From K L Sanchez Law Office, P.C. - How to Deal With Insurance Companies After an Accident explains what injured drivers, passengers, pedestrians, and cyclists in Queens need to know after a car accident, from reporting the crash promptly to handling insurance adjusters with care. This podcast explores how New York’s no-fault insurance system works, why filing deadlines matter, and what steps can protect a valid claim when insurance companies try to limit payouts after serious injuries.
Listeners will hear how Personal Injury Protection, or PIP, applies under Article 51 of the New York Insurance Law, including coverage for medical bills, lost wages, and other accident-related expenses up to the $50,000 minimum. The episode also breaks down critical deadlines under Insurance Regulation 68, such as the 30-day deadline for the NF-2 Application for No-Fault Benefits, the 45-day timeframe for medical bills through the NF-3 form, and the 90-day window for lost wage claims using the NF-6 wage verification form, along with broader deadlines involving CPLR § 214, wrongful death claims, and Notice of Claim requirements.
The discussion also covers the tactics insurance companies often use to minimize claims, including recorded statements, Independent Medical Examinations, disputes over necessary treatment, and attempts to shift blame through comparative fault arguments. It highlights the importance of preserving evidence, documenting injuries, obtaining the NYPD police report, tracking treatment and expenses, and understanding what to do when benefits are denied, whether through arbitration with the American Arbitration Association, an Article 75 proceeding, or a complaint to the New York Department of Financial Services.
The episode also introduces Keetick L. Sanchez, Esq., the founding attorney of K L Sanchez Law Office, P.C., who serves clients in Jackson Heights, Queens, all five New York City boroughs, Nassau County, and Long Island. With a background that includes Touro College Jacob D. Fuchsberg Law School, Pace University, litigation experience in motor vehicle accident and slip and fall cases, teaching at Queensborough Community College, and recognition as a Super Lawyers Rising Star, Keetick L. Sanchez offers insight into helping injury victims across Flushing, Jamaica, Elmhurst, Astoria, Long Island City, and Woodside pursue fair compensation after crashes on roads like Queens Boulevard and Northern Boulevard.
K L Sanchez Law Office, P.C.
37-06 82nd St #304, Jackson Heights, NY 11372, United States
(646) 701-7990
https://www.google.com/maps?cid=2729652254808699760