I think I speak for millions of small business owners across the country when I say I have no clue what we pay in credit card processing fees, and I know we do over $100,000 in credit cards every single month. So, it would probably pay for me to investigate that, wouldn't you say? That's the money in the couch cushions that everybody forgets about. To talk about that today is Brennon Dunbar from OpTPay Partners.