Not-So-Common Common Sense

Bootstrapped Struggle to YC-Backed Success: How Kunal Built IMT Against the Odds


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What does it take for a startup to get funding from Y-Combinator? How does one crack the Indian insurance market? 

In this episode of the Exitfund podcast, we are back with an eye-opening episode featuring Kunal from IMT Care, who is transforming the insurance sector with technology. He shares how IMT Care is digitizing insurance intermediaries, tackling India’s low insurance penetration, and simplifying coverage for millions.

Kunal also reveals how a last-minute Y Combinator application turned into a game-changing opportunity and the lessons that helped IMT Care scale to one million+ lives. Plus, we discuss why 62% of hospital expenses in India are still paid in cash and what needs to change. Packed with startup insights, investment trends, and industry challenges, this episode is a must-listen. Follow the Exitfund Podcast now!

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Not-So-Common Common SenseBy Exitfund