Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Try Master Money Academy free for 7 days today!

In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying benefits makes sense versus when claiming earlier is smarter, how married couples should think differently than singles, why Roth conversions are both overused and underused, the danger of overly optimistic return assumptions like 12% or 10%, the number one thing retirees get wrong about their own spending, and the most important actions to take 5-10 years before retirement.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Connect with Jesse Cramer:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy https://joinmastermoneyacademy.com/free-trial and get a free gift for 7 days!

In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psychology, everything compounds including money and habits, nobody cares what you do so take more shots, simplify everything in your finances and life, income solves most money problems but exposes chaos without systems, privacy is now a wealth-building skill, do more hard things people avoid, and you're one year away from transforming your life.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Links of the Episode Mentioned:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fund, planning your search strategy and criteria, finding the right agent, assessing true costs including renovations, taxes, insurance, and maintenance, making creative offers with essential contingencies, using negotiation tactics like seller credits and rate buydowns, leveraging the inspection period to avoid costly surprises, conducting a final walk-through before closing, and managing your finances after the close with repair funds and insurance optimization.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Resources Mentioned:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collins to explore why simplicity beats complexity in investing, why low-cost index funds beat almost every alternative over a lifetime, how to define "enough" and align spending with happiness instead of status, the most important money lesson parents should teach kids today, what's harder between accumulating wealth or living off it, and what he'd emphasize even more now for people starting from zero with student debt and high housing costs.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Connect with J.L. Collins:

J.L Collin’s Book:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals 9 complete wastes of money destroying wealth, from student loans and fast food to luxury cars, designer clothing, sports betting, and high-priced diamonds.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with Travis to explore income growth mindset and skills—revealing what triggers breakthrough moments, the most common sales mistakes entrepreneurs make and whether sales is learnable, the connection between relationships and earning potential, what makes someone memorable, plus rapid-fire insights on money habits and financial decisions that changed everything.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Connect with Travis:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money traps like becoming house poor and carrying high-interest debt, teaching core principles like automating before optimizing and protecting your downside first, plus the exact 10-step blueprint to survive and thrive including stabilizing cash flow, raising your savings rate to 20-25%, building your safety net, eliminating toxic debt, and growing income aggressively.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Links of the Episode Mentioned:

Resources Mentioned

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the Free Master Your Money Workshop here!

Get the Free Automate Your Money Checklist here!

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact path to your first million, 79% of millionaires are self-made and 33% never earned six figures, teaching the 8-step system including automating investments, avoiding debt, maximizing retirement accounts, and using wealth accelerators like business ownership and real estate.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Links of the Episode Mentioned:

Ebook:

Book:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the Free Master Your Money Workshop here.

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 10-step retirement planning framework used by top financial planners, showing you how to define your dream retirement lifestyle instead of just guessing a number.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Links of the Episode Mentioned:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the Free Master Your Money Workshop

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life after reaching Coast FIRE, revealing how to balance enjoying today with preparing for tomorrow, build a spending plan that doesn't sabotage your future, overcome the habit of over-saving, navigate the emotional side of reaching Coast FIRE, and design a life around a 3-day workweek while owning your time.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Connect with Andy: 

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices