Tuomas walked away from a high-paying job in London to build a 7-figure business in Dubai - not for the cars, not for the luxury, but for freedom.
In this episode, I sat down with Tuomas Kivioja, content creator and business owner who's transformed his business by taking the bold decision to move to Dubai. Join us as we explore how he:
✅ Built multiple online income streams through YouTube and software
✅ Legally pays 0% tax living in Dubai
✅ Structures his business using a UAE company and US LLC
✅ Invests in Dubai real estate and secured a 4.49% mortgage
✅ Qualified for the Dubai Creator Golden Visa
✅ Built a global lifestyle with no 9–5, no boss, and complete flexibility
If you’ve ever thought about:
🌍 Moving abroad for financial freedom
🏝 Becoming a digital nomad
💼 Setting up a company in Dubai
🏠 Buying property in the UAE
💰 Building passive income online
This episode breaks down the real numbers, tax setup, and lifestyle behind making it happen.
00:00 – Intro — From London Finance to Dubai Freedom
02:03 – How He Built His First YouTube Channel
04:20 – Moving to Dubai & Escaping 50% Taxes
07:42 – Why So Many Entrepreneurs Are Leaving the West
10:55 – Will Western Countries Try to Stop People Leaving?
13:20 – Choosing Where to Live vs. Where to Set Up Your Company
18:40 – Top 3 Places to Live & Best Jurisdictions for Business
20:50 – Nomad Lifestyle & Long-Term Base Strategy
22:10 – Is Dubai Only for Young Founders or Also for Families?
24:42 – Biggest Culture Shocks Moving to Dubai
27:45 – How to Structure a UAE Company vs. a US LLC
30:50 – Accessing US Banking from Dubai
32:50 – Ecom Brands, FBA & US Tax Implications
33:15 – Will Dubai Stay 0% Tax Forever?
38:30 – Best Brokerage & Investment Setup for UAE Residents
43:40 – Comparing US LLC vs. Hong Kong Company Structures
47:00 – Can You Sell a Company Set Up in the UAE?
48:20 – Offshore Havens Like Cayman Islands — Are They Worth It?
50:55 – At What Net Worth Should You Consider Trusts or Second Citizenship?
53:45 – Dubai Real Estate — First-Time Buyer Perks & Risks
58:00 – Will Dubai’s Property Market Keep Rising?
59:30 – Best Areas to Live & Invest in Dubai (2025 Guide)
01:03:45 – Getting a Mortgage in Dubai as an Expat
01:06:00 – Timeline & Interest Rates Explained
01:07:10 – Defaulting on a Mortgage — What Really Happens
01:08:00 – Dubai Lifestyle Memberships & Discounts
01:10:40 – Best Credit Cards for Expats in Dubai
01:15:10 – How to Get the Dubai Creator Golden Visa
01:19:00 – Other Residency Options in the UAE
01:20:10 – Do You Need a Content-Creation Permit in Dubai?
01:21:20 – Closing Thoughts & What’s Next