Blank Cheque by Black

RBI had banned all regulated banks from holding and facilitating cryptocurrency transactions in 2018, which the Supreme Court subsequently overturned in March 2020. In the face of rising demand for cryptocurrencies, RBI had to launch its Central Bank Digital Currency. But, why did India suddenly decide to launch its Digital Rupee?

In this episode of Blank Cheque by Black, let’s discuss the Digital Rupee that will give all cryptocurrencies a run for their money in the country!

We are currently less than two months away from the income tax (IT) filing deadline for 2020-21. So, what better way to make some extra bucks than by filing our tax return and, hopefully, getting a refund? If granted, what would you do with it?

Listen to the latest podcast of Blank Cheque by BLACK to know some smart things you can do with your IT refund this year

We all want to save massive amounts on taxes, and what better way to do than select the right tax regime. Though the new tax regime has concessional tax rates, one can choose to continue with the old tax regime. The reason is that taxpayers get the benefit of several tax exemptions and deductions under the old tax regime, such as tax deductions on ELSS investment, health insurance under Section 80C,  house rent allowance, etc. 

These exemptions and deductions are not provided under the new regime as the new tax policy does not offer exemptions like the old one. If the benefit of these eligible deductions offsets and surpasses the benefit of lower rates in the new tax regime, the taxpayer should continue with the existing tax regime. 

Check out the latest episode of Blank Cheque by Black to learn more about reducing your tax liability through exemptions and deductions.

It's that time of the year when you are supposed to file your income tax returns. Did you know that you may need as many as 10 documents to file your ITR seamlessly? Worry not! We have your checklist ready with us. Listen to the lastest episode of Black Cheque by Black to find out what's on this checklist!

Movies get us emotionally involved. They make us laugh, or shed a tear from one scene to the next. Sometimes, they offer a window into a reality that we did not consider before ~ say money! Listen to the latest podcast of Blank Cheque by BLACK to know the top films that left us with some important money lessons!

Have you ever taken a look at your Form 16 and wondered where to begin decoding it? Worry not! We have done it for you. Find out what the various components in your Form 16 signify only on our latest episode on Blank Cheque by Black. So, tune in now!

No wonder why all of our favorite brands and online shopping destinations are all set to lure us with mega-sales; all thanks to the festivities that are lined up! Festivities not only bring in celebrations and fun, but they also bring along expenses that can hurt pockets. It could be very tempting to get lured by these sales and splurge. The result? DEBT TRAP! Are you someone who desperately want to shield yourself from a debt trap during the sale season? Well, Sujaini and Prarthana were in a quest to find a solution, and they ended up finding a series of ways to break this vicious cycle!

Listen to the latest podcast of Blank Cheque by BLACK to find the answer!

Don’t you just wish that adulting was a choice and not compulsion? I mean, who wouldn't want that option, right? Living rent-free, getting free food, and only sleeping and playing. Since we cannot choose, we need to make sure that we excel in adulting. 

Let’s take a look at 7 good money habits for good adulting in the latest episode of Blank cheque by Black.

In the words of Franklin D. Roosevelt, real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world. But, is it a good time to invest in real estate? Find the answer in our latest podcast!

With so many Indian startups turning unicorns lately, with some taking the step to go public through their initial public offering (IPO), you might wonder what an IPO is and how it works. Right? Don't worry! Listen to our latest podcast to know all a beginner needs to know about IPOs!