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In this episode, I’m sharing 3 things I am CERTAIN of when it comes to my money.

These certainties guide how I spend, save, and make financial decisions.

➡️But this isn’t just about me. I want YOU to identify what you are certain of when it comes to your money. I’ll be asking you questions to get you thinking! ⬅

Tune in to learn how being certain can guide your decisions and create lasting change in your financial life.

🎉🎉Do you want me to come into your email with the FREE JUMPSTART?  By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! 

Let's connect:
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Email [email protected] 

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If you haven't started taking care of your finances yet, or if you need a little push to stick with it. Then listen in! 

In this episode we'll cover: 

Layer 1 of hidden costs: Sneaky money leaking away

Layer 2 of hidden costs: Mental, emotional, and relationship costs

Layer 3 of hidden costs: Missed opportunity costs

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
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Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it!

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Summer doesn’t have to mean blowing your budget—or missing out on the fun. In this episode, we’re talking about how to be intentional with your time, money, and energy so you can create a summer full of memories and stay financially on track.

You’ll learn:

• How to prepare your finances now to create peace throughout the summer
• Two mindsets that will help your dollars stretch further
• How to find the right balance between fun and financial goals
• What routines to keep this summer to avoid feeling like everything’s falling apart

Whether you’re dreaming of a small getaway, navigating kids' sports schedules, or just trying to enjoy the season without the stress, this episode is for you.

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

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They say: have an emergency fund, don't have credit card debt, and grow your money by investing. Those are three basic things. That's, that's not hard to understand, right? So what makes it hard to do? Ah ha! There is a missing step that people are not giving enough focus to. 

Some people aren't doing it at all. 

There is a missing step, and that is exactly what we are going to cover in this episode. 

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

If you’ve ever felt like your money disappears too fast or you just can’t seem to get ahead, this episode is for you. Today I’m sharing 10 simple daily habits that will help your money go farther without a complete life overhaul. These habits are designed to become second nature—and they’re key to building a strong financial foundation.

We’ll talk about how to stop impulse spending, how to become more intentional with your money, and how to build the systems and mindset you need to start saving, paying off debt, having money ready for the things you need, and even investing.

These are the behind-the-scenes habits that most people don’t talk about—but they make a huge difference in your day-to-day financial life.

Whether you're just starting out with your budget or you've been working on your finances for a while, this episode will help you build habits that stick—and support the money goals you care about most.

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

Are you tired of feeling like your money is gone before you even know where it went? You’ve tried budgeting tips, cutting back, and searching for coupons, but something still feels off. 

The missing piece? A real household finance system—one that helps you organize your money like you organize your home. 

In this episode, I’ll walk you through

• the three keys to a strong financial system 
• and give you four simple steps you can take today to start building one. 

🎉Grab your free JUMPSTART.

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What if tweaking the way you set up your budget could give you more wiggle room and even more momentum toward your goals? 

In this episode, I’m sharing two key strategies. 

The first creates space and grace in your budget. 

The second pushes you more aggressively toward your goals. 

Not everyone will agree with this approach, but my main point is this: your budget is a tool to get you what you want. It's YOURS - make it work for YOU.

If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you get started with budgeting that makes sense for you and your life.

📌FREE RESOURCE: If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you set up the foundational steps of a budget that makes sense for you and your life. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Credit cards can be helpful or harmful—so how do you know if they fit into your budget? In this episode, we’re answering:

💳 Should you avoid credit cards altogether?
💳 How can you use them wisely without falling into debt?
💳 What’s the best way to track credit card spending in your budget?

✨Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Click to Send Fan Mail

It’s important to have a money goal. It’s important to have a system. But it’s also important to work on your money identity. If you want to reach your money goals - whatever they may be - then you should work on that foundational layer of your identity. 

-What do I mean by your money identity?

-How might this be holding you back from reaching your money goals right now?

-What kind of positive money identities are there?

-How can we take steps to improve our money identities?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Do you want more help? Click to tell me how you'd like me to help you.

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Did you know you can text the show? Unfortunately, I can't text back! ☹️ But I'd still love to hear from you. 

Click to Send Fan Mail

In this episode we'll break down the question: How long does it take to budget?

We include:

⌚How long does it take to set up your budget for the first time?
⌚How long does it take to write your budget each month?
⌚How much time do you need to engage with your budget throughout the month?
⌚What about a budget close-out?!
✨Plus 5 Bonus Tips to make it even smoother and faster! 

The result: It doesn't take that long! Get started with your budget today! 

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email [email protected] 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail