The Personal Finance Podcast

The Personal Finance Podcast

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  • Ranking

    34th

    on Entrepreneurship

  • Favorites

    358

    Followers

  • Typical duration

    46 min

    per episode

  • If it hooks

    45%

    finish an episode

Based on Podcast App listening data

The Personal Finance Podcast episodes

  • The Millionaire Money Rules (Get to $1M Faster!)

    Most people will never become millionaires because nobody handed them the rules. These ten rules cover spending, debt, investing, income, and protection, and they are the whole game. 


    👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

    👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

    👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

    👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

    👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


    What You'll Learn in This Episode


    • The ten money rules that move the needle toward your first million
    • How to spend aggressively on what you value and cut everything else
    • What a $10,000 credit card balance really costs you over three years
    • The micropayment strategy for chipping away at debt faster
    • Why index funds beat trying to find the next winner
    • The six million-dollar money decisions worth obsessing over
    • How to build money routines around your personality instead of fighting it
    • Why net worth, not income, is the only scorecard that counts

    • Start Here 

      Join the community built to help you master your money, stay accountable, and reach financial freedom.  


      👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

      👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

      👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


      Partner Deals

       

      • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
      • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
      • Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now 
      • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
      • Polygenius →  Free life insurance quote http://policygenius.com 
      • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

      • Resource/s 


        • Car Insurance https://secure.money.com/pr/gc43ce394da5 
        • Best HYSA https://secure.money.com/pr/r453ecf4d190 
        • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
        • Best IRAs https://secure.money.com/pr/oe09b73d1952 
        • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

        • Book/s Mentioned


          • Get That Raise https://mastermoney.co/get-that-raise-ebook/ 

          • Episode/s Mentioned 


            • How to Negotiate Your Salary (The Step-By-Step System!) https://youtu.be/rIDlLqDI3O0 
            • 5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I  
            • 5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ  
            • 5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg  
            • 5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY 
            • Why Your First $1 Million Changes Everything https://youtu.be/SgG8DQGZVG0 
            • The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw 
            • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
            • How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU 

            • Watch Next


              • The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU 
              • The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4 
              • How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I 
              • 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc 
              • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 

              • Connect with Andrew


                • Instagram → https://bit.ly/Skool-Instagram 
                • TikTok → https://bit.ly/Skool-TikTok 
                • Facebook → https://bit.ly/Skool-Facebook 
                • Podcast → https://bit.ly/Skool-Podcast 
                • Youtube → bit.ly/Skool-Youtube 
                • Newsletter → https://bit.ly/Skool-Newsletter 
                • Website →⁠ https://mastermoney.co ⁠
                • X → ⁠https://x.com/mastermoneyco
                • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                • Question for you:

                  Which of the ten rules are you already following, and which one needs work? 

                  Learn more about your ad choices. Visit megaphone.fm/adchoices

                  46 min
                • The EXACT System I Use to Manage Every Paycheck

                  Bills first, savings with whatever is left. That is how almost everyone runs their money, and it is supposed to be backwards. Andrew flips the whole sequence and automates every step of it. 


                  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


                  What You'll Learn in This Episode


                  • The eight-step order every paycheck runs through, and why investing comes first
                  • Why your checking account should only ever be a pass-through
                  • How to cluster your bills so cash flow stops surprising you
                  • The weekly credit card habit that kills revolving balances
                  • Which savings buckets to build once the emergency fund is done
                  • What the whole system looks like on a $6,000 paycheck
                  • Whether an emergency fund belongs in cash or a brokerage account

                  • Start Here 

                    Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                    👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                    Partner Deals

                     

                    • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                    • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
                    • Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now 
                    • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                    • Polygenius →  Free life insurance quote http://policygenius.com 
                    • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                    • Resource/s 


                      • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                      • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                      • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                      • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                      • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                      • Tool/s Mentioned 


                        • Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page 

                        • Episode/s Mentioned 


                          • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
                          • How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74 

                          • Watch Next


                            • The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4 
                            • How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I 
                            • 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc 
                            • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 
                            • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 

                            • Connect with Andrew


                              • Instagram → https://bit.ly/Skool-Instagram 
                              • TikTok → https://bit.ly/Skool-TikTok 
                              • Facebook → https://bit.ly/Skool-Facebook 
                              • Podcast → https://bit.ly/Skool-Podcast 
                              • Youtube → bit.ly/Skool-Youtube 
                              • Newsletter → https://bit.ly/Skool-Newsletter 
                              • Website →⁠ https://mastermoney.co ⁠
                              • X → ⁠https://x.com/mastermoneyco
                              • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                              • Question for you:

                                What is your current order of operations when a paycheck hits? Post it in the comments. 

                                Learn more about your ad choices. Visit megaphone.fm/adchoices

                                56 min
                              • The 7 Habits of Great Investors

                                The best investors in the world do not share a strategy, but they do share a set of habits. If you learn these habits of great investors instead of their stock picks, your portfolio would probably do better. 


                                👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                                👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                                👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


                                What You'll Learn in This Episode


                                • The seven habits successful investors share, regardless of their strategy
                                • How automatic increases helped people nearly quadruple their savings rate without feeling it
                                • What a 1% fee costs over a career, including one example where it takes $4 million off the ending balance
                                • Why the best days in the market tend to show up right next to the worst ones
                                • The research showing just 4% of companies created all the net wealth in the stock market
                                • Practical ways to keep your emotions from wrecking your returns
                                • Plus listener questions on paying off 23% credit card debt, getting a spouse engaged with money, preparing an investment plan while still in debt, and whether to use a bonus on low-interest loans or a Roth IRA

                                • Start Here 

                                  Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                  👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                  👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                  👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                  Partner Deals

                                   

                                  • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                  • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                  • Hostinger → Builds your vision step by step. Create your website today at ⁠Hostinger.com/PFP⁠ and use code PFP for 10% off now
                                  • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                  • Polygenius →  Free life insurance quote http://policygenius.com 
                                  • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                  • Resource/s 


                                    • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                    • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                    • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                    • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                    • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                    • Tool/s Mentioned 


                                      • Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page 

                                      • Book/s Mentioned


                                        • The Psychology of Money by Morgan Housel
                                        • The Little Book of Common Sense Investing by John Bogle
                                        • The Simple Path to Wealth by JL Collins
                                        • A Random Walk Down Wall Street by Burton Malkiel
                                        • The Bogleheads' Guide to Investing
                                        • Warren Buffett's shareholder letters, free at https://www.berkshirehathaway.com/letters/letters.html 

                                        • Episode/s Mentioned 


                                          • The Business Show https://youtube.com/playlist?list=PLHvdISl-a2chNMWZfkJra-15dS_vlKEt3&si=m0TPEfzeyMjIzEPb 

                                          • Watch Next


                                            • How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I 
                                            • 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc 
                                            • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 
                                            • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
                                            • The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0 

                                            • Connect with Andrew


                                              • Instagram → https://bit.ly/Skool-Instagram 
                                              • TikTok → https://bit.ly/Skool-TikTok 
                                              • Facebook → https://bit.ly/Skool-Facebook 
                                              • Podcast → https://bit.ly/Skool-Podcast 
                                              • Youtube → bit.ly/Skool-Youtube 
                                              • Newsletter → https://bit.ly/Skool-Newsletter 
                                              • Website →⁠ https://mastermoney.co ⁠
                                              • X → ⁠https://x.com/mastermoneyco
                                              • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                              • Question for you:

                                                Which of the seven habits do you already have, and which one are you still working on? 

                                                Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                50 min
                                              • How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters

                                                There is a point where saving another dollar starts costing you something worth more than the dollar. Justin Peters figured out exactly where that line is. 


