Jennie Garth went from working on bean fields for 25 cents an hour to buying her first home as a teenager after landing the role of Kelly Taylor in 90210. When she hit it big, people tried to tell her that she didn’t need to know about her finances. Today, she shares the money lessons she learned the hard way.

Jennie and Nicole dig into the psychology behind money: why a scarcity mindset can literally choke off your income, what "Tall Poppy Syndrome" is and why high-achieving women keep cutting themselves down, and how negative self-talk about money doesn't just hurt you… it hurts your kids, too. Jennie also shares why she and her husband Dave don’t combine finances, how she’s embracing the “I Choose Me” philosophy, and the parenting advice she’d give any new mom.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram 

Get Jennie's memoir I Choose Me

Here's what Nicole covers with Jennie: 

00:00 Are You Ready for Some Money Rehab? 

01:47 Jennie's First Job and Early Money Memories

04:19 Faking It in Every Money Meeting 

07:24 The 90210 Pay Gap and the Power of Negotiating as a Team 

10:23 Being the "Hollywood Daughter" and Tall Poppy Syndrome 

14:46 “Fear Is False Evidence Appearing Real”

17:03 How a Scarcity Mindset Literally Stops the Flow of Money 

19:15 How Other People's Words Become Your Financial Self-Talk 

20:26 Raising Money-Smart Daughters 

23:55 How Jennie Inspired Nicole to Start Her Own Wealth Management Firm 

25:41 When Three Suits Walk Into the Room 

26:32 Jennie and Dave's Very Different Money Personalities 

28:44 Why She Bought Her First Husband a Harley and a Music Studio 

30:00 Did She Have to Unlearn That Money Can't Buy Love? 

32:23 Secure the Bag

36:34 Advice for New Moms: Choose Yourself Too 

37:33 Jennie's Last "I Choose Me" Moment

AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how.

Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros.

Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor.

Try GNOMI and start with Finance Mode

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers with Eva: 

00:00 Are You Ready for Some Money Rehab? 

01:10 Why Traditional News is Broken 

03:35 How Eva Turned an Unconventional Background Into a Superpower 

10:00 The GNOMI Origin Story 

13:42 Why Every Founder Should Vibe Code 

15:02 GNOMI vs. ChatGPT: What's the Actual Difference? 

20:15 Real-Time Financial News You Can Use 

30:20 When You Need a Patent and What They Actually Cost 

34:08 Raising Millions From One Investor 

37:15 Will AI Kill Traditional News? 

38:00 The Pregnancy She Kept Private 

47:33 Raising Daughters in an AI World 

52:30 Women in AI 

54:18 The Future of News

55:00 Eva's Tip You Can Take Straight to the Bank

Jimmy Donaldson (aka Mr. Beast) built a billion dollar content empire on YouTube. Today, Nicole breaks down how he actually did it, and more importantly, what lessons retail investors can apply to their own portfolio.

Nicole pulls back the curtain on the Mr. Beast business model: why his YouTube videos are actually loss leaders, how Feastables became the real money maker, and why he intentionally lost money on his Amazon deal.  

And if you think none of this applies to you because you have no interest in going viral? Nicole closes with three concrete ways to invest in the creator economy right now, no camera required.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are you ready for some Money Rehab?

00:18 Mr. Beast By the Numbers

02:44 Jimmy Donaldson's Origin Story

04:13 How the Mr. Beast Business Model Actually Works

05:16 Economics of Feastables

06:00 The Beast Games Amazon Deal 

08:08The $5.2 Billion Valuation 

08:38 3 Ways to Invest in the Creator Economy

11:31 Tip You Can Take Straight to the Bank 

All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Tax Day is right around the corner, and tax strategist Karlton Dennis is here to make sure you don't leave a single dollar on the table. Today he breaks down the legal loopholes that you can still take advantage of before the filing deadline and the long-game moves that can keep thousands in your pocket.

Nicole and Karlton cover tax strategies for both W2 employees and entrepreneurs, how parents can use the tax code to build wealth for their kids and new deductions from the Big, Beautiful Bill that you should definitely be taking advantage of. Plus, Nicole and Karlton break down viral hacks like the Range Rover write-off, the Augusta Rule that lets you pay yourself tax-free, short-term rental deductions, and putting your kids on payroll. 

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Follow Karlton on Instagram and YouTube

Work with Karlton

Here's what Nicole covers with Karlton: 

00:00 Are You Ready for Some Money Rehab? 

