Get the Hell Out of Debt

We got an email from a music teacher who is overwhelmed by debt, overdraft fees, and a tight budget. We share practical tips on how to manage stress and boost income, all while navigating a really tight cashflow situation. 

If you enjoy this episode, please leave us a review wherever you are listening! The very best way for others to find this podcast is when you rate and review it. Thank you for your support. 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

 

 

It's Financial Literacy Month in Canada, but around here, every month is about financial literacy! In celebration, Erin is giving Keri a money Pop Quiz. Tune in to test your own knowledge, then feel empowered to start your own money conversations and build your financial confidence. 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

Kennedy is paying off debt and she has a question about where to focus her dollars. Tune in for practical advice on making smart, resourceful decisions that align with both debt-free goals and long-term wealth building. 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

 

Erin and Keri dive into the impact that appearance can have on your career—and your finances. Sonny found herself $70,000 in debt after feeling pressured by her boss to dress the part, even if it meant using credit. We are unpacking the power dynamics at play, offering practical advice on how to break the cycle of debt, stop relying on credit, and shift the focus from looking successful to actually being financially stable. 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

Shanna is a financially savvy auntie who wants to teach the kids in her life about money without overstepping with the parents. This episode covers how to be a positive financial role model and help the next generation develop strong money habits. 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

Today Erin and Keri unpack the emotional and financial fallout of lending money to friends, sharing personal experiences and expert advice on maintaining boundaries without ruining relationships. Expect candid talk about why lending rarely works and how to master the art of saying "no" with grace. 

Is your experience different? Did you successfully lend a friend money? We would love to hear about it: https://www.speakpipe.com/erinskyekelly 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly  Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

Today we focus on taking positive actions rather than obsessing over results, making goal-setting more sustainable and enjoyable. By changing the way you set goals, you'll notice those results shift almost immediately. 

 

Erin's book recommendations: 

Compound Effect by Darren Hardy - https://amzn.to/3YO0oq8 

Atomic Habits by James Clear - https://amzn.to/4edQh2n 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly   Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

It's something that is often misunderstood, but it's the key to everything. You want to change your health? You need this characteristic. You want better relationships? You need this characteristic. You want to end your money struggles? Work on this characteristic.  It's the most powerful life-changing tool there is. 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly   Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

With consumer debt skyrocketing, Erin and Keri dive into the reality of debt levels and how people can break free from living paycheck to paycheck. Have a listen to learn how to build wealth and focus on your own journey, rather than comparing yourself to others. 

There are multiple ways to Get The Hell Out Of Debt - which works best for you? 

Book - https://amzn.to/3Vdelum  

Audio Book - https://amzn.to/4e8puV8 

Online Course -  https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST 

 

_______________________________

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly   Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.

 

 

What are your thoughts on multi-level marketing (MLMs)? Erin walks us through how MLMs operate, and how if you are in one, you need to make sure it's an actual business and not a debt-inducing hobby. Erin is not pro-mlm and she's not anti-mlm. But she's pro-making money so if you are in an MLM she has tips on how to make sure you are thinking critically about what business you are ACTUALLY in, and not the business you think you are in. 

 

Click here for more info about PolicyMe for health and dental coverage: https://api.fintelconnect.com/t/l/66f738c4b37fc2001cee080a 

 

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum  

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 

🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 

💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024

👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout

Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/

👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout   🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout 

 

Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! 

_______________________________

  📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly   Like and Subscribe!    _______________________________    Products and Companies Erin uses and recommends:    Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06   Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974   Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY   BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly   Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv   Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20    Trust and Will  online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd     _______________________________   Erin is a licensed Mortgage Broker in Canada:    DOMINION LENDING CENTRES MORTGAGE EXCELLENCE  Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - [email protected] Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f    _______________________________ 

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives!

Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.