Bolster Risk Management

By Dominic Bish

Dom Bish likes making life insurance and finance easy for you. At Bolster Risk Management, we take a down-to-earth approach, trying to take a dry topic like personal money, and making it more accessib... more

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FAQs about Bolster Risk Management:

How many episodes does Bolster Risk Management have?

The podcast currently has 73 episodes available.

Bolster Risk Management episodes:

April 06, 2021Episode 53 - I’m too young for insurance; you are not actually bullet-proof
If you are under 35, do you have car insurance? Maybe, but maybe not. If you do have car insurance, does your car earn you money? Do you have protection for your greatest asset? What is your greatest asset? [spoiler - it is not your car!]
Key Points:
Do you insure your car?      Maybe, but maybe not

Types of cover for the under      35s

Insurance.      Better to be too early than too late

www.bolsterriskmanagement.com
...more
8min
February 07, 2021Episode 52 ACC – Do you really know what they do?
Most people who live in New Zealand have heard of ACC. But ask 10 people what it is that ACC does, and you will likely get 10 different answers.
Key points:
What is ACC

What does ACC not do?

Self-employed versus employee
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...more
13min
February 07, 2021Episode 51 - Save for a house or do something else?
With property prices going through the roof and bank savings rates through the floor, what options do you have? If you do not currently have your own home, and you feel squeezed out of the property market before you’ve started, can you put your money to work in other ways?
Key Points:
Another back-of-the-envelope calculation

“Buy a business instead” (erm..?)

Get your money working for you in other assets
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...more
10min
November 23, 2020Episode 50 - Financial Capability, teach and be taught
Industry, regulators and educators lament the poor level of understanding that people in New Zealand have of basic money management. What can be done? Let’s be bold – nah, she’ll be right.
Key points
The time is now (yes, we are in a recession!)

How bad is it?

Sustained change? Education and investment.

Thanks to the 520 podcast "listens" so far...
www.BolsterRiskManagement.com
...more
12min
November 23, 2020Episode 49 - Trauma Cover, it is a Smörgåsbord
Trauma cover is a great product, but there is more than one flavour. It will pay a lump sum of cash to you if you are diagnosed with a specific health condition. But with so much choice, how do you know what is right for you (and your family)?
Key points
What is the purpose of this type of cover?

What dishes are available on the Smörgåsbord

Indications of price
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...more
11min
November 01, 2020Episode 48 - Your Health & yet another COVID-19 article
Yes, another article about health insurance. Why bother when in NZ we have a public system that many in the OECD covet? As good as it is, there are plenty of gaps.
Key Points:
We have a good Public health system but… COVID-19

The Health System you didn’t know

Don’t over-insure
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...more
9min
November 01, 2020Episode 47 - KiwiSaver: Low fees, yet you still want advice with that...?
We hear a lot in media sources about high fees for KiwiSaver. We also hear how people are not getting enough advice about financial products like KiwiSaver. Who is correct?
Key Points:
What do your pay for?

What the Regulators (and industry) want

Who decides?
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...more
9min
October 14, 2020Episode 46 - “What is the Risk of Losing?”
I was this asked a great question recently. For all the talk of KiwiSaver-this and investments-that, what does it actually mean for my dollar? How much do I put in for what return? Here we come that wonderful world of ‘Risk’. What is ‘risk’ and what does it mean in everyday language?
KEY POINTS:
What is risk

What is the ‘return’ part of “risk and return?”

What is my comfort level?
www.BolsterRiskManagement.com/help-me
...more
8min
October 14, 2020Episode 45 - Indemnity versus Agreed Value (& ACC for self-employed)
Monthly paying disability payments. It can be great cover. It can also be a minefield. What is agreed value? What does indemnity mean? And why is ACC in the title??
Key Points:
Purpose of disability insurance

Indemnity versus Agreed Value

ACC, yes it is an insurance firm
www.bolsterriskmanagement.com/help-me
...more
10min
October 06, 2020Episode 44 - How Distressing is Financial Distress?
Mental health awareness week was here in NZ recently. Money stress affects 22% of people every day. A further 25% worry about money weekly. Anxiety comes from looking at the future and being uncertain, of not being able to clearly see the way ahead. It is easier to ‘stick the head in the ground’ and do nothing. Do you worry about money? If you do, you are like 61% of New Zealanders who worry about it with different frequencies, but at least monthly.
Key points:
What is distressing?

What the numbers say

What can be done?
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...more
6min

FAQs about Bolster Risk Management:

How many episodes does Bolster Risk Management have?

The podcast currently has 73 episodes available.