Optimal Finance Daily - Financial Independence and Money Advice

By Optimal Living Daily | Diania Merriam

Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, pa... more

4.5

12321,232 ratings

FAQs about Optimal Finance Daily - Financial Independence and Money Advice:

How many episodes does Optimal Finance Daily - Financial Independence and Money Advice have?

The podcast currently has 3,719 episodes available.

Best of Optimal Finance Daily - Financial Independence and Money Advice

The most played episodes among Podcast App listeners.

Number 1: 3685: Rant: Stop Focusing on the 4% Rule by Mr. 1500 Days on Safe Withdrawal Rate
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3685: Mr. 1500 Days explains why he thinks the endless debate over the 4% rule is a waste of energy for anyone chasing financial independence. He argues the rule rests on historical data that says little about future returns, that sequence of returns risk is overstated because an early retiree still has the skills and network to go back to work, and that almost nobody who retires early stops earning entirely. His real point is that shaving your withdrawal rate down to 3.25% adds years of work to reach a number your experience, your partner, and your community already insure against. Read along with the original article(s) here: https://www.1500days.com/rant-stop-focusing-on-the-4-rule/ Quotes to ponder: "The only thing that I'm completely certain about is that future returns are uncertain." "Instead of obsessing over withdrawal rates, use your precious brainpower and time to figure out how to live your best life." "You probably won't run out of money, but you will run out of life." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
September 01, 202614min
Number 2: 3691: What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3691: Darrow Kirkpatrick explains that a satisfying retirement is not an endless vacation but a re-mixing of the same ingredients that filled your working life. He walks through the six elements he believes matter most: fun, staying busy, creativity, productivity, service, and freedom. He also warns that the real risk is not boredom but overcommitment, and that protecting a sense of space is part of retirement planning. Read along with the original article(s) here: https://www.caniretireyet.com/what-will-you-do-when-retired/ Quotes to ponder: "A satisfying retirement, I've found, is ultimately a new mixture or a re-purposing of the same ingredients that were in your working life." "In truth, most people will need more out of retirement than pure leisure." "The main point may be to have goals, and make progress towards them." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
September 06, 202614min
Number 3: 3680: The Cluttered Lives of Middle-Class Americans by J.D. Roth of Get Rich Slowly on Minimalism
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3680: J.D. Roth shares what a team of UCLA anthropologists found when they documented the possessions inside 32 typical American homes, from overflowing garages to a second refrigerator out in the garage. He explains that we have built plenty of ways to bring things in and almost none for letting them go, and that the pile carries a real emotional and financial cost. He also describes his own decade-long purge and the sense of control it gave him back. Read along with the original article(s) here: https://www.getrichslowly.org/cluttered-lives/ Quotes to ponder: "Contemporary U.S. households have more possessions per household than any society in global history." "We have many mechanisms by which we accumulate possessions in our home, but we have few rituals or mechanisms or processes for unloading these objects." "As I purge Stuff from my life, I gain a greater sense of satisfaction." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
August 28, 202613min
Number 4: 3681: Mr. Money Mustache vs. No Impact Man by Mr. Money Mustache on Frugality
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3681: Mr. Money Mustache watches the documentary No Impact Man and finds the interesting part is not the extreme lifestyle rules but the journey the family takes from feeling deprived to preferring the new life. He notes that the film skips the money angle entirely, even though the family went from spending both salaries to saving one of them outright. His own point is that you do not need a no-impact life to see the benefit, since modest attention to the details already cuts consumption dramatically. Read along with the original article(s) here: https://www.mrmoneymustache.com/2011/11/01/mr-money-mustache-vs-no-impact-man/ Quotes to ponder: "They became better parents. They became happier, and noticeably healthier as well." "We still have everything we want and need and more, but it all adds up to only 25% of what most of our wealthy neighbors are spending per year." "Even by just paying a tiny bit of attention to the details, I find that you can have the whole middle-class lifestyle with well under a third of the standard US level of consumption." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
August 29, 202612min
Number 5: 3692: 5 Investments That Made Me a Millionaire by Chris Reining on Building Wealth
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3692: Chris Reining explains that building wealth starts with living below your means and investing the difference, but that the highest-return investments he made were in himself and cost almost nothing. He walks through five of them: finding a career mentor, joining a mastermind, stacking complementary talents, removing routine decisions with systems, and committing to lifelong learning. His argument is that becoming more valuable is what makes the money side work. Read along with the original article(s) here: https://chrisreining.com/5-investments/ Quotes to ponder: "Living below your means so you can save, and then investing those savings." "You see, it's not only about investing in things like stocks or real estate, it's about investing in yourself." "This way you're spending what you have left after investing, instead of investing what you have left after spending." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
September 07, 202611min