Doug and Rox Duckels (FinanceRox) chat with Dusti Young about her two-and-a-half-year journey in retirement.  They dive into what happens when life throws unexpected financial & personal curveballs after leaving the traditional workforce – from rental property disasters and un-retiring to the fear of pressing the “sell” button on investments.  Dusti & Rox also share their perspectives on navigating the FI journey as single individuals, covering everything from dating challenges and awkward Hinge profiles to the unique pros & cons of pursuing FI solo.

Do you like the podcast and want to support the show?  Follow the links to find out how:

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

4:02 Early retirement nightmare

11:57 Transitioning to post-FI life

16:55 Purpose, identity, & loneliness

20:40 Financial flexibility

27:00 Back to work & drawing down

35:39 Setting boundaries & quitting again

44:13 FI as a single person

51:42 Small-community dating

58:45 Soundcheck – Sleep

Doug chats with Bill Yount (Catching Up to FI) about the reality of pursuing FIRE: nobody does it perfectly.  They discuss mistakes each of them made before and after their “financial wake-up calls,” including lack of money education, lifestyle inflation, bad insurance policies, debt, real estate blunders, predatory advisors, and the struggle to shift from aggressive saving to spending in retirement.

Do you like the podcast and want to support the show?  Follow the links to find out how:

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

0:46 Meet Bill Yount

6:13 Meet Doug Cunnington

13:11 Lack of a money foundation

19:16 Whole life insurance policies

25:36 Professional advisors vs. DIY

31:03 Benefits of working with an advisor

39:11 Housing mistakes

47:36 Over-saving & learning to spend

53:23 Selling at the market bottom

56:51 The Fog of FI

Doug, Pete Adeney (Mr. Money Mustache), and Rox Duckels (FinanceRox) answer audience questions live at CampFI Rocky Mountain.  The trio tackles topics such as financial strategies for younger generations, attracting younger audiences to FIRE, the most valuable self-investments, the real value of factoring Social Security into a FIRE plan, smooth transition strategies out of the workplace, and how to embrace idleness & art after reaching Financial Independence.

Do you like the podcast and want to support the show?  Follow the links to find out how:

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

2:11 Young adults & FIRE

7:03 Acquiring skills & raising kids

12:59 Social Security & spouses

20:49 Advice for recent retirees

27:49 Transitioning from work to retirement

36:16 AI vs. FIRE

41:48 Surprises after reaching FIRE

46:05 FIRE topics we miss

53:02 Soundcheck – I forgot

Mr. Money Mustache & I answer a listener question about how a family can best transition to Wife FI!  You can get your question on the show by recording a voice memo and emailing me.

Get priority by supporting the show via Buy Me a Coffee. It’s listener supported with no ads.

Follow the link to find out how: https://milehighfi.com/support/

I put together the MMM episode guide: Mr. Money Mustache Episode Guide & Index

Links

Email the show: [email protected]

0:00 Introduction

0:56 Planning for Wife FI

4:33 Cash cushion debate

11:30 Listener update

14:34 Margin loans

Doug reunites with Carl at CampFI to chat about cognitive biases in the FIRE community – psychological shortcuts and blind spots that influence financial decisions, spending habits, and mindsets.  The pair are joined by Kristen Knapp (FI Friends Travel) & Amberly Grant (FinTalks) to explore how our brains can get in the way of building a fulfilling life.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

4:24 Recency bias

11:01 Navigating market downturns

15:11 Arrival fallacy

23:17 Happiness, community, & fulfillment

30:09 Anchoring

37:47 Ultra frugality & finding deals

45:27 Confirmation bias

52:38 Beyond the FI echo chamber

1:04:46 Soundcheck – FIRE pickup lines

Do you like the podcast and want to support the show?

Referenced Mad Fientist: Decade of Freedom

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

[email protected]

00:00 asset driven lifestyle creep

03:57 decumulation

07:35 overoptimizing and simplicity

12:16 reviews & support

Doug chats with Amberly Grant (FinTalks) about how their views have evolved after years in the FI community.  They challenge classic FIRE movement dogmas, revisit old thoughts about savings rates & retirement planning, discuss shifting FI numbers & goals due to changing life circumstances, and reframe lifestyle creep as a positive when it funds a desired life.  Amberly also asserts her opinion that money is often the easiest/most boring FI topic compared with personal growth.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

5:08 Saving for retirement

11:54 Updated FI number

16:42 Money isn’t the hard part

20:38 The sprint to retirement

28:44 Lifestyle creep reframed

33:42 Retirement spending

39:45 Purpose vs. productivity

45:45 Identity, redefinition, evolution

51:57 Soundcheck – FI Travel LLC

Doug chats with Natalie & Bill about reaching Financial Independence, attempting early retirement, and how a lack of post-work identity & structured hobbies led them both back to the workforce.  They discuss what they learned along the way and how returning to work confirmed that they’re now financially & mentally ready to stop for good.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

1:36 Preparing for a European trip

8:25 Discovering FIRE

13:05 Frugality vs. spending

18:46 Becoming debt-free & saving

23:20 Career burnout

29:46 Returning from Europe

36:56 Bill’s exit plan

41:09 Natalie’s exit plan

48:40 EconoMe takeaways

55:31 Rekindling hobbies & volunteering

59:43 FIRE confirmation

1:08:39 Soundcheck – Border collies

Doug chats with Carl & Rusty about a classic debate in the FI community – DIY vs. outsourcing.  They discuss situations when outsourcing makes sense, emphasizing intentionality, buying back time, overcoming psychological hurdles of hiring help, and avoiding letting outside forces rewrite core values.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

3:30 An outsourcing mindset

9:01 House cleaning

18:20 Yard work

26:20 ROI & money mindset

34:38 Home construction

42:36 Home maintenance

49:26 Cooking, grocery shopping, & kids

58:14 Financial advice

1:07:44 Car maintenance

1:11:44 Haircuts

1:17:47 Soundcheck – Peeing

Doug chats with Rusty about the concept of “quiet quitting”, spurred by an email from listener “Brian”.  They discuss the psychological shifts needed to step back from overachieving, provide strategies for reclaiming personal time & prioritizing health, and share tips on leadership, strategic delegation, prioritizing high-value problem solving, and setting firm boundaries.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

3:46 Brian’s email: Doing less at work?

11:20 Appearing busy

17:54 Guilt vs. productivity

26:36 The delegation strategy

34:09 Solving big problems & work identity

40:23 Taking advantage of work-related travel

48:06 Vacation & sick day rights

55:40 Optimization & work ethic vs. intentionality

1:02:12 Office wellness hacks

1:09:22 Soundcheck – Muffins & pizza