On today’s episode Shay McMillan is sharing key tips to tackle different kinds of commonly faced budget challenges.

Shay is a wife, dog mom, school based counselor, financial social worker, business owner, content creator and so much more. She is determined to create and lead a financially balanced life that she absolutely loves and enjoys. It is her mission to craft a perfect life and she inspires and encourages others to do the same offline and online.

WHAT SHAY DISCUSSED:

1. the most common budget challenges that individuals face today
2. How to identify areas in a budget that need improvement
3. Common mistakes people make when creating a budget, and how they can avoid them
4. How to adjust your budget when unexpected expenses arise
5. Effective strategies for reducing expenses without sacrificing quality of life
AND MUCH MORE


HOW TO KEEP UP WITH SHAY:
Instagram: shaybudgets
YouTube: @shaybudgets
TikTok: @shaybudgets
Via her website: www.shaybudgets.com


❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog

❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

291: Budget Challenges And How To Tackle Them Head On

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S.  that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! 

Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too!

- Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/

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Business News

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With the right money mindset, budgeting methods, and financial planning, you can quickly begin to live within your means. In this episode, learn how to create a financial plan to set yourself up for financial success and resist living above your means!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

329: How To Start Living Below Your Means

Steph is a mother of two beautiful girls and lives in Naarm in Melbourne, Wurundjeri Country, Australia.  On today’s episode of the podcast, Steph shares how she’s leveraged goal setting to achieve her financial goals. She has been following Clever Girl Finance for at three years and breakdowns how she’s achieved her recent amazing financial accomplishments as well as her long term financial goals.


WHAT STEPH DISCUSSED:
*How she went about improving her financial literacy
*The mindset shifts she made to get promoted at work and increase her income, pay for her car in cash and max out her emergency savings
*How she’s becoming a role model to her daughters as a single parent
How leveraging the CGF goal setting approach has been a game-changer for her
AND MUCH MORE


HOW TO KEEP UP WITH STEPH:
- Via LinkedIn: https://www.linkedin.com/in/stephanie-may-41838049



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

328: How Steph Has Used Intentional Goal Setting To Achieve Her Financial Goals

On this episode of the podcast, Ashlee Sang joins us to share how she manages her personal and business finances as she builds her marketing consulting business.

Through Ashlee Sang Consulting and as host of the Purpose & Progress Podcast, Ashlee equips conscious and caring leaders to take confident, meaningful action in alignment with their values. She believes that when business feels and does good, revenue and impact will follow.

WHAT ASHLEE DISCUSSED:
* How she has navigated the financial aspect of launching her business while ensuring her personal finances remains stable
* How she has created and maintained budgets for both  her business and personal finances.
* How she’s navigated income fluctuations in business
* Her favorite tools and resources to run her business
AND MUCH MORE


HOW TO KEEP UP WITH ASHLEE:
Via her website: https://www.ashleesang.com/clever
On LinkedIn: https://linkedin.com/ashleesang
On Instagram: https://www.instagram.com/ashleesangconsulting


❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

327: How Ashlee Has Managed Her Personal AND Business Finances To Build Her Marketing Business

Today Anna N’Jie-Konte joins us to discuss how women can protect themselves financially in romantic relationships

Anna is the President of Re-Envision Wealth and the host of the Financial Powerhouse podcast. Having spent her childhood watching the strong women around her live lives dictated by their bank balances, she’s on a mission to rewrite the money stories of women of color. 

She is a proud Puerto Rican, Gambian-American who is committed to building a financial industry where access to excellent, values-aligned financial advice is the norm, not the exception.


WHAT ANNA DISCUSSED:
* Her personal story and why financial wellness for women in relationships is so important.
* Early signs in relationships that indicated a healthy or unhealthy approach to financial matters.
* How women should approach the topic of finances with their partners.
* The importance of legal agreements such as prenuptial agreements for protecting financial interests and how this is also a personal decision.
* Warning signs that women should be aware of regarding financial abuse.
* Insights on how women should prepare financially for major life changes such as marriage, children, or divorce.


HOW TO KEEP UP WITH ANNA:
Via her website: https://www.annanjiekonte.com
On LinkedIn: https://www.linkedin.com/in/annanjie/
On Twitter and Instagram: @anjiekonte



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

326: How Women Can Protect Themselves Financially In Romantic Relationships With Anna N’Jie - Konte

On this episode, Giovanna Gonzalez shares key tips on how to navigating family dynamics and preparing for parental retirement.

Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of the bestselling book Cultura and Cash. During The Great Resignation, she quit her 10 year corporate career to pursue her true passion: teaching financial literacy to young adults.

She also teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine and Top 25 Creator by Fast Company.


WHAT GIGI DISCUSSED:
1. Her personal journey as a First Gen Latina navigating the complexities of personal finances and family dynamics
2. The importance of balancing family expectations with personal financial wellness. 
3. How she’s supporting and helping her dad prepare for retirement.
4. How to shift your money mindset and view money as a tool for self-care and empowerment
5. Advice for listeners who are eager to start taking control of their finances and building a life they love, while also considering their family's well-being


HOW TO KEEP UP WITH GIGI:
Pick up Gigi’s book at https://www.culturaandcash.com
Her website: https://www.thefirstgenmentor.com/
Instagram: https://www.instagram.com/gigithefirstgenmentor/
LinkedIn: https://www.linkedin.com/in/giovannagonzalez/
TikTok: https://www.tiktok.com/@thefirstgenmentor



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

291: Budget Challenges And How To Tackle Them Head On

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