                                                👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                                                👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                                                👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


                                                What You'll Learn in This Episode


                                                • Justin's four spending principles, including the fun fund and the oops budget
                                                • The "moments that matter" list, and how to decide what money should not get a vote on
                                                • The line between discipline and deprivation, and how to tell which side you are on
                                                • Why the last 10% of optimization costs more in life satisfaction than it saves
                                                • Small experiments that reveal what you actually value, no soul searching required
                                                • When lifestyle creep is healthy, and the mental trick that makes spending feel safer
                                                • The monthly money routine that takes 20 to 30 minutes
                                                • How Justin and his wife run money together, and the mistake both he and Andrew made early on

                                                • Start Here 

                                                  Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                  👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                  👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                  👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                  Partner Deals

                                                   

                                                  • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                  • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                  • Hostinger → Builds your vision step by step. Create your website today at ⁠Hostinger.com/PFP⁠ and use code PFP for 10% off now
                                                  • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                  • Polygenius →  Free life insurance quote http://policygenius.com 
                                                  • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                  • Resource/s

                                                     

                                                    • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                    • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                    • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                    • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                    • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                    • Episode/s Mentioned 


                                                      • Why you NEED a Financial Independence Bucket List With Justin Peters https://youtu.be/ASEQtEjoUMI 
                                                      • The 5 Types of Wealth With Sahil Bloom https://youtu.be/DTzYvlbRiIs 
                                                      • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                      • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 
                                                      • How to Double Your Income in One Year with Andrew Giancola https://open.spotify.com/episode/5mt4PuxjYDSGi4D0HOpntH?si=mNpWJbGKQxeYOIIGFaOZiw 

                                                      • Watch Next


                                                        • 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc 
                                                        • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 
                                                        • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
                                                        • The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0 
                                                        • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 

                                                        • Connect with Justin


                                                          • Email → [email protected] 
                                                          • X → https://x.com/justinleepeters 
                                                          • Instagram → https://www.instagram.com/justinleepeters 
                                                          • LinkedIn → https://www.linkedin.com/in/justinleepeters/
                                                          • Pod.link (all players): https://pod.link/1496701179

                                                          • Connect with Andrew


                                                            • Instagram → https://bit.ly/Skool-Instagram 
                                                            • TikTok → https://bit.ly/Skool-TikTok 
                                                            • Facebook → https://bit.ly/Skool-Facebook 
                                                            • Podcast → https://bit.ly/Skool-Podcast 
                                                            • Youtube → bit.ly/Skool-Youtube 
                                                            • Newsletter → https://bit.ly/Skool-Newsletter 
                                                            • Website →⁠ https://mastermoney.co ⁠
                                                            • X → ⁠https://x.com/mastermoneyco
                                                            • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                            • Question for you:

                                                              What would go on your "moments that matter" list? Name one in the comments. 

                                                              Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                              54 min
                                                            • 5 Signs You’re Overthinking Investing! (Plus Money Q&A!)

                                                              Investing is supposed to be simple: right accounts, low-cost funds, decades of consistency. If yours has become anything more complicated than that, one of these five signs is probably why.


                                                              👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                              👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                              👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                                                              👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                                                              👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


                                                              What You'll Learn in This Episode


                                                              • Five habits that signal you are overcomplicating your portfolio
                                                              • Why owning more funds often means less diversification, not more
                                                              • The free tool that shows how much overlap your holdings actually have
                                                              • Why waiting for the right entry point keeps costing people years
                                                              • How often to check your accounts without it working against you
                                                              • Plus listener questions on cross-border estate taxes, surviving a 10-month school paycheck year, and what to do with money while living at home
                                                              • Andrew's honest take on day trading after a layoff, and what he would do instead
                                                              • A new brokerage transfer scam that a credit freeze will not stop

                                                              • Start Here 

                                                                Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                Partner Deals

                                                                 

                                                                • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                                • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                                • Hostinger → Builds your vision step by step. Create your website today at Hostinger.com/PFP and use code PFP for 10% off now.
                                                                  • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                  • Polygenius →  Free life insurance quote http://policygenius.com 
                                                                  • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                  • Resource/s 


