of PennyWise, host John Kiernan discusses Fed rate hikes with guest Abhi Gupta from the Budget Lab at Yale University, who previously worked for the Federal Reserve Bank of New York. John and Abhi talk about why normal people should care about Fed rate changes and how to keep a hike from derailing your finances.

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses when it makes sense to pay high credit card fees. In some cases, paying a fee can actually help you save more money overall. But if you’re not careful, it can bleed your wallet dry. Learn how to walk that tightrope to extra savings.   

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses the value of identity theft insurance and cyber insurance with guest Dr. Daniel W. Woods, a Lecturer in Cybersecurity at the University of Edinburgh’s School of Informatics. Daniel studies the U.S. identity/cyber insurance markets closely and has published some very interesting research about these types of coverage. John and Daniel discuss how effective the insurance is, who needs it, and more.  

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses how to save on streaming with guest Adam Zeis, Managing Editor of The Streamable, the leading authority on the cord-cutting revolution. The Streamable helps users navigate the maze of streaming services, live TV bundles, and related tech. John and Adam talk about the best ways to save on streaming, services that help you stream on a budget, the best credit cards for streaming savings and more. 

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses how to choose the right bank accounts with guest Kevin Boucher, chief communications officer and strategy officer for Operation HOPE, an organization dedicated to finding “new and innovative ways to promote financial literacy for all.” John and Kevin talk about the ideal banking setup, the most common mistakes people made when picking a bank account, and more. 

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses how to save on back-to-school shopping with guest Roxanna Caldwell, aka MamiCouponz on your socials. Roxanna is “just a mama who loves saving money,” and she’s passionate about helping others do the same. John and Roxanna talk about their favorite money-saving tips for back-to-school shoppers, including the best stores to visit, plus the biggest money-wasters people should avoid and more. 

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan discusses the key elements of identity theft protection with a pair of experts who have a ton of experience protecting consumers: Eva Velasquez, CEO of the Identity Theft Resource Center, and William Kresse, aka Professor Fraud. 

Before taking the helm of the Identity Theft Resource Center, a non-profit organization dedicated to helping victims and educating the public, Eva worked with the San Diego District Attorney’s Office and the San Diego Better Business Bureau. William is an Associate Professor at Governors State University and the former Director of the Center for the Study of Fraud and Corruption. He’s also a Certified Fraud Examiner and a former Chicago Election Commissioner.

They provide valuable advice on how to keep your identity safe and what to do if some fraud sneaks past your defenses. 

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan is joined by Professor Anthony Dukes to discuss whether it makes sense to join a warehouse club in search of savings amidst inflated prices at supermarkets, department stores, gas stations and pretty much everywhere else. Anthony is the Robert E. Brooker Chair in Marketing at the USC Marshall School of Business, Co-Director of the school’s Initiative on Digital Competition, and Associate Editor of the journal Management Science. He and John cover the benefits and drawbacks of warehouse clubs, who should and should not join one, and other money-saving strategies for shoppers. If you need a new way to save, give this episode a listen and maybe join the club.  

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan is joined by airline industry expert Blaise Waguespack to discuss what’s next for budget travelers in the wake of Spirit Airlines’ collapse. Blaise is a professor at Embry‑Riddle Aeronautical University in Florida, focusing on airline marketing and service quality measurement. He and John discuss the remaining budget airline options, money-saving strategies for cost-conscious vacationers, and more. If you need the cheapest flight possible, give this episode a listen.  

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

In this episode of PennyWise, host John Kiernan is joined by guest Stacie Rihl to discuss how to go about buying your first home. Stacie hosts the “Your First Home” podcast and helps connect first-time homebuyers with the right real estate agents. She has also worked as both a real estate agent and a loan officer for a mortgage company, so she’s the perfect person to coach us through the home-buying process. John and Stacie discuss how to prepare before you even start shopping for a home, tips for navigating an expensive, competitive market, common mistakes to avoid and more.  

More on this episode from WalletHub:

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!