In this episode, Dave and Andrew address listener questions and offer advice on challenging investment scenarios. They discuss whether to sell underperforming stocks and provide insights on being a long-term business owner versus a stock trader. They also delve into how to adjust free cash flow estimates and consider case-by-case scenarios for different companies.

Moreover, they offer guidance to a listener who has received a significant inheritance and is seeking investment advice. The episode concludes with a discussion on the potential impact of AI on Google's search business, highlighting how to interpret and react to market news.

00:00 Welcome and Listener Questions Overview

00:13 Question 1: Handling Stock Losses

06:57 Question 2: Estimating Free Cash Flow

16:55 Question 3: Building a Wealth Portfolio

26:31 Discussion: Google and AI Disruption

35:41 Conclusion and Final Thoughts

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

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What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠⁠⁠Value Spotlight⁠⁠⁠. To see a sample of his previous work, go to ⁠⁠⁠stockwriteup.com⁠⁠⁠.

Have questions? Send them to ⁠⁠⁠[email protected]

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Join us as we explore the overlooked world of microcap investing with Whit Hughley of River Oaks Capital. Discover how finding A+ CEOs in obscure, fragmented markets can lead to exceptional returns. Learn why boots-on-the-ground research and personal relationships with management teams create a competitive edge in this inefficient market.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

More from Whit Huguley of River Oaks Capital

River Oaks Capital

X Account: Whit Huguley

Today’s show is sponsored by:

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Today's show is sponsored by BetterHelp

Get 10% off your first month today with ⁠BetterHelp⁠

Podcast Survey

⁠einvestingforbeginners.com/survey⁠

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠⁠⁠Value Spotlight⁠⁠⁠. To see a sample of his previous work, go to ⁠⁠⁠stockwriteup.com⁠⁠⁠.

Have questions? Send them to ⁠⁠⁠[email protected]

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In this episode of the Investing for Beginners podcast, hosts Andrew and Dave tackle four intriguing listener questions gathered from various sources. They begin by discussing the merits and timing of selling stocks during a downturn and the potential pitfalls of making multiple trading decisions simultaneously.

They then delve into the intricacies of the Discounted Cash Flow (DCF) model, explaining its relevance with or without inflation. The conversation transitions to net working capital, exploring its importance in cash flow statements versus balance sheet metrics. Finally, they address concerns about high-level executives or board members selling large amounts of stock, providing insights on when this might be a red flag for investors.

00:00 Introduction and Listener Questions Overview

00:33 Is Now a Bad Time to Sell Stocks?

06:52 The Importance of Staying Invested During Market Volatility

10:37 Understanding Discounted Cash Flows (DCF)

18:00 Calculating Free Cash Flow and Working Capital

30:58 Insider Stock Sales: Red Flags or Not?

34:06 Conclusion and How to Submit Questions

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to ⁠⁠SHOPIFY.COM/beginners⁠⁠ to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at ⁠⁠MintMobile.com/beginners⁠⁠

Today's show is sponsored by BetterHelp. Get 10% off your first month today with ⁠BetterHelp⁠

Podcast Survey

⁠einvestingforbeginners.com/survey⁠

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠⁠Value Spotlight⁠⁠. To see a sample of his previous work, go to ⁠⁠stockwriteup.com⁠⁠.

Have questions? Send them to ⁠⁠[email protected]⁠⁠

SUBSCRIBE TO THE SHOW
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International investing offers portfolio diversification beyond your home market, especially valuable during US market downturns like in 2025. While investing abroad requires understanding different accounting standards, currency risks, and market access methods, modern brokerages make global investing increasingly accessible to beginners seeking broader opportunities.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

Today's show is sponsored by BetterHelp. Get 10% off your first month today with BetterHelp.

Podcast Survey

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Podcast: Chit Chat Stocks

Twitter: CCM_Brett

Substack: Chit Chat Stocks

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

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In this episode, we break down the viability of Adobe as a

Key points include the importance of not being deterred by

We also delve into the potential disruptive threats from AI

00:00 Introduction and Live Stream Announcement

Today’s show is sponsored by:

Go to ⁠SHOPIFY.COM/beginners⁠ to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at ⁠MintMobile.com/beginners⁠

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠Value Spotlight⁠. To see a sample of his previous work, go to ⁠stockwriteup.com⁠.