                                                                    • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                    • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                    • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                    • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                    • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                    • Tool/s Mentioned 


                                                                      • Coast FIRE Calculator https://visionary-raindrop-1fc22a.netlify.app/ 
                                                                      • Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e 

                                                                      • Episode/s Mentioned 


                                                                        • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 
                                                                        • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                                        • The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw 
                                                                        • Why Index Funds Are King (Plus My Favorite Index Funds!) https://www.thepersonalfinancepodcast.com/why-index-funds-are-king-plus-my-favorite-index-funds/ 
                                                                          • 15 Reasons Index Funds Are Still My All Time Favorite Investment https://www.thepersonalfinancepodcast.com/15-reasons-index-funds-are-still-my-all-time-favorite-investement/ 
                                                                          • Index Funds VS. ETFs | Which One Is a Better Investment? (THE GREAT SHOWDOWN! https://www.thepersonalfinancepodcast.com/index-funds-vs-etfs-which-one-is-a-better-investment-the-great-showdown/ 
                                                                          • How to Put Together a Bulletproof Investment Plan (Set it and Forget it) https://www.thepersonalfinancepodcast.com/how-to-put-together-a-bulletproof-investment/ 

                                                                          • Watch Next


                                                                            • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U 
                                                                            • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
                                                                            • The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0 
                                                                            • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                                            • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 

                                                                            • Connect with Andrew


                                                                              • Instagram → https://bit.ly/Skool-Instagram 
                                                                              • TikTok → https://bit.ly/Skool-TikTok 
                                                                              • Facebook → https://bit.ly/Skool-Facebook 
                                                                              • Podcast → https://bit.ly/Skool-Podcast 
                                                                              • Youtube → bit.ly/Skool-Youtube 
                                                                              • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                              • Website →⁠ https://mastermoney.co ⁠
                                                                              • X → ⁠https://x.com/mastermoneyco
                                                                              • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                              • Question for you:

                                                                                Which of the five are you guilty of? 

                                                                                Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                58 min
                                                                              • The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat)

                                                                                Coast FIRE, Lean FIRE, Chubby FIRE, Fat FIRE. Five levels, five very different lifestyles, and one of them is the milestone Andrew thinks everyone should chase first. 


                                                                                👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                                                👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                                                👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                                                                                👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                                                                                👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 


                                                                                What You'll Learn in This Episode


                                                                                • The 25x rule and the math sitting underneath every level of FIRE
                                                                                • All five levels explained, from the first milestone to the highest one
                                                                                • Why Coast FIRE should be your first target no matter which level you ultimately want
                                                                                • What Lean FIRE actually requires you to give up, and who it fits
                                                                                • How to calculate your own number using last year's bank statements
                                                                                • The difference between Chubby and Fat FIRE, and what the extra cushion buys you
                                                                                • Why the withdrawal rate deserves a second look if you retire decades early
                                                                                • The trap of the moving goalpost, and how to decide when enough is enough

                                                                                • Start Here 

                                                                                  Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                                  👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                                  👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                                  👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                                  Partner Deals

                                                                                   

                                                                                  • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                                                  • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                                                  • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                                  • Polygenius →  Free life insurance quote http://policygenius.com 
                                                                                  • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                                  • Resource/s 


                                                                                    • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                                    • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                                    • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                                    • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                                    • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                                    • Tool/s Mentioned 


                                                                                      • Coast FIRE Calculator https://visionary-raindrop-1fc22a.netlify.app/ 
                                                                                      • Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e 

                                                                                      • Episode/s Mentioned 


                                                                                        • Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill https://www.thepersonalfinancepodcast.com/why-coast-fire-may-be-the-perfect-strategy-for-you-with-andy-hill/ 
                                                                                        • Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY 
                                                                                        • Why Barista FIRE Is the Coolest Strategy There Is (Retire Faster Than You Thought!) https://www.thepersonalfinancepodcast.com/why-barista-fire-is-the-coolest-strategy-there-is-retire-faster-than-you-thought/ 
                                                                                        • How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 
                                                                                        • Why a Mini Retirement Can Change Your Life https://youtu.be/o5HIfbIwfjI 

                                                                                        • Watch Next


                                                                                          • Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ 
                                                                                          • The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0 
                                                                                          • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                                                          • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 
                                                                                          • How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM 

                                                                                          • Connect with Andrew


                                                                                            • Instagram → https://bit.ly/Skool-Instagram 
                                                                                            • TikTok → https://bit.ly/Skool-TikTok 
                                                                                            • Facebook → https://bit.ly/Skool-Facebook 
                                                                                            • Podcast → https://bit.ly/Skool-Podcast 
                                                                                            • Youtube → bit.ly/Skool-Youtube 
                                                                                            • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                                            • Website →⁠ https://mastermoney.co ⁠
                                                                                            • X → ⁠https://x.com/mastermoneyco
                                                                                            • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                                            • Question for you:

                                                                                              Which level are you targeting: Coast, Lean, traditional FI, Chubby, or Fat? Comment your answer and why.

                                                                                              Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                              49 min
                                                                                            • Type A vs. Type B Money Personality: Which one are you?

                                                                                              There are two money personalities. Type A or Type B? The one you decide to be changes everything in your life financially.


                                                                                              👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                                                              👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                                                              👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

                                                                                              👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 

                                                                                              👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09


                                                                                              What You'll Learn in This Episode


                                                                                              • Four quick questions that reveal which money personality you are
                                                                                              • The superpowers each type has, and the traps each one falls into
                                                                                              • Why the zero-based budget fits one type and the reverse budget fits the other
                                                                                              • How Type A can over-optimize their way into worse results
                                                                                              • The phrase that quietly costs Type B people the most money
                                                                                              • How each personality should structure a portfolio they will actually stick with
                                                                                              • The five areas worth optimizing, and everything that is not worth your time
                                                                                              • How couples with opposite types can run money together without fighting about it

                                                                                              • Start Here 

                                                                                                Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                                                👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                                                👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                                                👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                                                Partner Deals

                                                                                                 

                                                                                                • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                                                                • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                                                                • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                                                • Polygenius →  Free life insurance quote http://policygenius.com 
                                                                                                • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                                                • Resource/s 


                                                                                                  • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                                                  • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                                                  • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                                                  • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                                                  • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                                                  • Tool/s Mentioned 


                                                                                                    • Master Your Money Goals https://www.skool.com/mastermoneyacademy/classroom/f1e5f000?md=5db7fc1e56a1474fbbded14211cff084 
                                                                                                    • Automate Your Money in One Weekend https://www.skool.com/mastermoneyacademy/classroom/f8353a67?md=8e65293c65b2450186fb18ac56f6be97 

                                                                                                    • Episode/s Mentioned 


                                                                                                      • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 

                                                                                                      • Watch Next


                                                                                                        • The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0 
                                                                                                        • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                                                                        • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 
                                                                                                        • How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM 
                                                                                                        • 4 Dead Simple Steps to Become Financially Free https://youtu.be/dM4DKC7-Y5s 

                                                                                                        • Connect with Andrew


                                                                                                          • Instagram → https://bit.ly/Skool-Instagram 
                                                                                                          • TikTok → https://bit.ly/Skool-TikTok 
                                                                                                          • Facebook → https://bit.ly/Skool-Facebook 
                                                                                                          • Podcast → https://bit.ly/Skool-Podcast 
                                                                                                          • Youtube → bit.ly/Skool-Youtube 
                                                                                                          • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                                                          • Website →⁠ https://mastermoney.co ⁠
                                                                                                          • X → ⁠https://x.com/mastermoneyco
                                                                                                          • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                                                          • Question for you:

                                                                                                            Type A or Type B? Comment which one you are and why.

                                                                                                            Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                                            54 min
                                                                                                          • The 12 Worst Money Habits (Ranked!)

                                                                                                            Twelve money habits, ranked from bad to absolutely devastating. Some of these you already know about 


                                                                                                            👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                                                                            👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                                                                            👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 


                                                                                                            What You'll Learn in This Episode


                                                                                                            • The full ranking, from number 12 all the way down to the single worst habit on the board
                                                                                                            • Why looking wealthy and being wealthy pull in opposite directions
                                                                                                            • What a 1% fee actually removes from your ending balance over a career
                                                                                                            • The buy now, pay later stats that show most users cannot afford what they are buying
                                                                                                            • Why the monthly payment question is a sales tool, and what to ask instead
                                                                                                            • What the data says about sports betting and retirement contributions
                                                                                                            • How to let your lifestyle grow without letting it eat every raise
                                                                                                            • The fix for each habit, not just the diagnosis

                                                                                                            • Start Here 

                                                                                                              Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                                                              👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                                                              👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                                                              👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                                                              Partner Deals

                                                                                                               

                                                                                                              • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                                                                              • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                                                                              • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                                                              • Polygenius →  Free life insurance quote http://policygenius.com 
                                                                                                              • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                                                              • Resource/s 


                                                                                                                • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                                                                • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                                                                • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                                                                • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                                                                • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                                                                • Tool/s Mentioned 


                                                                                                                  • Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ 
                                                                                                                  • Automate Your Money in One Weekend https://www.skool.com/mastermoneyacademy/automate-your-money-challenge-live?p=2f4a172b 

                                                                                                                  • Episode/s Mentioned 


                                                                                                                    • The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw 
                                                                                                                    • The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs 

                                                                                                                    • Watch Next


                                                                                                                      • How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY 
                                                                                                                      • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 
                                                                                                                      • How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM 
                                                                                                                      • 4 Dead Simple Steps to Become Financially Free https://youtu.be/dM4DKC7-Y5s 
                                                                                                                      • How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74 

                                                                                                                      • Connect with Andrew


                                                                                                                        • Instagram → https://bit.ly/Skool-Instagram 
                                                                                                                        • TikTok → https://bit.ly/Skool-TikTok 
                                                                                                                        • Facebook → https://bit.ly/Skool-Facebook 
                                                                                                                        • Podcast → https://bit.ly/Skool-Podcast 
                                                                                                                        • Youtube → bit.ly/Skool-Youtube 
                                                                                                                        • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                                                                        • Website →⁠ https://mastermoney.co ⁠
                                                                                                                        • X → ⁠https://x.com/mastermoneyco
                                                                                                                        • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                                                                        • Question for you:

                                                                                                                          What habit did Andrew leave off the list entirely? Tell him what belongs on the board. 

                                                                                                                          Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                                                          53 min
                                                                                                                        • How to Never Worry About Money Again With Jesse Mecham

                                                                                                                          There is no such thing as saving money. You are only deferring spending, and the moment that clicks, the guilt you feel every time you touch your savings disappears. Jesse Mecham, founder of YNAB, explains why every dollar you own is meant to be spent. 


                                                                                                                          👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                                                                                          👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                                                                                          👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 


                                                                                                                          What You'll Learn in This Episode


                                                                                                                          • Why treating saving and spending as opposites keeps you stuck
                                                                                                                          • The question Jesse builds every money decision around
                                                                                                                          • How labeling your cash removes the guilt of spending it
                                                                                                                          • Why an expense you planned for stops feeling like an emergency
                                                                                                                          • Where people actually find the money to pay off debt, according to 100+ interviews
                                                                                                                          • Why a bigger paycheck does not fix a spending skill problem
                                                                                                                          • The approach that gets a hesitant partner on board instead of defensive
                                                                                                                          • What every household should have documented in case something happens to the money person
                                                                                                                          • How Jesse's seven kids learn to handle their own money, starting at age eight

                                                                                                                          • Start Here 

                                                                                                                            Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                                                                            👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                                                                            👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                                                                            👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                                                                            Partner Deals

                                                                                                                             

                                                                                                                            • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance 
                                                                                                                            • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com   
                                                                                                                            • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                                                                            • Polygenius →  Free life insurance quote http://policygenius.com 
                                                                                                                            • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                                                                            • Resource/s 


                                                                                                                              • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                                                                              • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                                                                              • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                                                                              • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                                                                              • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                                                                              • Book/s Mentioned 


                                                                                                                                • Never Worry About Money Again (Jesse's new book) — https://neverworryaboutmoneyagain.com 
                                                                                                                                • The Richest Man in Babylon
                                                                                                                                • The Millionaire Next Door 
                                                                                                                                • The Wealthy Barber
                                                                                                                                • Die With Zero

                                                                                                                                • Episode/s Mentioned 


                                                                                                                                  • The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw 
                                                                                                                                  • The Bucket Method For Managing Your Savings (Master Multiple Savings Goals) https://youtu.be/WvzYOCRBxwE 
                                                                                                                                  • The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step) https://youtu.be/AEfhdlB9mcc 

                                                                                                                                  • Watch Next


                                                                                                                                    • How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc 
                                                                                                                                    • How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM 
                                                                                                                                    • 4 Dead Simple Steps to Become Financially Free https://youtu.be/dM4DKC7-Y5s 
                                                                                                                                    • How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74 
                                                                                                                                    • Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY 

                                                                                                                                    • Connect with Jesse Mecham


                                                                                                                                      Personal: 

                                                                                                                                      • Email → [email protected] 
                                                                                                                                      • Podcast → https://youneedabudget.libsyn.com 
                                                                                                                                      • Author Page →  https://www.ynab.com/author/jesse-mecham 

                                                                                                                                      • Business:

                                                                                                                                        • X → https://x.com/ynab 
                                                                                                                                        • Tiktok → https://www.tiktok.com/@ynabofficial 
                                                                                                                                        • Facebook → https://www.facebook.com/ynabofficial 
                                                                                                                                        • Instagram → https://www.instagram.com/ynab.official/ 
                                                                                                                                        • YouTube → https://www.youtube.com/@ynabofficial 
                                                                                                                                        • LinkedIn →  https://www.linkedin.com/company/ynab 

                                                                                                                                        • Connect with Andrew


                                                                                                                                          • Instagram → https://bit.ly/Skool-Instagram 
                                                                                                                                          • TikTok → https://bit.ly/Skool-TikTok 
                                                                                                                                          • Facebook → https://bit.ly/Skool-Facebook 
                                                                                                                                          • Podcast → https://bit.ly/Skool-Podcast 
                                                                                                                                          • Youtube → bit.ly/Skool-Youtube 
                                                                                                                                          • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                                                                                          • Website →⁠ https://mastermoney.co ⁠
                                                                                                                                          • X → ⁠https://x.com/mastermoneyco
                                                                                                                                          • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                                                                                          • Question for you:

                                                                                                                                            What is your money for? Answer it in one sentence in the comments. 

                                                                                                                                            Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                                                                            58 min
                                                                                                                                          • How to Save $100,000 on a Low Salary

                                                                                                                                            Saving six figures on a low salary sounds impossible until someone shows you the timeline. Let Andrew walks you through every one of them in order. 


                                                                                                                                            👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 

                                                                                                                                            👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

                                                                                                                                            👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 


                                                                                                                                            What You'll Learn in This Episode


                                                                                                                                            • Why the first $100,000 is the hardest, and what actually does the heavy lifting to get you there
                                                                                                                                            • The 1-3-6 method for building your financial foundation in stages instead of all at once
                                                                                                                                            • What counts toward your savings rate and what does not
                                                                                                                                            • How to climb from 5% to 20% invested without a giant income jump
                                                                                                                                            • The three expense categories that eat most low-income budgets, and how to attack them
                                                                                                                                            • Every lever for raising your income, from certifications to overtime to job hopping
                                                                                                                                            • How long $250, $500, $1,000, and $1,500 a month each take to reach six figures
                                                                                                                                            • The mistakes that quietly reset your progress right when it starts working

                                                                                                                                            • Start Here 

                                                                                                                                              Join the community built to help you master your money, stay accountable, and reach financial freedom.  