02:00 Last-Minute Tax Moves Before the Filing Deadline 

02:38 Bonus Depreciation and the Big Beautiful Bill 

03:26 The Range Rover Write-Off: How the Math Actually Works 

05:26 The Best Part of the Tax Code for Entrepreneurs 

07:26 How Karlton Writes Off Clothing

08:38 When Should a Side Hustler Set Up an LLC? 

10:45 IRS Red Flags 

12:01 What Actually Happens During an IRS Audit 

13:28 Why Karlton Thinks of the IRS Like a Dentist 

15:09 How to Pay 0% in Income Taxes (And Why That's Not Always the Goal) 

17:00 How Elon and Trump Avoid Taxes

18:02 Short-Term Rentals 101

25:35 The Augusta Rule: Pay Yourself $28K Tax-Free 

28:28 Why Karlton Is Obsessed with S-Corps 

30:19 The QBI Deduction and How to Maximize It 

31:26 What to Think About When Forming an Entity 

36:35 QSBS: The Exit Strategy That Could Save You $40M in Taxes 

40:38 How to Make Your Kids Millionaires  

44:53 The Backdoor Roth IRA Explained 

46:10 Self-Directed Roths and the Peter Thiel Strategy 

49:29 How to Get Tax Breaks for Watching Movies 

53:36 The Tax Scam to Avoid Right Now: Charitable LLCs 

55:27 Why AI Is Not Your Tax Advisor 

50:07 Karlton's Tip You Can Take Straight to the Bank

All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

The price of oil is skyrocketing— and the ripple effects are spreading fast. Today, Nicole sits down with Lauren Simmons, former trader on the floor of the New York Stock Exchange, to break down exactly what's driving market volatility right now and what you should actually be doing with your money.

Lauren and Nicole get into why the Petrodollar system is cracking, whether the U.S. dollar is still a safe haven (Lauren's honest answer might surprise you), and where big institutional investors are quietly moving their money. Lauren also opens up about her own portfolio — why she put 10% into gold and silver, why she's steering clear of Bitcoin, and her take on the AI bubble question. This episode was taped on 3.26.26.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Check out Lauren’s personal finance book Make Money Move

Here's what Nicole covers with Lauren: 

00:00 Are You Ready for Some Money Rehab?

00:18 Why Oil Prices Are Exploding Right Now 

01:24 Why Americans Pay Global Oil Prices No Matter What 

02:01 The Petrodollar System Explained 

03:25 Is the Dollar's Reign as Safe Haven Over? 

06:13 Why Volatile Markets Are Actually Wealth-Building Opportunities 

07:35 Brent Crude 101 

09:00 How Often Should You Actually Check Your Portfolio? 

10:09 How Much Oil Should Be in Your Portfolio? 

11:36 Why Lauren Is Skeptical of the Dollar Right Now 

13:19 Gold, Silver, and Lauren's Actual Portfolio 

15:06 How to Start Investing in Metals ETFs 

15:55 Bitcoin: Bullish or Bearish? 

17:10 The Crypto Wash Sale Rule Loophole Nicole Is Using 

20:07 Could the Dollar Lose Reserve Currency Status? 

22:00 International ETFs as a Dollar Hedge (VXUS) 

22:12 Defense and Energy Stocks: XLE and Dividend Strategy 

26:00 How to Invest With Your Values (ESG and Its Limits) 

28:39 What Sectors Lauren Is Bullish On Right Now 

29:00 Why Lauren Is Avoiding Pure-Play AI Stocks 

31:00 Is There an AI Bubble? 

33:00 The Energy Problem Powering (and Threatening) AI 

34:53 Lauren Simmons' Tip You Can Take Straight to the Bank

All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Today, Nicole debunks the most viral myths about inheritance and gift taxes, and walks you through exactly how these taxes work, when they actually kick in, and the totally legal strategies wealthy families use to pass on as much as possible to their heirs.

Nicole breaks down the difference between gift tax, estate tax, and inheritance tax; explains the $19,000 annual gift exclusion and the $15 million lifetime exemption; and covers the states that will still come after you even when the IRS won't. Then she gets into the tools the ultra-wealthy use, like irrevocable trusts and Family Limited Partnerships, to legally minimize what they owe. Plus, she shares one simple, free move that anyone can make right now to protect their family's inheritance… no lawyer required.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today: 

00:00 Are You Ready for Some Money Rehab? 

00:18 Why TikTok's Inheritance Advice Is Wrong 

00:53 Gift Tax 101: The $19,000 Annual Exclusion 

02:24 Gift Splitting for Married Couples 

02:48 The $15 Million Lifetime Exemption Explained 

04:21 Estate Tax vs. Inheritance Tax: What's the Difference? 

05:25 Which States Have Inheritance Tax? 

