As if adulting wasn't hard enough, Cheltzie and Veronica dive into their personal experiences with credit, debt, and how they learned to b@ll on a budget. Joining the ladies this week is Chelee, another millennial woman who had to learn her own way to budget and finesse the world of credit. Although, it can seem like one big trick, the ladies shed light on how the experiences made them wiser with their finances.

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