Is the current housing market keeping you from buying your dream home? You aren't alone—but there are local resources designed specifically to bridge that gap!

On the latest repost of Lex Talk Real Estate, host Nick Edgerly sits down with Kay Smith from the Kentucky Housing Corporation (KHC) to uncover the incredible programs available to Kentucky buyers right now.

Here are a few massive takeaways from this episode:✨ Down Payment Assistance: KHC has increased their assistance to help combat rising costs, and these funds can also be used toward closing costs✨ Not Just for First-Time Buyers: A common misconception is that KHC is only for your first home. Repeat buyers who have experienced life changes can often qualify as well. ✨ Below-Market Interest Rates: Learn how KHC's Mortgage Revenue Bond program is helping buyers secure lower rates in today's tough market.✨ A Legacy of Equality: KHC was founded in 1972 by Representative Mae Street Kidd, a trailblazing Black woman and legislator who championed affordable housing and spearheaded bills to prohibit racial discrimination in Kentucky housing.

Kay also shares her inspiring personal story of navigating the housing market as a single mom, and how utilizing KHC programs changed her life and led her to the career she has today.

Whether you are a realtor, a first-time buyer, or looking to get back into the market, this episode is packed with essential info for navigating Kentucky real estate.

NMLS ID 1912730

Equal Housing Lender

nmlsconsumeraccess.org