From DeFronzo & Petroskey, P.C. - Is Connecticut a No-Fault State for Car Insurance and What Does That Mean for My Claim? explains that Connecticut is an at-fault, or tort, state rather than a no-fault state, meaning the driver who causes a crash may be held financially responsible for resulting injuries and property damage. Waterbury car accident lawyer Dan Petroskey helps injured people hold negligent drivers accountable by investigating how a crash occurred, working to establish liability, and pursuing the compensation clients need to move forward.
The discussion covers how fault is determined after a Connecticut car accident, noting that insurance companies evaluate fault when adjusting a claim and that evidence such as photographs, witness statements, video, vehicle damage, and police documentation plays a central role. When more than one driver contributes to a crash, Connecticut applies modified comparative negligence under Conn. Gen. Stat. § 52-572h, which governs how fault is allocated and how it affects the ability to recover damages.
Listeners will also learn about the insurance coverage that may apply to a Connecticut car accident claim, including the at-fault driver's liability policy along with an injured person's own UM/UIM, MedPay, or other first-party coverage. The episode outlines Connecticut's minimum liability requirements, including the $25,000 per person, $50,000 per accident, and $25,000 property damage limits, and explains why uninsured and underinsured motorist coverage matters when an at-fault driver has no insurance or insufficient limits.
The episode closes with background on Waterbury car accident attorney Dan Petroskey of DeFronzo & Petroskey, P.C., who represents individuals injured in motor vehicle accidents, slip-and-fall accidents, premises liability claims, dog bite cases, and other negligence matters throughout Connecticut. He earned his B.A. from Colby College and his J.D. from Albany Law School, has been admitted to practice in Connecticut since 2004 and New York since 2006, joined DeFronzo & Petroskey, P.C. in 2013, became founder Eugene L. DeFronzo's first law partner in 2021, has been recognized by Best Lawyers and Super Lawyers, and serves as President of the Waterbury Bar Association.
DeFronzo & Petroskey, P.C.
255 Bank St # 2b, Waterbury, CT 06702
(203) 756-7408
https://www.google.com/maps?cid=2074756120617399372