This Episode our host Selina shares 5 money tips for over 30’s. 1. Know that it’s okay to adapt a new money strategy. 2. recognise how you feel about your current situation. 3. How are you actually doing?. 4. What are the goals. 5. There is time to do something. This episode was requested by one of our Instagram followers. If you have any podcast ideas feel free to DM us.

Short Episode today. If you have been following on Instagram or if you have signed up to the news letter. You will be aware that we announced news of our upcoming book release, though the publishers Quercus books. The book Black Girl Finance - Let’s Talk Money is available to pre-order now on Amazon - the link is available as soon as you go to the black girl finance website https://blackgirlfinance.co.uk/. It will be shipped on the 21st January 2021. This episode was supposed to be released last week, however the episode with tolu was recorded and paying down debt at this time is super important. So pushed the podcast episode book announcement back a week. But here it is today. Please continue to subscribe like and share the black girl finance podcast.

For this episode our host Selina is joined by the amazing Tolu Frimpong to discuss her journey of paying off £36,000 worth of debt. She says “it’s funny when money is not your own you tend to spend”. Also “don’t let other people spend your money for you” . She also discusses the debt repayment strategy she used the debt snowball or the debt avalanche. Check out her page search for @tolufrimpong on Instagram and she has her blog. www.tolufrimpong.com

To all our IG followers we listen to you, so we have created this podcast episode based on a request from you. For this episode Selina is joined by Nikkita Tew From Young Spender. @youngspender_ www.youngspender.co.uk check her out she provides financial education for Millennials and Gen Z. Don’t forget to subscribe, like, and share.

Quick episode - Black Girl Finance Founder Selina’s thoughts on how to win with money hint - Start early. Black Pound day (which is the first Saturday of each month), And Tyler Perry being a Billionaire. She is waiting for the Tyler Perry Autobiography. *Just to reiterate the black girl finance podcast does not give financial advice, the opinions are those of the guests and host. *. Also just to say insurance is not of any monetary gain*

I wanted to do this episode due to the impact on health and jobs of corona virus on the community. We have been impacted the most health wise and also when it comes to job security. Today’s guest Accountant and Financial Advisor Rachel Kerr talks about the importance of having protection from a younger age in order to protect your most important asset which is YOU. Also to use insurance protection as part of legacy and generational wealth building should something happen to you. She makes so many valuable points during this episode. To get in contact with Rachel about financial advice or to discuss insurance, she can be contacted on Instagram @sapientiaeconsultingltd also DM @blackgirlfinanceuk if you want to be connected with her. Whether you’re a young person or older do not skip this episode.

In this episode Black Girl Finance Host Selina is joined by qualified financial adviser Ore Sokoya. to talk about all things financial advice. We explore why it’s important for people within the community to access financial advice. What to expect when seeking advice and what the benefits are in comparison to just speaking to friends and family. Listen out for the mathematical error in the episode which was corrected in the end. To get in touch with Ore for financial advice @oresokoya on LinkedIn and Instagram.

This episode is about getting on the property ladder I am joined by our first quests Jane and Paula from issamovement! They talk about their own experiences getting on the property ladder. What made them want to be home owners and how they went about it. We also discuss home ownership within the community. Do check out our guests: www.issamovement. @thisjaneaintplain @raw_and_fourth on IG and @paulaoyinkan @ra.yo

This weeks episode is focused on Net Worth, not a topic often discussed within the community, but it’s definitely worth working out your current Net worth. It’s a great snapshot of financial health. If you know where you are right now, you can decide where you want to end up.

This week we will be exploring credit scores. Do you ever scratch your head and wonder why your credit score is going downwards or upwards or not moving at all? Especially when you’ve made a decision that you believe will have a positive impact, but it has the reverse affect. Then listen to this episode it’s all about credit scores. PS: I keep on saying broker but I meant aggregator. Also when I’m talking about rates I meant interest rates.