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In this episode of Brick x Brick, host Roxann Klepper
TOPICS COVERED IN THIS EPISODE
· Women’s Health Challenges and Misdiagnoses
· Functional Medicine vs. Traditional Medicine Approaches
· Health Advocacy and Self-Empowerment
HELPFUL LINKS
· https://dutchtest.com/
· https://www.diagnosticsolutionslab.com/tests/gi-map
· https://www.gdx.net/products/nutreval
· Roxann’s Functional Medicine Doctor: April Maynes, MN/NP - https://vitalitybiomed.com/
· Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.roxyk.ca/home-evaluation
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
In this episode of Brick X Brick, host Roxann Klepper explores the unique advantages of buying a home during the winter in Red Deer/Central Alberta. She highlights the benefits of reduced competition and motivated sellers, noting how buyers may find better deals and less pressure in the colder months. Roxanne also covers the challenges of winter home inspections, such as limited outdoor visibility and potential difficulty in assessing certain features. Listeners gain practical tips on evaluating a home’s winter performance, including checking heating efficiency, windows, and entryways for wear and tear. Tune in for expert advice to help you make a confident winter purchase that fits your lifestyle and budget, with Roxann as your trusted guide to the Red Deer market.
TOPICS COVERED IN THIS EPISODE
• Advantages of Winter House Hunting
• Challenges of Buying in Winter
• Key Tips for Winter Home Inspections
HELPFUL LINKS
• Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.roxyk.ca/home-evaluation
PODCAST
Spotify: https://podcasters.spotify.com/pod/show/brickxbrick
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube : https://www.youtube.com/@BrickxBrickWithRoxyK
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
In this episode of Brick x Brick, special guest Kari Lotzien
TOPICS COVERED IN THIS EPISODE
· Time Management through Energy Rhythms
· The Downsides of Multitasking
· Leadership Skills for Business Growth
TODAY’S GUEST
Kari Lotzien – Be the Anchor
Be The Anchor Podcast: https://www.betheanchor.ca/podcast/
HELPFUL LINKS
· Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.roxyk.ca/home-evaluation
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
In this episode of Brick x Brick, Roxann Klepper shares her personal financial journey, emphasizing the importance of saving early. She opens with a Warren Buffett quote: "Do not save what's left after spending, but spend what's left after saving." Reflecting on her younger years, Roxann discusses how setting up automatic savings through direct debit, even with a small income, was one of the best decisions she made. She encourages listeners to start saving consistently, whether it's 1% or 20% of their income, and highlights the sense of accomplishment that comes from watching those savings grow over time.
TOPICS COVERED IN THIS EPISODE
· The importance of saving early and consistently
· Setting up automatic savings
· The long-term benefits of building a habit of saving
HELPFUL LINKS
· Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.kimfoxrealestateteam.ca/roxann-form
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
In this episode of Brick by Brick, host Roxann Klepper dives into the concept of being "mortgage poor" and how to avoid it. She explains how easy it is to get caught up in the excitement of buying a home based on a high pre approval amount, but emphasizes the importance of sticking to a realistic budget. Roxann encourages listeners to track every expense for a month to ensure they’re not overstretching their finances. With practical tips on budgeting, she urges homebuyers to think beyond the price tag and prioritize long-term financial stability over the pressure to keep up with others.
TOPICS COVERED IN THIS EPISODE
· Understanding “Mortgage Poor”
· Budgeting for Home Ownership
· Choosing the Right Home Price
HELPFUL LINKS
· Roxann’s Budget Spreadsheet - https://docs.google.com/spreadsheets/d/1abCnzAUdVYFxboaO2eQtRN-hV8VhTd9E/edit?usp=sharing&ouid=116318291337007171367&rtpof=true&sd=true
·
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/RoxyKRealEstate
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
Recorded, Edited & Produced by Brad Glover
In this episode, Roxann Klepper continues the conversation with Trista Carey, diving into the sensitive yet crucial topic of caring for aging parents in Red Deer and Central Alberta. They explore the challenges families face when parents can no longer care for themselves and the critical need for early planning. Trista, from Schnell Hardy Jones, emphasizes the importance of having difficult yet necessary conversations with parents while they still have capacity. Key takeaways include ensuring wills, personal directives, and power of attorney documents are in place and up to date. Trista also offers practical advice, such as working with Alberta Health Services and storing important medical documents in a green sleeve on the fridge for first responders.
