Evan reminds listeners of the basics of personal finance.  The 20% knowledge required to be successful over time.  Inspired by a Wallet Genius article titled "Simple Steps To Becoming A Super Saver" published December 16, 2019, Evan also reminds listeners that no matter what year it is, whether it be 2021 or 2031, these five (5) tips are essential and proven.  By who?  You guessed it.  Your Broke at 40 host, yours truly.  Evan will give his personal thoughts for each of the five tips.  What additional proof do you need other than to hear it from your frugal friend?  Want to be on the show to share your money story?  Email us:  [email protected]

Evan takes you back to 2004 when he saw a "Tree of Life" poster while working with a client in Ohio.  In the early years of awakening to what your financial life can be, it can be motivating to reach back or think about something today that inspires you to reach your goals.  Not only in Life, but in your quest to become self-sufficient in a world where very few have the insight to achieve.  Strike a match, and let the light and the brilliance of that flame become you.  If you're new to these concepts, then walk with Evan today and think about where you are.  Right now.  Do you have self-respect?  Or are you wallowing in Self-hatred?  Stay tuned for more!  And what money coaching questions do you have? Email Evan at: [email protected]

Evan spoke recently to a young couple in Rhode Island and would like to share some details about their current mindset and how they’re delaying getting started with making some big changes. Let us know about your journey towards FI. Email us: [email protected]

Evan wants to share personal decisions regarding making changes to his portfolio through Vanguard Advisory Services in a Coffee Talk Ramble format. These more unstructured and personal episodes will highlight a thought process of a gradual shift from an Accumulation to Distribution mindset that you'll eventually get to in your journey towards Financial Independence. Does it feel right for Evan to make this shift?  How many months or years will it take to reach 100% comfort, or is this even possible?  Stay tuned for more Dear Dollar Diary episodes coming soon!

Today, we go back to a more innocent time in our lives.  A time when we believed we could achieve anything we wanted.  A time before we taught ourselves that perhaps we could not as late-in-life savers.  As you listen to Dorothy's story, let's recall a Simple Path to Wealth.  Could these be the yellow bricks that we need to build and follow?  How many yellow bricks are you ignoring?  Let's get back to following a journey towards Emerald City.  Want to be on the show to share YOUR story?  Email us:  [email protected]

Evan reminds late-in-life-savers that you can force yourself to wake up and acknowledge your current or past mistakes with money.  We all have regrets.  We have envy.  We all wish we could turn back time and talk to our younger selves.  But let's get real. That's not only a waste of time, it's entirely impossible!  Let's admit where we are.  Let's encourage ourselves to wake up!  And wake up now.  Before it may be too late.  Want to share your money story?  Email us:  [email protected]

Evan pops into the podcast for a short episode inspired by a recent article in the New York Post.  A Florida man wins a million dollars.  What would you do with a sudden windfall of money to accelerate your goal of financial independence?

Evan reacts to the thoughts of JL Collins to his daughter through the popular financial independence book, "The Simple Path to Wealth".  Although Evan began his journey towards FI many years prior, he knows that his listeners may be in the very early stages, so a book such as JL's can benefit them in getting the wisdom of popular independent thought.  

Evan anchors his early childhood to idolizing JR Ewing, from the popular show, "Dallas", but it's really JL Collins's that got it right for the majority of savers wanting a "Simple Path to Wealth".  Join us as Evan talks through ten (10) nuggets of wisdom that JL lovingly imparted on his daughter, and with which Evan now imparts on you, his loyal Broke at 40 listener (and perhaps a late-in-life saver).  Want to check out JL's book?  

Follow this path:  

https://www.amazon.com/dp/B01H97OQY2/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1

Could a memory of purchasing an inanimate object in June of 2005 become a symbol for Financial Independence?  Evan takes you back to that very moment in an attempt to help late-in-life savers.  It's not too late. You have the power to create your financial destiny.  Be reflective and reach out into your past.  Let that memory launch you into a brilliant financial future. And if you haven't yet had that moment, then work to create it in honor of Independence Day.   Want to write in to the show to ask a question?  Email us:  [email protected]

Evan begins by speaking to you, his loyal listener in a "coffee talk ramble" about news of the day, and his Money Thoughts of the Week.  He then moves on to talk through becoming your personal best with life and money.  And correction:  Evan makes a boo boo.  It's Roger Bannister that ran the first four-minute mile in 1954 (Evan isn't perfect, but he does try to be a good podcaster, lol)  And to close the episode, he walks you through six (6) ways in which you can shift your thoughts and behaviors from a broke to a more brilliant mindset.  Have a question or show idea for Evan?  Email us:  [email protected]