The Clever Girls Know Podcast

Being frugal and being cheap have a lot in common — they are both about saving money. So, what’s the difference between cheap and frugal in real terms?

On this episode, learn the difference between being cheap vs being frugal and how to avoid falling into the trap of being cheap because being cheap can impact your friendships, finances, and more!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this podcast episode, Reni Odetoyinbo @xoreni shares how she helped 100 people save over $862,210 in 2023.

Reni is a financial literacy educator and content creator. After purchasing her first home at the age of 23, she began to share her journey on social media to educate and inspire other Black and Brown folks. On her YouTube channel, ‘xoreni’ she shares resources around career development and financial literacy. Over the past four years, Reni has built a community of over 150,000 individuals across her platforms.

WHAT RENI DISCUSSED:

1. Her motivation start helping people save money

2. The strategies she used to help people save such a significant amount of money

3. The specific financial principles and philosophies she follows

4. The biggest challenges people face saving money, and how to overcome them

5. Her personal lessons and insights from this experience

AND SO MUCH MORE

HOW TO KEEP UP WITH RENI:

https://www.instagram.com/xoreni

https://www.youtube.com/xoreni

https://www.tiktok.com/@xoxoreni

https://renitheresource.com/

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Anya Willique Pratt has over 8 years in the field of fashion, sustainability and navigation of markets. As the Caribbean Sustainable Ambassador, Anya has placed her focus on stewardship. Through educational workshops, prison rehabilitation fashion programs and her brand the designer seeks to make social economic change.

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Showcasing a curated selection of bespoke leather goods, WILLIQUE aims to demonstrate that luxury and sustainability are not mutually exclusive but can coexist harmoniously. With a focus on durability, longevity, and environmentally-friendly practices, the brand offers an alternative to mass-produced items, emphasizing quality over quantity.

WHAT ANYA DISCUSSED:

1. How she got started in the luxury handbag industry, particularly focusing on sustainability and eco-friendliness

2. Some of the key challenges she faced in building a sustainable and eco-friendly luxury brand in the fashion industry

3. What sets her handbags apart in terms of sustainability practices and materials used

4. How she managed her personal finances while launching and growing her business

5. The financial strategies or approaches she found particularly helpful in funding her sustainable luxury brand

6. Key advice she would give to aspiring entrepreneurs looking to create their own brands

AND MUCH MORE

HOW TO KEEP UP WITH ANYA:

- On Instagram: https://instagram.com/willique

- On Facebook: https://facebook.com/willique

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this podcast episode, Kaitlin Leung co-founder of the family business @thewoksoflife share her experience and tips on how to start a successful family business.

Since its founding in 2013, The Woks of Life has become the #1 online resource for approachable, creative, authentic Chinese recipes in English. Through their popular recipe site and diverse social media community, Bill, Judy, Sarah and Kaitlin Leung share inspiring recipes and their family’s culinary genealogy with millions of home cooks.

With the debut of their highly-acclaimed, New York Times bestselling cookbook The Woks of Life: Recipes to Know and Love from a Chinese American Family in 2022, the family has served up even more of their sought-after recipes and culinary stories to hungry fans and new audiences.

The Leungs have been featured in numerous press outlets, including Magnolia Network’s Family Dinner with Andrew Zimmern, Food Network’s Family Meal, as well as Bon Appetit, Good Morning America, NPR, The New York Times, and many more.

WHAT KAITLIN DISCUSSED:

1. the story behind the founding of The Woks of Life and how their family business journey began in 2013

2. What inspired her family to focus specifically on providing approachable, creative, and authentic Chinese recipes in English

3. How they manage the dynamics of working together as a family in a business setting

4. How they leveraged their popular recipe site and social media community to grow their family business and connect with millions of home cooks

5. Key factors that contribute to the longevity and sustainability of a family-run business

AND SO MUCH MORE

HOW TO KEEP UP WITH KAITLIN AND HER FAMILY:

Via their website: https://thewoksoflife.com/

On Instagram: https://instagram.com/thewoksoflife

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Taking control of your finances and making a plan for your money is the best way to match your goals with your bank balance. Financial goals give you a reason to take charge of your money. Here are some simple but extremely effective examples of financial goals to help you get started with setting your own.

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

The truth is that you work hard for your money, so it's only fair that you get to reward yourself every now and then, right? Well yes - You definitely deserve to treat yourself and have fun. So check out these key tips for rewarding yourself while staying within your budget!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode of the podcast, Julie Pozo-Cepeda, an event planner and founder of @julzbox shares how she started and grew her events planning business while working full-time.

Julie is a Dominican-American born and raised in upper Manhattan - Washington Heights. By day, she’s the Director of Events for a prestigious higher education institution, orchestrating memorable experiences that bring people together.

With over 25 years of experience in event planning, she’s come to believe that the art of gathering is truly just that—an art. She holds a Masters degree in administration, grounding her work in strategic planning and organizational excellence. In her spare time, you might catch her striking a pose in the world of commercial modeling.

WHAT JULIE DISCUSSED:

1. How she decided to start your events planning business while working full-time

2. How she balances a full-time job and a business

3. The initial steps she took to launch her events planning business

4. How she has gone about building her client base

5. How she managed her finances during the early stages of her business

AND MUCH MORE

HOW TO KEEP UP WITH JULIE:

- On Instagram:

- https://instagram.com/miminjulz

- https://instagram.com/julzbox

Via her website: https://www.julzbox.com

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, Jenne Claiborne of Sweet Potato Soul shares how she has grown a massive YouTube channel based on her passion business on southern inspired vegan recipes.

Jenné is a vegan chef, content creator, and author of the Sweet Potato Soul cookbook, who is known for creating colorful, unique, and easy-to-make southern inspired vegan recipes. She became vegan for ethical and animal welfare reasons, and was pleasantly surprised by the way in which it improved her health and happiness.

Jenné has been featured on several shows and in various other media outlets, including The Today Show, the New York Times, Washington Post, and more. You can find her recipes on SweetPotatoSoul.com and in her cookbook, Sweet Potato Soul.

WHAT JENNE DISCUSSED:

*The motivation behind why and how she started her niche business focused on southern inspired vegan food.

*How she “veganizes” popular southern dishes

*How she built her YouTube channel and her revenue streams

*Her approach to life and business

AND SO MUCH MORE

HOW TO KEEP UP WITH JENNE:

- On Instagram: https://instagram.com/sweetpotatosoul

- Via her website: https://sweetpotatosoul.com

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

With the right money mindset, budgeting methods, and financial planning, you can quickly begin to live within your means. In this episode, learn how to create a financial plan to set yourself up for financial success and resist living above your means!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Steph is a mother of two beautiful girls and lives in Naarm in Melbourne, Wurundjeri Country, Australia. On today’s episode of the podcast, Steph shares how she’s leveraged goal setting to achieve her financial goals. She has been following Clever Girl Finance for at three years and breakdowns how she’s achieved her recent amazing financial accomplishments as well as her long term financial goals.

WHAT STEPH DISCUSSED:

*How she went about improving her financial literacy

*The mindset shifts she made to get promoted at work and increase her income, pay for her car in cash and max out her emergency savings

*How she’s becoming a role model to her daughters as a single parent

How leveraging the CGF goal setting approach has been a game-changer for her

AND MUCH MORE

HOW TO KEEP UP WITH STEPH:

- Via LinkedIn: https://www.linkedin.com/in/stephanie-may-41838049

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance