In this episode, we’re joined by Jaime Cortes, a crop insurance agent and PRF expert based in the Yakima Valley. Jaime breaks down how Pasture, Rangeland, Forage (PRF) insurance works, what a “grid” really means, and how the rainfall index triggers payments. If you’re a rancher, hay producer, involved in apiculture or just curious about how to manage risk during dry years, this episode is for you.