A common problem is carving out time for meditation. This challenge isn't exclusive to novices—even seasoned meditators can find it tough to dedicate as much time as they would like.

And even on days when we’re not immediately pressed for time, the mental habit of anxiety over it, in addition to the many other stresses in our lives, can keep us from relaxing into the deeper states of tranquility and joy that we seek.

What is the solution? Here is a ten-step program that might help.