In this insightful episode of PennyWise, host Nat Cardona welcomes NerdWallet's personal finance expert Kimberly Palmer to share practical tips on reducing your monthly bills. As holiday expenses mount and budgets tighten, Kimberly provides a step-by-step guide to negotiating lower rates on your internet, cable, and utility bills.

Learn the art of timing your calls for the best results and discover the importance of speaking with a real person rather than a chatbot. Kimberly emphasizes the power of politeness and preparation.

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In this insightful episode of PennyWise, host Nat Cardona is joined by WalletHub editor Milvian Cherry Copeland to delve into the world of gift cards, a popular holiday gift choice. While they are convenient, not every gift card fits the recipient's needs. Milvian shares expert advice on how to make the most of unwanted gift cards, including where to sell them and how to avoid common scams.

Discover where to fins discounted gift cards, and learn which gift cards have the highest resale value. Milvian also highlights the convenience of electronic gift cards and the importance of registering your cards to protect against loss or theft.

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In this festive episode of PennyWise, host Nat Cardona is joined by NerdWallet travel expert Sally French to explore nine last-minute Christmas vacation destinations across the United States. Whether you're looking to escape the cold or embrace the holiday spirit, Sally's curated list of spectacular getaways has something for everyone. And they're easier to get to than  you might think.

Join us as we uncover these diverse and delightful holiday destinations, perfect for creating unforgettable Christmas memories.

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In this episode of PennyWise, host Nat Cardona explores the evolving world of cruise dining with travel rewards expert Sally French from NerdWallet. Gone are the days of mundane buffets under heat lamps; cruise lines are now elevating their culinary offerings with renowned chefs and unique dining experiences.

Discover the allure of specialty dining on cruises, where partnerships with celebrity chefs like Tony Gemini and Guy Fieri bring gourmet options to the high seas. From Guy's Burger Joint to Tony's artisanal pizzas, these collaborations offer a fresh take on cruise cuisine.

Learn about the innovative use of local ingredients as cruise lines source fresh produce and seafood directly from their ports of call. 

Join us as we navigate the exciting world of cruise dining and discover how to make the most of your culinary journey on the open seas.

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In this episode of PennyWise, host Nat Cardona is joined by NerdWallet's personal finance writer Elizabeth Ayoola to help you navigate the whirlwind of Cyber Monday shopping. With the holiday season in full swing, it's easy to get swept up in the frenzy of deals and discounts. Elizabeth shares expert tips on how to spend wisely and avoid common pitfalls during this busy shopping period.

Learn how to set a realistic budget using the 50/30/20 rule to ensure your holiday spending doesn't derail your financial goals. Discover the importance of price comparison and the use of price tracking tools like Keepa, CamelCamelCamel, and PayPal Honey to ensure you're getting the best deals. Elizabeth also emphasizes the need to check return policies and reviews before making a purchase, especially for big-ticket items.

In this episode of PennyWise, host Nat Cardona addresses a common fear among drivers: the dreaded insurance rate increase after a car accident. With expert advice from WalletHub's Milvionne Chery Copeland, listeners will learn practical strategies to avoid overpaying on car insurance following an at-fault accident.

Discover the benefits of accident forgiveness programs and how they can shield you from rate hikes. Learn the importance of shopping around for insurance quotes to ensure you're getting the best deal, potentially saving up to $1,778 annually. Explore the advantages of taking a defensive driving course and other discounts that can reduce your premium by up to 35%. Considering reducing your coverage? Find out when it might make sense to opt for state minimum coverage.

More from WalletHub https://wallethub.com/answers/ci/how-to-avoid-insurance-increase-after-car-accident-2140797148/

In this episode of PennyWise, host Nat Cardona dives into the world of store credit cards with expert insights from WalletHub editor Christy Mathern. With enticing offers at the checkout counter, store credit cards can seem appealing, but are they truly beneficial?

Explore the essential "do's" and "don'ts" of store credit cards, from understanding your credit score before applying to comparing rewards with traditional credit cards. Discover the hidden pitfalls of deferred interest and the importance of using credit responsibly to build your score. Christy shares valuable advice on avoiding common mistakes, ensuring your financial health remains intact.

More from WalletHub https://wallethub.com/edu/cc/mistakes-to-avoid-with-store-credit-cards/95806

Are you a Disney fan, but weary of the prices and endless lines at the theme parks? Or perhaps you have a large family and taking a trip to Orlando, Florida or Anaheim, California isn't in the budget. In this week's episode, host Nat Cardona is joined by NerdWallet's Sally French who has 5 U.S. destinations for Disney fans that aren't Disneyland or Disney World.

Read more on NerdWallet here!

About this program

Nat Cardona is host of PennyWise. Lee Enterprises produces many national, regional and sports podcasts.

Join host Nat Cardona on this episode of PennyWise as she explores the exciting world of pickleball travel with insights from NerdWallet's Sally French. With nearly 14 million players in 2023, pickleball enthusiasts are taking their passion on the road.

Discover how cruise lines and resorts are embracing this trend, offering pickleball courts and tournaments at sea and on land. Learn about group vacations to exotic destinations like Portugal and Mexico, where pickleball fans can enjoy the sport and local culture.

Tune in to see how pickleball is reshaping travel, offering endless opportunities to play and explore the world.

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In this episode of PennyWise, host Nat Cardona explores the surprising resurgence of the cruise industry with insights from NerdWallet travel expert Sally French. Despite the pandemic's initial impact, the cruise sector is experiencing a remarkable comeback, drawing travelers back to its unique allure.

Recent data shows cruise transactions reaching all-time highs. Delving into the demographics, Sally highlights the strong appeal cruises hold for Baby Boomers, who account for a significant portion of cruise spending. However, she also notes the growing interest among families and younger travelers, fueled by innovative offerings like Disney's expanding cruise fleet and themed experiences.

This episode of PennyWise to discover why cruises are once again capturing the hearts of travelers worldwide. Whether you're a seasoned cruiser or considering your first voyage, this episode offers valuable insights into the revitalized world of cruising.