In this episode of the Personal Finance Podcast,  we are going to talk about  this one move could save you thousands on an 11% loan. 

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In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why social isolation from leaving work increases death risk by up to 77%, and how modern remote opportunities make it easier than ever to design lifestyle-friendly careers that keep you mentally sharp, socially connected, and financially secure well into your later years.

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In this episode of The Personal Finance Podcast, we break down the massive student loan changes hitting in 2025—why SAVE, PAYE, IBR, and ICR plans are being eliminated for new borrowers starting July 2026, how interest resuming on SAVE loans means balances could grow again, and why wage garnishment restarts in August 2025. We provide a 12-step action plan to pay off loans faster, including the biweekly payment hack that saves $1,000+ in interest, scripts to negotiate lower rates, and how to get $5,250 per year in tax-free employer loan assistance before these changes make escape even harder.

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 In this episode of The Personal Finance Podcast, we break down everything you need to know about HELOCs (Home Equity Lines of Credit)—what they really are, how they differ from traditional mortgages, and why the popular "velocity banking" strategy to pay off your mortgage faster delivers minimal benefits with maximum complexity. We explore the math behind using a HELOC to chunk down mortgage payments versus simply making extra principal payments, revealing that the supposed benefits are often overstated and come with significant variable-rate risks that could jeopardize your home.

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Today we talk to Codie Sanchez about buying boring businesses. Codie owns 26 businesses, is the founder of Contrarian Thinking, and has an incredible newsletter with over 110K Readers. We talk about:

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In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live below their means, and why missing just 20 market days can slash returns by 70%. We explore uncomfortable money realities most never hear: why hard work isn't enough without assets, how lifestyle inflation destroys million-dollar earners, and why building multiple income streams is essential for financial freedom.

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In this episode of the Personal Finance Podcast,  we are going to answer questions on this Money Q&A about  she’s 64, broke, and wants to day trade - Here's What I'd Tell Her.

Today we are going to answer these questions:

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In this episode of the Personal Finance Podcast,  we are going to talk about  how to invest $1 million,a simple strategy to invest a lump sum.

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In this episode of the Personal Finance Podcast,  we are going to talk about  the case for and against bitcoin.

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In this episode of the Personal Finance Podcast,  we are going to do a Money Q&A about  should I invest in REITS?

 Today we are going to answer these questions:

Question 1:  Should I buy Vanguard’s VNQ REIT for easy real estate investing instead of using Fundrise?

Question 2: Should I invest extra cash, pay off my boat and car loans, or tackle my 8% rental mortgages first?

Question 3: How do I save money for my kids if I don’t want a 529 and want them to use it for anything — not just college?

Question 4: Is tax loss harvesting worth it for regular index fund investors — or should I just keep dollar-cost averaging?

Question 5: Should I buy finance books now to learn more — or wait until my emergency fund and investments are set up?

Question 6: I opened brokerage accounts in my name for my kids — how do I transfer these to them later without selling everything?

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