The BNPL space has come under fire recently for its 'predatory' and unaffordable practices. But is it the wild west of the payments world? BNPL has offered us a new and innovative way to consume, profoundly changing our relationship with credit and debt. Join us as we explore how any BNPL regulation needs to be targeted and sensitive to the industry. We do not want to crush the consumer benefits of cheap and accessible credit; young people and the vulnerable could see more financial barriers when they need it most.