The Personal Finance Podcast

By Andrew Giancola

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth th... more

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13861,386 ratings

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FAQs about The Personal Finance Podcast:

How many episodes does The Personal Finance Podcast have?

The podcast currently has 501 episodes available.

The Personal Finance Podcast episodes:

February 02, 2026The Truth About Building Wealth in Your 30s!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money traps like becoming house poor and carrying high-interest debt, teaching core principles like automating before optimizing and protecting your downside first, plus the exact 10-step blueprint to survive and thrive including stabilizing cash flow, raising your savings rate to 20-25%, building your safety net, eliminating toxic debt, and growing income aggressively.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:
The Insane Cost Of Childcare and Ways to Help Reduce That Cost!

The 1-3-6 Method For Building & Managing Your Emergency Fund

How to Negotiate Your Salary and Get a Raise (The Step-By-Step System!)

Resources Mentioned
Car Insurance

Money on Autopilot

The Budget Spreadsheet

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
1h 4min
January 28, 2026How to Build Your First $1 Million (Faster Than You Think)
Join the Free Master Your Money Workshop here!

Get the Free Automate Your Money Checklist here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact path to your first million, 79% of millionaires are self-made and 33% never earned six figures, teaching the 8-step system including automating investments, avoiding debt, maximizing retirement accounts, and using wealth accelerators like business ownership and real estate.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

Find your next dream home, start searching now. Download the Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:
How to Build Wealth on a Low Salary

How Long it Takes to Go From $100K to $1 Million

Ebook:
Get that Raise

Book:
The Millionaire Next Door
Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

The Millionaire Next Door

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
43min
January 26, 202610 Steps to Creating the Ultimate Retirement Plan
Join the Free Master Your Money Workshop here.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 10-step retirement planning framework used by top financial planners, showing you how to define your dream retirement lifestyle instead of just guessing a number.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

Find your next dream home, start searching now. Download the Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:
The 1-3-6 Method For Building & Managing Your Emergency Fund

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
57min
January 21, 2026How To Design Your Dream Life with Andy Hill
Join the Free Master Your Money Workshop

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life after reaching Coast FIRE, revealing how to balance enjoying today with preparing for tomorrow, build a spending plan that doesn't sabotage your future, overcome the habit of over-saving, navigate the emotional side of reaching Coast FIRE, and design a life around a 3-day workweek while owning your time.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect with Andy:
Website

Marriage Kids and Money Podcast

Facebook

Twitter

Instagram

YouTube

Get Andy Hill’s Book HERE: Own Your Time

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
43min
January 19, 2026How to Build Wealth on a Low Salary
Join the Free Master Your Money Workshop
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals how to build multi-millionaire wealth on a low salary, sharing stories of janitors and secretaries who built $7-70 million fortunes through discipline, breaking down the step-by-step system including capturing employer match, eliminating debt, establishing a 20-30% savings rate, investing in index funds, and maintaining consistency over decades to reach $2-4 million on modest income.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned:
Finally, Get That Raise

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
1h
January 14, 2026We React to Crazy Money Reddit Stories With Paula Pant
Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with Paula Pant to react to wild Reddit money stories and crazy financial situations. They break down the psychology, red flags, and money lessons hidden in each story, sharing their unfiltered reactions to some of the most absurd, entertaining, and eye-opening personal finance drama from the internet.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Join the loyalty program for renters at joinbilt.com/PFP

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Link of the Episode Mentioned:
7 Mindset Shifts to Master Your Money Psychology

Connect with Paula Pant:
Afford Anything Podcast Website https://affordanything.com/

Spotify https://open.spotify.com/show/5W8zGpHrklp57raNMnu9iP

Apple Podcast https://podcasts.apple.com/us/podcast/afford-anything/id1079598542

Youtube https://www.youtube.com/affordanything

Instagram https://www.instagram.com/paulapant

Facebook https://www.facebook.com/AffordAnything/

X https://x.com/AffordAnything

Pinterest https://www.pinterest.com/affordanything/

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

The Master Money Newsletter

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
38min
January 12, 2026What the 1% Teach Their Kids About Money
Join the Free Master Your Money Workshop on January 14, 2026 here!

Get the Free Guide to The Master Money Kids Wealth System here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact system the top 1% use to raise wealthy kids—teaching them to earn through value creation, split money into four jars for spending, saving, investing, and giving, learn real investing by age, and run weekly family money meetings that build financially confident adults instead of entitled spenders.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
42min
January 07, 2026The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint)
Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact money plan for every decade—your 20s are about building the floor by controlling cash flow and starting to invest, your 30s focus on building the engine with a high savings rate and maximizing tax-advantaged accounts, your 40s build the moat through tax strategy and defining your FI number, and your 50s transition to the exit by shifting from accumulation to financial independence.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Join the loyalty program for renters at joinbilt.com/PFP

Go to http://policygenius.com to get your free life insurance quote.

Indeed: Start hiring NOW with a $75 SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned
Get the free Automate Your Money checklist here

Download the Wealth Builders Matrix here

Link of the Episode Mentioned:
The 1-3-6 Method For Building & Managing Your Emergency Fund

How to Automate Your Finances (Money on Autopilot!)

The Insane Cost Of Childcare and Ways to Help Reduce That Cost!

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
53min
January 05, 2026Why You Keep Failing at Money Goals (And the Simple System That Fixes It)
Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the step-by-step plan to finally achieve your money goals, covering how to get clarity on your why, set SMART goals, create an actionable plan, keep score with a scorecard, plan your week with time blocking, and automate your finances to make discipline inevitable.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Join the loyalty program for renters at joinbilt.com/PFP

Go to policygenius.com to get your free life insurance quote.

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!
Link of the Episode Mentioned:
How to Automate Your Finances (Money on Autopilot!)

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
48min
December 31, 202526 Things to Do with Your Money In 2026!
Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew shares 26 money moves to transform your finances this year—covering how to rebuild trust in your money, automate your finances, update your net worth, follow the 1-3-6 emergency fund method, increase investments, run a tax-diversification check, ask for a raise that beats inflation, build your skill stack, and create your financial protection plan.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP

Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/

Policy Genius: Go to policygenius.com to get your free life insurance quote.

Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned
Get the Master Your Money Goals Here!

Automate Your Money Checklist

Your Net Worth Audit Checklist

Empower (PC)

Link of the Episodes Mentioned:
The 1-3-6 Method For Building & Managing Your Emergency Fund

Should I Pay Off Debt or Keep The Money Invested? - Money Q&A

How to Automate Your Money - The Set it and Forget it System

The Bucket Method For Managing Your Savings (Master Multiple Savings Goals)

Book Mentioned:
Giving It All Away…and Getting It All Back Again: The Way of Living Generously

Connect With Andrew on Social Media:
Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
59min

FAQs about The Personal Finance Podcast:

How many episodes does The Personal Finance Podcast have?

The podcast currently has 501 episodes available.

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