TOPICS COVERED IN THIS EPISODE
• The importance of having early conversations with aging parents
• Ensuring legal documents are in place
• Practical tips for managing healthcare decisions
TODAY’S GUEST
Trista Carey
Partner
Schnell Hardy Jones LLP Lawyers
403-342-7400
HELPFUL LINKS
• Green Sleeve Info - https://myhealth.alberta.ca/Health/Pages/green-sleeve.aspx?hwid=TFiJW8-S9c4
• How to order a Green Sleeve - https://drive.google.com/file/d/1Yk96cIMHT1DmxVRXKtSY3giUFkuiuwtf/view?usp=sharing
• Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.kimfoxrealestateteam.ca/roxann-form
PODCAST
Spotify: https://podcasters.spotify.com/pod/show/brickxbrick
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube : https://www.youtube.com/@BrickxBrickWithRoxyK
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
Recorded, edited, & produced by Brad Glover
In this episode of Brick by Brick, Roxann Klepper is joined by Lawyer Trista Carey to explore the critical topic of wills and estate planning. Trista shares real-life stories that highlight the consequences of not having a valid will, including a devastating case where a family's wishes were left unmet due to the lack of proper documentation. She explains the process of creating a will, the importance of pre-planning, and the essential documents everyone should have in place, such as a personal directive and enduring power of attorney. This episode emphasizes the peace of mind that comes from being prepared, offering valuable insights for anyone looking to protect their loved ones and assets.
TOPICS COVERED IN THIS EPISODE
· The Importance of Having a Valid Will
· The Estate Planning Process
· Essential Estate Planning Documents
TODAY’S GUEST
Trista Carey
Partner
Schnell Hardy Jones LLP Lawyers
HELPFUL LINKS
· Your home might be worth more than you think. Request your FREE Market Evaluation
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
On this episode of Brick x Brick, Roxann Klepper
TOPICS COVERED IN THIS EPISODE
HELPFUL LINKS
Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.kimfoxrealestateteam.ca/roxann-form
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
Recorded, edited, & produced by Brad Glover
In this episode of Brick x Brick, Roxann Klepper introduces Jillian Vukovich, Division Manager at IG Wealth Management, for an insightful discussion on personal finance and investment strategies for women. Jillian shares her journey from a background in psychology to financial planning, explaining her passion for helping clients achieve financial security. Together, they tackle the often uncomfortable topic of money, addressing the importance of open conversations, understanding investment tools like RRSPs, TFSAs, and non-registered accounts, and the value of starting early. The episode emphasizes personalized financial advice and the need to plan for life's uncertainties, with Jillian offering practical insights on navigating investments, saving for retirement, and making informed decisions that align with individual goals.
TOPICS COVERED IN THIS EPISODE
• Investment Tools & Strategies
• Personalized Financial Planning
• Open Conversations About Money
TODAY’S GUEST
Jillian Vukovich
Division Director, IG Private Wealth Management
403-343-7030
HELPFUL LINKS
• Happy Go Money by Melissa Leong - https://a.co/d/68RWYq7
• Your home might be worth more than you think. Request your FREE Market Evaluation here: https://www.kimfoxrealestateteam.ca/roxann-form
PODCAST
Spotify: https://podcasters.spotify.com/pod/show/brickxbrick
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube : https://www.youtube.com/@BrickxBrickWithRoxyK
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
Recorded, edited, & produced by Brad Glover
In this episode of Brick x Brick, we take a deep dive into the current state of the real estate market, reflecting on the drastic changes over the past five years. From the severe buyer's market of 2019 to today's strong seller's market, we explore how supply and demand have shifted dramatically, driven by factors like increased immigration and limited housing inventory. We break down key data, including the months of inventory and the impact of rising home prices on new construction. Whether you're a seller enjoying the benefits of the market or a buyer navigating its challenges, this episode offers valuable insights. Plus, don't miss next week's exciting guest announcement!
HELPFUL LINKS
· Your home might be worth more than you think. Request your FREE Market Evaluation
PODCAST
Apple : https://podcasts.apple.com/us/podcast/brickxbrick-navigating-real-estate-finances-life-for-women/id1765374840
Youtube :
WHERE TO FIND ROXY
Facebook: https://www.facebook.com/kimfoxrealestateteam.ca
Instagram: https://www.instagram.com/roxklepper/?hl=en
Website: https://www.roxyk.ca
Email: [email protected]
Phone: 403-872-4546
From the publisher's feed