In today's episode, I will be sharing 5 money mindset shifts you need to make today if you want to see progress with your relationship with money and achieve your money goals.

Money Mindset blocks are one of the biggest challenges people face with improving their money situation.

Money mindset is not just a word that we use in personal finance literacy, it's essential to your financial success, so be sure to make this a priority. You don't want to miss:

• Mindset shift #1: It will work itself out...
• Mindset shift #2: I can't afford to…
• Mindset shift #3: It's too late for me to achieve my financial goals...
• Mindset shift #4: Scarcity and Lack…
• Mindset shift #5: Thinking wealth and financial success is all about money...

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I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE to not miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on apple podcasts: Under Shows, in the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

In this episode, I will be sharing some pros and cons of renting vs buying a house and how to calculate if purchasing a home is affordable for you. This is a trendy topic right now.

As I record this episode, we have just had the UK Annual Budget review announced by the government. One of the changes announced is the minimum amount required for a house deposit dropping from 10% to 5%. As you can imagine, many people are asking if buying is a good thing for them or if they should consider renting. You don't want to miss:

• Is renting better than buying a house?
• Pros and cons of renting and buying How to avoid becoming house poor?
• What numbers do you need to consider when purchasing?
• How much your salary needs to be to buy a £300k house/flat
• Why should you pay more than the minimum required deposit, and why this will help you in the long run?
• When is the best time to work with a mortgage broker?

Follow Boss Of My Money on Instagram and send your questions or comments via DM. Send your questions anonymously to [email protected].

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE to not miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on apple podcasts: Under Shows, in the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

This week I am answering some of your questions relating to investing and ISA's.

I love that you are thinking about saving and investing. You may need a notebook and pen because the question on how to invest and where to invest is going to give you some steps and actions to take to get started with investing.

You don't want to miss:

• How many ISA's can I have
• How do I get my money to make more money?
• What else can we do to make money on my money?
• Knowing more about stocks and shares.

Recommended Investing Books

• Learn How Investing Works Grow Your Money ntelligent Investor: The Definitive Book on Value Investing - A Book of Practical Counsel

Follow Boss Of My Money on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected]

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on Apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

There is a season and a rhythm to our existence, and there is nothing one can do to change that. Now while I complain about the rain, it is a blessing for the farmers and natural habitats.

In this episode, I want to help you identify your financial season using 4P's as an example. You may be in one of these financial seasons at a time, or you may be in more than one season at any given time.

Follow Boss Of My Money on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected].

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on Apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

Business Graduate, HR Officer and Tutoring Business Owner Vashni from Bristol shares her personal finance journey. T

he idea of being a broke student did not exist in Vashni's world! And damn right it shouldn't!

Vashni is an inspiration to all young people who wonder if saving money, working part-time and finishing university with good grades is really possible.

Follow Vashni on Instagram

Follow Boss Of My Money on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected]

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

Goal-setting hacks are big in the personal development space -be it with health, life, relationships or finance.

In this episode, I focus on seven tips to focus on peak performing your financial goals. You don't just want to set goals but you want them to materialise over time.

Follow us on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected]

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

P.S The information provided is for educational purposes only and is not financial advice.

I believe that trying to have a perfect budget will cause you to feel overwhelmed, and stressed and give up on your budget.

We live in an imperfect world and circumstances out of our control will impact your budget. So rather than trying to have a perfect budget, seek to make progress with your budget.

In this episode, I'm sharing what making progress vs seeking a perfect budget looks like.

Follow us on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected]

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

P.S The information provided is for educational purposes only and is not financial advice.

The joys of December usually create unforeseen expenses, forcing a lot of people to fall into their overdraft, while others max out their credit cards. And to be honest, as much as I hope that people are understanding the times we are in and are diligent with their spending, I am not sure this is the case.

With direct debits lurking above bank balances like a bad storm threatening to drop at any moment and the accompanying gloomy weather the new year brings, it's not surprising that so many people suffer from the 'January Blues'.

You don't want to miss:

• Tips for staying happy, spending, food, finding extra cash and killing time

Give yourself a financial detox and join my FREE 7 days no-spend challenge Get the FREE organsie your finance workbook Start budgeting with my FREE Roadmap to paying yourself first + Free Budget sheet

Follow us on Instagram and send your questions or comments via DM Send your questions anonymously to [email protected]

I was hoping you could make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!

P.S The information provided is for educational purposes only and is not financial advice.

In today's episode, I answer questions from our community.

I love answering questions as it allows me to get to know more about where my followers and listeners are at, the goals they are working towards and how I can better support them.

You don't want to miss:

• How do I budget on a fluctuating income?
• Should I get life insurance if I am living at home with no dependents?
• Is it a good idea to downsize and pay off £25k debt?

Follow us on Instagram and send your questions or comments via DM: Send your questions anonymously to [email protected]

I was hoping you could make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!

P.S The information provided is for educational purposes only and is not financial advice.

BONUS EPISODE You may have heard my story in drips and drops depending on where we first met. I still get emotional talking about my financial mistakes and where I was when I decided enough was enough!

Three years and 10 days on...I am still on that journey and loving it. So as a bonus episode on Christmas Day, I will share:

• When my personal finance started
• How I got started What changes I made to double my income, become debt-free and save 3 months of an emergency fund?
• What I have achieved 3 years on and still going
• What being the boss of my money means to me
• Why I started blogging and helping other women

Follow us on Instagram and send your questions or comments via DM: Send your questions anonymously to [email protected]

I was hoping you could make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!

P.S The information provided is for educational purposes only and is not financial advice.