Have questions? Send them to ⁠[email protected]⁠

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In this episode of Investing for Beginners, Brett Schafer from Chitchat Stocks shares actionable strategies for sourcing investment ideas. From leveraging Twitter and newsletters to using stock screeners and avoiding common pitfalls, Brett provides a comprehensive guide to smarter stock research. Tune in to learn how to build a winning portfolio with confidence.

[00:01:00] Importance of curating trustworthy sources for investment ideas.

[00:03:00] Why understanding your investments prevents panic during downturns.

[00:05:00] Using Twitter’s search function to explore stock tickers.

[00:10:00] Benefits of subscribing to newsletters for detailed stock analysis.

[00:19:00] How Value Investors Club and Yellow Brick Investing help research.

[00:24:00] Tips for using stock screeners to find undervalued companies.

[00:33:00] Brett’s best investments sourced from screeners and newsletters.

[00:45:00] Serendipity in finding great stocks through online communities.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew answer listener questions on investment strategies, specifically discussing the benefits of using ISA and GIA accounts in the UK. They also offer advice on handling fractional shares and avoiding tax headaches.

In the second segment, the hosts delve into essential steps for new investors during their first 30 days, including the importance of buying familiar stocks, utilizing good investing books, and maintaining a learning journal.

00:00 Introduction and Episode Overview

00:20 Listener Question: ISA vs GIA Accounts

07:07 Analyzing Companies and Finding Competitors

18:42 First 30 Days as a New Investor

25:59 Building Good Investing Habits

36:25 Conclusion and Contact Information

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

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For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

CJ Gustafson, tech CFO and author of Mostly Metrics, joins the show to reveal what a CFO really does, how SaaS models work, the art of raising capital, and why storytelling is crucial in finance. Learn about IPOs, AI’s impact, and building durable businesses from one of the industry’s most insightful voices.

[00:01:00] CFOs as resource allocators and company portfolio managers.

[00:04:00] SaaS model’s predictability and recurring revenue explained.

[00:07:00] Managing cash flow and runway in startups is critical.

[00:10:00] Building investor relationships for easier future fundraising rounds.

[00:13:00] CFOs spend more time managing people than spreadsheets.

[00:15:00] Tech business models and pricing strategies evolve rapidly.

[00:18:00] Klarna IPO: business model, AI use, and credit risks.

[00:25:00] CFOs must tell compelling stories, not just crunch numbers.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Learn more about CJ here: Mostly Metrics

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

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In this episode, Dave and Andrew address three detailed listener questions. They offer insights on investing in micro-cap stocks, setting up an exit strategy, and the importance of understanding time horizons.

The discussion extends to the utility of AI in financial research, where they outline its current limitations and emphasize the critical value of personally reading and understanding company financial statements. They also provide practical tips for balancing detailed financial analysis with a busy lifestyle and the potential advantages and risks associated with different investment strategies.

00:00 Introduction and Listener Questions Overview

00:41 Question 1: Strategies for Micro Cap Stocks

11:44 Question 2: Evaluating FDVV and Investment Strategies

21:59 Question 3: Using AI for Investment Research

33:54 Conclusion and Final Thoughts

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

Confused by Amazon’s PE ratio? Financial educator Brian Feroldi breaks down the six stages of a company’s life and reveals why traditional valuation metrics often fail. Learn how to analyze any stock, avoid common mistakes, and discover the tool that makes investing easier for everyone.

[00:01:00] Why PE ratio fails for Amazon and growth stocks.

[00:03:00] The six stages of a company’s business lifecycle explained.

[00:07:00] How to spot startups and hypergrowth companies in the market.

[00:11:00] Self-funding phase: when companies stop needing outside capital.

[00:13:00] Operating leverage: profits grow faster than revenue here.

[00:16:00] Capital return phase: dividends, buybacks, and mature companies.

[00:19:00] Three key numbers to identify a company’s current stage.

[00:26:00] Why Amazon’s valuation needs a different metric approach.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Check out the Stock Simplifier here: Stock Simplifier.

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices