On episode 114 we lay out how the potential expiration of enhanced ACA subsidies after 2025 could affect early retirees and what can be done ahead of time to prepare. 

Practical planning moves to manage MAGI, use HSAs, shore up cash flow, and keep retirement on track without panic.

• Expanded subsidies, what they did and why they matter 
• When the enhancements are set to expire and likely 2026 impact 
• How uncertainty creates budgeting stress for early retirees 

• Sticker shock for ages 58–64 off employer plans 
• MAGI management with CPAs and planners 
• HSA strategy to bridge pre‑Medicare years 

• Delaying large purchases to maintain flexibility?
• Should you consider part‑time work with benefits?

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan