Broker Banter Denver

Kim and Patrick discuss the NAR settlement and what it COULD mean for buyers and sellers. 
Patrick gives his weekly interest rate update.
They continue their series on the Denver Metro area focusing on the West and discuss the recent snow storm "Snowmeggedon". 

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

On this episode, Kim and Patrick continue their series on the Denver Metro area concentrating on the south side of the Denver Metro area giving their input on the Highlands Ranch, Centennial, and Lone Tree areas. 

Kim gives an update on the February housing statistics in Denver Metro.

Patrick gives an update on the latest inflation report and how it affects mortgage rates.

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim discuss Patrick's birthday, skiing holiday and nice weather. A new article by Fox 31 about the most expensive zip codes in the city of Denver are revealed along with Patrick and Kim's perspective on the city of Denver. 

Patrick let's you know about the community lending program and an update on where the lending industry believes interest rates are going.  

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

On this episode Patrick and Kim discuss the long-time Denver tradition, the annual 5280 Restaurant Week, and how it has changed over the years. What is a Michelin star? Patrick explains. 

Kim explains what a contingency and non-contingency home is and how it can affect a real estate contract. They also give some options on how to not have a contingent sale on a purchase home contract. 

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim discuss the state of Denver's housing market and the report from US News and World Report ranking Denver as the #1 real estate market in the county and what qualifies it to be the #1. 

Patrick explains that there is a community lending program that promotes homeownership by providing discounted interest rates in certain Denver metro neighborhoods.

They banter on mountain biking and the spring-like weather.  Here about some of their mountain biking adventures.

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick explains more in depth about 4 loan programs FHA, VA, Conventional and Jumbo loans. He explains what makes the differences and touches again on the down payment. 

Kim talks about one change in the real estate contract. What is a metropolitan district and how you must now add a URL for all metro districts to the contract if you are in one.  Metro districts are different from HOA's but can act like an HOA

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

This episodes of Broker Banter Denver has our first guest Jeff Breco, a home inspector, From the Ground Up Home Inspections talk to Kim and Patrick about the home inspection process and what things you may find in a home inspection, and what to expect.

They banter on Super Bowl 2024.

Jeff Breco
From the Ground up
https://best5280homeinspector.com/
720-385-6903

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Kim breaks down the complex process of buying a home into manageable steps, providing you with a roadmap to navigate the real estate landscape successfully. They also talk about the difference between appraisals and inspections. 
Whether you're a prospective buyer, a curious listener, or someone looking to refine your real estate skills join us each week when we talk all things real estate. 

Patrick Williams 
The Mortgage Company
www.Themortgageco.com
720-988-7664

Kim Davis
REMAX Professionals
www.DHTDenver.com
303-882-0888

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick breaks down credit scores and provides helpful insight on how to establish and improve your credit. 

Patrick and Kim talk about the Denver Artic front that came through. 

Patrick Williams 
The Mortgage Company
www.Themortgageco.com
720-988-7664

Kim Davis
REMAX Professionals
www.DHTDenver.com
303-882-0888

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

How much money do you need for a down payment for a home? Is it 20%? Hear Patrick explain the different loan product types and how you can put as little as $1000 down with some loan programs. Also, conventional loans as low as 3%-5% down for a home mortgage. 

What is MIP? Mortgage insurance, why people may think you need to put 20% down, and where that may have come from. 

2023 Stats on the Denver Metro Market

Playoff football banter and the arctic cold front in Denver

Kim Davis
303-882-0888 
email: [email protected]
Dynamic Home Team with RE/MAX Professionals 
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: [email protected]
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver