In this episode, Matteo Rizzi sits down with Artur Pereira — entrepreneur, speaker, SWIFT specialist, and CEO of D-Evo — to explore Africa’s journey from legacy banking systems to digital excellence. Drawing from his extensive experience in Portugal, Angola, and across the continent, Artur unpacks the unique challenges and opportunities in African payments: from interoperability gaps and cross-border complexities to the promise of instant payments, blockchain, and stablecoins. The conversation dives into the role of the African Union in setting standards, the power of data and unified IDs, and why regulatory collaboration is key to scaling FinTech. Artur shares success stories like M-Pesa and Karingo, while advocating for sustainable investment models that empower local talent and entrepreneurs. Together, they highlight why innovation, trust, and regional cooperation are the cornerstones of Africa’s next leap in financial services.

In this episode of Breaking Banks Africa, we sit down with Melanie Keita, co-founder and CEO of Melanin Capital, a groundbreaking fintech on a mission to become Africa’s first carbon digital bank. Melanie shares her journey from pitching at the EcoBank Fintech Challenge to raising capital and scaling a platform that combines climate finance, SME lending, and carbon credit trading. With a focus on agricultural and renewable energy businesses, Melanin Capital is bridging the financing gap for Africa’s green economy while tackling real-world regulatory and funding challenges. From partnering with agritechs to empowering women-led cooperatives, Melanie unpacks how innovation and grit are key to building Africa’s climate resilience.

Tune in to hear how fintech meets sustainability—and what’s next for Melanin Capital in Africa’s trillion-dollar receivable finance market.

In the 4th episode of #BBA, hosts Matteo Rizzi and Nadine Zoro are joined by John Brittell from Side B Ventures to explore the shift from aid-based funding to equity-driven investments in Africa. With a background in development finance, John shares his transition from working in aid and grants to focusing on private sector investment. The conversation dives into the challenges faced by local entrepreneurs, particularly in markets like Ivory Coast, where many are unfamiliar with the startup ecosystem. John emphasizes the need for access to capital as a key factor for entrepreneurial success. Together with Matteo and Nadine, they discuss how a hybrid model, combining experienced and emerging founders, could empower startups across Africa. This episode advocates for sustainable growth through equity investment, moving beyond traditional aid to foster long-term innovation and economic development on the continent.

Follow John: https://ug.linkedin.com/in/johnbrittell

In this third episode, we welcome Nadine Zoro as she makes her debut as a podcast host, co-hosted by Matteo Rizzi. Our guest, Divine Muragijimana, brings her expertise in brand storytelling, product marketing, and fintech growth to the conversation. She shares insights on how strategic branding empowers African entrepreneurs, the intersection of media and fintech marketing, and key takeaways from #IFF2025. Matteo also leads a discussion on the role of talent upskilling in driving fintech innovation. With an integral (no cuts) for Nadine’s first episode, join us while diving into an insightful discussion on African fintech’s evolving landscape.

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In this episode of Breaking Banks Africa, host Matteo Rizzi engages in an insightful conversation with key figures from the fintech and financial inclusion landscape in Africa. Guests include Thelma Quaye, Director of Digital Infrastructure, Skills, and Empowerment at SmartAfrica; Kosta Peric, Deputy Director of Inclusive Financial Systems at the Gates Foundation; Leila Rwagasana, FinTech Secretariat Lead at Rwanda Finance Limited; and Christian Kajeneri, Director of Payment Systems at the National Bank of Rwanda.

The discussion explores the evolution of financial inclusion and fintech in Africa, with a focus on Rwanda’s digital transformation. Highlights include the launch of the Rwanda National Digital Payment System (RNDP 2.0), the success of Mojaloop in facilitating payment system interoperability, and the inspiring stories of local innovators and entrepreneurs. The episode also touches on the challenges and opportunities for youth, particularly women, in the fintech sector. Through personal anecdotes and professional insights, the episode emphasizes the power of perseverance, passion, and seizing opportunities to drive change in Africa’s financial ecosystem.

In the first episode of Breaking Banks Africa, we explore the transformative impact of digital assets and CBDCs (Central Bank Digital Currencies) on financial inclusion and regulatory frameworks across Africa. Our guest Carmelle Cadet – CEO & Founder of EMTech, shares insights into the role of regulators in adapting to innovation, using tools like the sandbox to manage risks without waiting for full legislation. Highlighting real-world examples, we discuss the Bahamas’ blockchain solution for island-wide financial access and Ghana’s CBDC initiative to streamline government payments. The conversation delves into the unique opportunities for Central Banks to issue digital currencies, fostering financial inclusion without requiring traditional banking infrastructure. The discussion also touches on the evolving regulatory landscape, with a focus on Africa’s potential to lead in fintech innovation. Acknowledging the challenges of trust and currency volatility, the episode emphasizes how blockchain and tokenization may offer solutions, creating a more resilient financial system for the continent’s future.