Wealthy After 40: Retirement Planning and Budgeting for Gen X

[Ep 210]

Taking imperfect action is hard when you’re waiting to feel confident, have the right plan, or know exactly how things will turn out. If you’re a woman over 40 who knows something needs to change but keeps waiting for the “right time,” this episode is for you.

In this conversation, Mary Dibble shares what happened when she stopped waiting for everything to feel right and started taking small, imperfect steps instead. We talk about perfectionism, self-trust, mom guilt, getting outside your comfort zone, and why the smallest action can create the evidence you need to believe you’re capable of more.

This episode is for any woman who is ready to stop overthinking and start moving toward the life she wants.

Check out the show notes and other resources at:

https://www.elevatefinances.us/blog/how-to-build-confidence-through-action-mary-dibble

Connect with Mary:

Website: https://marydibblecoaching.com/

Instagram: https://www.instagram.com/marydcoaching/

Limitless Mom Free Strategy Call 

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 209]

If you've been listening to podcasts, reading articles, and consuming retirement advice, but still aren't sure if you’re on track for retirement and doing the right things. 

In this episode, I share about why having more information isn't necessarily going to get you closer to retirement. I'll share what I've seen with clients who spent years trying to figure it out on their own, what finally helped them get unstuck, and how a clear picture of where you are can change what you do next. 

Episode Highlights

02:05 Stop Chasing Guarantees

04:12 What A Retirement Strategy Session Covers

07:17 Priorities and Where to Start

09:51 Faster With Implementation Support

Full Show Notes HERE

Book a Retirement Strategy Session today.

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 208]

You’re panicked and fear that it’s too late to catch up on your retirement savings. Maybe you haven't saved as consistently as you'd hoped, and now you're worried about your retirement lifestyle and how much you’ll need to retire comfortably.

Inside this episode, I share why it's not too late, how to shift the thinking that keeps you stuck, and how to find your next action step.

Episode Highlights

01:41 Stop Chasing A Magical Fix

02:41 Define Your Gap

05:30 Three Areas For Retirement Progress 

10:03 Choose Your Next Action Step

Full Show Notes HERE

Book a CALL to see if the Retirement Strategy Session is the best next step for you.

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 207]

You’ve just realized retirement is coming quickly and now you’re wondering “Am I Behind On Retirement Savings?” You know you’ve been quietly doing, but truly wonder if it’s enough. 

This episode will help you understand your true starting point and calculate exactly what you need.

Episode Highlights

02:32 Find Your Starting Point

04:46 Rule of 25 Explained

08:20 Update Your Retirement Progress

Book a call to see if the retirement strategy session is the best next step for you.

Full Show Notes HERE

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 206]

Finding yourself after 40 can feel difficult when you’ve spent years building a career, caring for others, meeting expectations, and doing what you thought you were “supposed” to do. If you’re entering a new season of life and wondering, “What do I want now?”, this episode is for you.

In this conversation, I’m joined by Dani Muniz of Sacred CEO, and we explore what happens when the life you’ve built no longer feels fully aligned. You’ll discover why getting quiet, noticing the “clouds” that shape your thinking, and changing the meaning you give to change can help you see your next chapter more clearly.

This episode is for women over 40 who are ready to stop living by everyone else’s expectations and start creating a next chapter that actually feels like theirs.

Episode Highlights

03:30 Getting Quiet to Hear Yourself

05:52 Emotions as Information

11:50 Finding Clarity Through Opposites

16:41 Why Change Feels Hard

Connect with Danie Muniz

Website

Instagram

YouTube

Podcast

Be sure to grab her Daily Reset guide.

Find the full show notes HERE

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 205]

You've made the decision to finally get serious about budgeting and tracking for retirement. You know tracking is something you should be doing, yet being consistent is where you fall short.

Inside this episode, I share 3 reasons your tracking is inconsistent, and they're probably not what you think. And then I help you find a solution with 3 shifts that make tracking easier, without adding more time or stress to your day.

If you're ready for a system that supports your goals instead of working against you, book a money clarity call and we'll talk about where your money is going and how you can track it better.

Episode Highlights

00:00 Why Your Tracking Efforts Fais

03:00 Reason One - The Perfection Trap

07:16 Fix Two - Allow Broader Categories

Full Show Notes HERE

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 204]

Gen X, when you think about retirement, the excitement fades fast once you remember everything you still need and want to do before then. Your retirement mindset immediately gets stuck in "I can't do it all," and that thinking is exactly what keeps you frozen instead of moving forward.

Inside this episode, I share why that overwhelm shows up in the first place and how knowing your numbers can help you shift from feeling to facts. 

If you're ready to stop guessing and start moving toward your goals, book a money clarity call where we'll dive into where your money is going and how a system can help you reach your goals.

Episode Highlights

00:29 Break All Or Nothing Mindset

04:27 Evaluate And Know Your Numbers

09:59 Prioritize Your Goals For Action

Full Show Notes HERE

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 203]

You’re paying off debt to get retirement ready. The extra you are able to pay each month is making a difference, but occasionally you still find yourself adding to the balance instead of paying it down.

In this episode, I share how debt competes with your ability to save for retirement, three risks debt poses to your retirement, and how to break the cycle of relying on credit cards to cover expenses.

If you're being responsible with your money but still find yourself adding to the credit card balance more often than you'd like, this episode is for you.

Episode Highlights

00:00 Debt Cycle Stress

03:53 Three Retirement Ready Risks

08:41 Build A Cash Flow Management System

09:32 Break the Cycle of Credit Card Reliance

Related Episode(s): Episode 182

Read full show notes HERE

Book your free money clarity call to get a clear plan for tackling debt and getting retirement ready.

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

[Ep 202]

Your retirement health might be the single biggest wildcard in your plan, and most pre-retirees are quietly terrified it'll drain everything they've worked for. 

So what actually protects you here: more savings, better habits, or something you haven't thought of yet? 

In this episode, I’m joined by Jenny Smith, and we break down how to protect your health, the habits to start now (before you need them), and why stress might be damaging your nest egg more than you realize.

Episode Highlights

[02:10] Protect Your Retirement Health 

[05:00] Why Prevention Matters

[10:20] High Impact Health Habits

[20:10] Save Money With Meal Planning & Prep

[27:00] Quick Stress Reduction Practices

Connect with Guest Jenny Smith:

Website

Instagram

Download her Protein Guide

Full show notes can be found HERE

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/

The quiet excuse underneath all the others. In this mini episode, Dalene shows what "later" actually means and what to do instead.

Are You On Track To Retire?

5-day event to get you on track to retire in 5 years

Register today to begin creating your roadmap to retirement

What topic or question would you love answered on the podcast?

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Register for the Save More in 90 Days workshop and leave with a 90-day action plan. (Send me a DM on Instagram for an offer code to save $ before Oct 14th)

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Instagram https://www.instagram.com/elevate_finances/