In this episode of BlackEcon101, Dylan Unruh, Rohan Sivakumar, and William Michael Cunningham dive into the ever-evolving world of cryptocurrency. From the latest government policies to shifting economic strategies, they unpack how today’s decisions could reshape the future of money and impact the broader economy. Tune in for a sharp, timely conversation on where crypto stands and where it’s headed.

In this episode of BlackEcon101, Dylan Unruh and Rohan Sivakumar dive into the Federal Reserve's role, its independence from political influence, and why the relationship between the Fed and the White House matters now more than ever.

Join us as we unpack:

What “Fed independence” truly means — and why it exists

How current presidential administrations influence (or try to influence) interest rates, inflation policy, and economic stability

The potential consequences of eroding central bank autonomy on markets and everyday Americans

What to expect as the Fed navigates future crises — and how that could impact you

Whether you’re a finance novice or an econ evangelist, this episode is essential to understanding the mechanics behind interest rates and how macro‑level decisions filter down into your wallet. Tune in for a clear, informed breakdown of one of the most powerful institutions shaping our economy.

Listen to Connor Stout and Gabriel Philipp discuss the latest unemployment numbers and what they mean for the Black community. 

In This Episode:

A breakdown of June’s U.S. jobs report: 147,000 net new jobs—led by state government and healthcare, offset by losses in federal employment.

An examination of the overall unemployment rate stabilizing at 4.1%, while Black unemployment surged from 6.0% to 6.8%—marking the sharpest month-to-month jump in recent memory.

Insights into what this means for Black women, those facing long-term unemployment, and broader implications for economic equity.

Discussion of labor force participation trends, from discouragement to sector-specific layoffs, and why these shifts matter.

A thoughtful conversation on structural inequality, resilience, and the urgent need for equitable job opportunities.

Whether you’re following macroeconomic trends or passionate about equity in employment, Connor Stout and Gabriel Philipp deliver a focused, insightful analysis that brings the numbers to life and highlights the stakes for the Black community.

Listen to Dylan Unruh and Gabriel Philipp talk about the current energy crisis in America and its implications for local and global environments. 

https://www.amazon.com/dp/1484272390/ref=cm_sw_r_tw_dp_2BG6N3T9WBQGPAHGQHY9

Economist William Michael Cunningham, founder of Creative Investment Research, discusses the 2022 forecast for African American businesses in Texas and in the US.

In this hour, Stephen Henderson dives into equity and diversity. First, from a national perspective with social impact economist William Cunningham, and then local authors Marlo Rencher and Marlin Williams joins to talk about their new book, Hard Reset, which is all about making diversity and equity the new normal.

We discuss the PPP loan program. See: https://www.creativeinvest.com/remediation.pdf https://www.linkedin.com/pulse/trumpism-william-michael-cunningham-am-mba/ and http://fifteendollarminimumwage.com/

What bitcoin is. How it came to be created. What blockchain is. How it works.

Our analysis reveals that $7.854 billion in corporate pledges have been made to facilitate efforts that support racial justice, and help activities that seek immediate solutions to the crisis affecting Black people. Creative Investment has launched a crowdfunding campaign to pay for the development of a BLM Corporate tracker.