                                                                                                                                              👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

                                                                                                                                              👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

                                                                                                                                              👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


                                                                                                                                              Partner Deals

                                                                                                                                               

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                                                                                                                                              • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP 
                                                                                                                                              • Gelt - Get 10% off your first year by mentioning “Personal Finance Pod” on the intake form; the CTA is to book a free discovery call at joingelt.com
                                                                                                                                              • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ 

                                                                                                                                              • Resource/s 


                                                                                                                                                • Car Insurance https://secure.money.com/pr/gc43ce394da5 
                                                                                                                                                • Best HYSA https://secure.money.com/pr/r453ecf4d190 
                                                                                                                                                • Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c  
                                                                                                                                                • Best IRAs https://secure.money.com/pr/oe09b73d1952 
                                                                                                                                                • Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney 

                                                                                                                                                • Tool/s Mentioned 


                                                                                                                                                  • How To Negotiate Your Salary  https://mastermoney.co/get-that-raise-ebook/ 
                                                                                                                                                  • The Ultimate Guide to the 1-3-6 Emergency Fund Method https://drive.google.com/file/d/1wbu4UWoWBKvFcAIYn2IND-twKACWVEE1/view 

                                                                                                                                                  • Episode/s Mentioned 


                                                                                                                                                    • 5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I  
                                                                                                                                                    • 5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ  
                                                                                                                                                    • 5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg  
                                                                                                                                                    • 5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY 
                                                                                                                                                    • The $10K, $100K, $1M Milestones That Change Everything https://youtu.be/oM7FvHv75Hw 
                                                                                                                                                    • How to Negotiate Your Salary (The Step-By-Step System!) https://youtu.be/rIDlLqDI3O0 
                                                                                                                                                    • The Stairway to Wealth 3.0! (The Step-by-Step Order For Your Money) https://youtu.be/_XSUQluC0To 
                                                                                                                                                    • How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU 

                                                                                                                                                    • Watch Next


                                                                                                                                                      • How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM 
                                                                                                                                                      • 4 Dead Simple Steps to Become Financially Free https://youtu.be/dM4DKC7-Y5s 
                                                                                                                                                      • How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74 
                                                                                                                                                      • Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY 
                                                                                                                                                      • Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak https://youtu.be/3lXtpxTwrQI 

                                                                                                                                                      • Connect with Andrew


                                                                                                                                                        • Instagram → https://bit.ly/Skool-Instagram 
                                                                                                                                                        • TikTok → https://bit.ly/Skool-TikTok 
                                                                                                                                                        • Facebook → https://bit.ly/Skool-Facebook 
                                                                                                                                                        • Podcast → https://bit.ly/Skool-Podcast 
                                                                                                                                                        • Youtube → bit.ly/Skool-Youtube 
                                                                                                                                                        • Newsletter → https://bit.ly/Skool-Newsletter 
                                                                                                                                                        • Website →⁠ https://mastermoney.co ⁠
                                                                                                                                                        • X → ⁠https://x.com/mastermoneyco
                                                                                                                                                        • LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

                                                                                                                                                        • Question for you:

                                                                                                                                                          What is the raise or certification you have been putting off? Name it and give yourself a deadline. 

                                                                                                                                                          Learn more about your ad choices. Visit megaphone.fm/adchoices

                                                                                                                                                          48 min

                                                                                                                                                        About The Personal Finance Podcast

                                                                                                                                                        From the publisher's feed

                                                                                                                                                        Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth…

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