Breaking Broke

Debt could be wonderful way to expand ones financial and material standing, but it can also place a financial burden on it's holders.

That said, financial pundits are split on whether debt is a net good or bad for consumers.

This episode dives a bit deeper into the matter so you can decide if debt is beneficial or if having debt imposes a form of financial bondage.

Link to Blog Post

Is high school football worth the investment? This is a highly personal choice but here are some numbers to consider.

Of the 1,006,013 high school football players, only 73,712 will make it to the NCAA ranks. That's just 7.3%. And Of the 73,712 that make it to the collegiate level, only 254 are likely to be drafted which means that only 1.6% of "student-athletes" will ever make it to the league.

In this episode I explore why the investment in football may not be the wisest use of our precious time and energy.

Budgets are great for helping us reach our financial goals, but they require us to exercise a level of self-control that is not always easy to maintain.

Things become even more complex when we consider the role of technology and how digital payments such as credit cards add to the challenge of controlling our desires.

Jump in as I explore why cash is king when it comes to maintaining a budget that helps you win with money.

Book: Going Broke: Why Americans Can't Hold On To Their Money

Blog Post: Cash Is The Best Payment For Sticking To A Budget

I have vivid memories of what it was like to be broke and know all to well how difficult of a spot that is to be in.

I've spent several years climbing out of that situation and can say that the journey was definitely worth it.

If you're broke and looking for a way out then you have come to the right place.

On this episode we explore the top 10 reasons why many people are broke and discuss ways individuals can fix these issues.

The term invisible hand is a metaphor used in economics to describe the unseen forces that move free markets around the world. Like markets, each of us may be guided by invisible forces that have shaped who we are and how we behave with money. This is your money blueprint.

In this episode, I'll dive into what a money blueprint is and discuss how you can find and develop your own money blueprint to achieve greater financial success.

Master Your Money Blueprint Article

Rich Guy Broke Guy Short Story

A study by the National Bureau of Economic Research found that poor health has an annual cost of $2,415 in out of pocket spending and $3,113 in lost consumption.

The episode makes a compelling case that health should be a primary economic focus for individuals seeking to maximize their financial success. We do this by taking a closer look at the the costs of bad health and round things out with a discussion on ways everyone can ensure they are on a solid path to great health.

Blog Post: The High Costs of Bad Health

NBER Study: The Liftime Costs of Bad Health

Part 2 of how to lose 25 lbs. I discuss the precise process and tactics you can follow to lose up 25lbs or more on this episode. I also tell the story of what motivated me to lose 25lbs and introduce my Transform Your Body Program.

How to Lose 25lbs Blog Post

Transform Your Body Program

A special episode as we have our first guest on the show. My good friend Alyssa Gonzalez stopped by to discuss everything health and fitness.

Alyssa is a certified personal traininer with nearly a decade of experience working with clients in a range of settings. She is also a Dietetics Masters degree candidate at Kansas State University with plans to become a registered dietitian.

We start the episode with a deep dive into how diet and exercise can positively impact societal health trends before jumping into a discussion how people can implement a healthy changes in their own lives.

We wrap up the episode with a spotlight of a memorable client who lost 100lbs and follow this with a highlight of the traits of top performers.

How to Lose 25lbs Blog Post

Transform Your Body Program

As the year closes, many of us will start thinking about all of the things we would like to achieve in the new year. Around 83 million people will go as far as establishing New Year's resolutions as a way to propel them toward their goals.

Chasing goals is a worthy endeavor, but how you go about the process will determine your long term success.

In this guide you'll learn:

• What New Year's resolutions are and why most fail
• How SMART Goals can boost your success
• How to make an action plan to achieve your goals
• Alternatives to New Year's resolutions

Live a rich life today. I chose this tagline for the blog because it embodies the most fundamental message I hope to convey.

We live in a culture that aims to convince us that something is missing from our lives. These forces cause us to chase after the next thing in order to be happy and have abundance. We can never quite pinpoint what that missing thing is, so we default to chasing obvious things such as more money, the big promotion, or the latest gadget.

We continually push the goal post out in the process. We think the next thing will make us happy, so we chase it. We capture that next thing, and are dissatisfied. Our dissatisfaction then causes us to chase the next thing, which we ultimately catch and become dissatisfied with.

Round and round we go in this never ending process, similar to a dog chasing its tail.

What if I told you that there was a better way and that you probably have everything you need to have happiness and abundance?

What if I told you that you could live a rich life today?

Resources

Bronnie Ware - Regrets of the Dying