05:47 How the Wealthy Minimize Estate Taxes 06:09 Irrevocable Trusts Explained 

06:51 Family Limited Partnerships Explained 

07:43 The IRS Isn't Out to Get You — But It Won't Help You Either 

08:04 Tip You Can Take Straight to the Bank

All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million.

She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire’s new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction?

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today: 

00:00 Are You Ready for Some Money Rehab? 

00:18 The End of an Era: Buffett Retires 

01:03 The $30 Million Case for Long-Term Investing 

01:27 Buffett's Simple (But Not Easy) Framework 

02:00 The Coca-Cola Investment and Brand Loyalty as a Moat 

02:53 The McDonald's Play

03:16 The Apple Surprise

04:12 Buffett's Misses

04:59 7 Investing Lessons You Can Use Right Now 

06:03 Enter Greg Abel: Berkshire's Next Chapter 

06:55 The $400 Billion Question 

07:32 Tip You Can Take Straight to the Bank

All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Pete Najarian is an NFL linebacker turned successful options trader and today he joins Money Rehab to break down exactly what's happening in the markets right now, where the big opportunities are hiding, and how to read the signals that the pros don't talk about on TV.

Then Pete walks Nicole through a complete options crash course: calls vs. puts, covered calls, naked positions, spreads, and how Warren Buffett secretly uses options to build his biggest positions. He even pulls up Nicole's actual options account live and breaks down what he sees.

Then the conversation gets deeper. Pete opens up about losing his dream home, whether he’d run for governor of Minnesota, and the surprisingly simple investing philosophy that's driven all of his success.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Follow Pete and learn more at Market Rebellion

Here's what Nicole covers with Pete: 

00:00 Are You Ready for Some Money Rehab? 

01:33 Nicole and Pete's History on the Chicago Trading Floor 

03:13 Wolf of Wall Street Era 

07:20 Where Pete Is Bullish Right Now

09:30 How to Read Unusual Options Activity (UOA) 

11:17 Options 101: Calls, Puts, and Plain English Explanations 

12:46 How to Use Options as Portfolio Insurance 

16:17 How Warren Buffett Actually Uses Options 

18:18 Creating Your Own Dividend Stream with Covered Calls

22:17 Pete Reviews Nicole's Options Account 

23:40 Insider Trading and Options 

26:12 Are Options Just Gambling? 

34:18 Pete's Rules for Protecting Yourself 

42:48 Secure the Bag

49:00 Pete on Politics and the Future of Investing in Sports 

52:23 Pete Najarian's Tip You Can Take Straight to the Bank

All investing involves risk, including loss of principal. Options trading involves additional risks and is not suitable for all investors. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now.

She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio.

Check out Nicole’s financial literacy course The Money School 

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today: 

00:00 Are You Ready for Some Money Rehab? 

00:24 Both Sides of the AI Bubble Debate 

00:44 How Much Money Is Actually Flowing Into AI 

01:12 What Sky-High PE Ratios Really Mean 

02:14 Dot Com Bubble Déjà Vu 

03:32 Circular Financing

03:59 The Warren Buffett Market Indicator

04:19 What's Actually Different This Time 

05:10 The Real Risks

05:36 Nicole's Honest Verdict 

06:33 Tip You Can Take Straight to the Bank

All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Over the weekend, the US and Israel launched coordinated strikes on Iran, killing the Supreme Leader and triggering a wave of retaliatory missiles across the region. This is the biggest military escalation the Middle East has seen in a generation, and it's already moving markets.

Today, Nicole traces the financial chain reaction from the collapse of the 2015 nuclear deal all the way to Monday's market open, and breaks down exactly what this conflict means for your portfolio right now. Oil is surging, gold is spiking, defense stocks are climbing — and travel stocks are getting crushed. Nicole explains why markets recovered faster than expected, what the historical pattern tells us about what comes next, and the one scenario that should actually worry you.

She also breaks down the specific assets that go up and the ones that go down when the US is in conflict in the Middle East and makes the case for why you don't have to play offense, but you absolutely need to know how to play defense.

Here's what Nicole covers today: 

00:00 Are You Ready for Some Money Rehab? 

00:16 How We Got Here 

02:32 The Ceasefire That Didn't Hold 

03:02 The Strait of Hormuz: The World's Most Critical Choke Point 

03:46 Will This Be a Long War? 

04:36 How This Hits Your Wallet: 

08:09 Why Travel and Tourism Stocks Get Hit

09:26 The Historical Pattern Every Investor Should Know 

10:20 The Risks That Could Change Everything 

10:50 Tip You Can Take Straight to the Bank

All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.