Episode Re-release. We had tech issues on the first release and this info is too good for you not to hear!

Talking about money shouldn’t feel like emotional CrossFit, but for most of us it does. In this episode, Shari breaks down why money conversations get so charged—and why it’s rarely about the numbers.

You’ll learn the difference between money values and money logistics, how childhood money wiring shows up in adult decisions, and how to stop trying to solve emotional issues with spreadsheets.

Shari walks through four common money personalities (the Avoider, the Optimist, the Controller, and the Security-Seeker), explains what happens when they clash, and gives you practical timing rules, language swaps, and curiosity scripts that keep conversations from turning into fights, shutdowns, or silent scorekeeping.

Be sure to grab Shari's ⁠Money Conversation Guide⁠ to learn how talk about money without spiraling, shutting down or starting a fight (with yourself or anyone else).

Whether you’re single, dating, partnered, married, cohabiting, or rebuilding after a breakup, this episode will help you communicate about money with more clarity, less defensiveness, and a lot more self-trust.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth and the Host of Everyone’s Talkin’ Money. GWA Wealth is a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit ⁠GWA Wealth⁠ to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. ⁠Sign up here.⁠ 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram ⁠@everyonestalkinmoney

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Ever look at your bank account and wonder where your money went—even though you didn’t make any big purchases? You’re not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn’t discipline—it’s visibility.

In this episode, Shari Rash, founder of GWA Wealth, breaks down the hidden expenses quietly draining your bank account. From subscription creep and convenience spending to lifestyle inflation, social comparison, and emotional micro-spending, these small, everyday costs can add up to thousands of dollars a year without you realizing it.

You’ll learn why these expenses are so easy to overlook, how they impact your long-term wealth, and a simple 20-minute spending audit you can do today to take back control—without turning your life into a restrictive budget.

If you make good money but still feel like you’re playing catch-up, this episode will help you finally connect the dots and start spending with intention.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You make good money. You’re saving, investing, and doing the things you’re supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy.

Where did it all go?

A lot of high earners assume the problem is budgeting. If they could just stick to a plan, track every category, and control their spending, everything would finally feel organized.

But traditional budgeting often fails for people with demanding careers, busy lives, and real financial complexity.

In this episode, Shari Rash, founder of GWA Wealth, explains why budgeting doesn’t work for many high earners and why feeling chaotic with money has less to do with discipline and more to do with how your life actually functions.

You’ll learn how time scarcity, decision fatigue, social expectations, emotional reward cycles, and comparison quietly shape spending patterns, even when you’re earning a strong income.

Shari also introduces a simple framework that helps you look at spending differently so you can stop obsessing over categories and start making more intentional decisions with your money.

Instead of trying to spend less, this episode will help you learn how to spend on purpose.

You’ll hear why traditional budgeting systems often fail for high earners, how time scarcity and decision fatigue drive spending habits, the difference between value spending, convenience spending, and nonsense spending, and how to design a spending system that actually works in real life.

You’ll walk away with a clearer way to evaluate your spending, a framework for aligning your money with what actually matters to you, and a simple exercise you can use this week to start making more intentional money decisions.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

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What will personal finance actually look like five years from now?

Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming?

In this episode, Shari Rash sits down with Dacy Yee, President of Experian Consumer Services, to talk about how technology is transforming the financial world—and what it means for everyday people trying to make smarter decisions with their money.

Dacy shares her unexpected career journey from law school to leading one of the largest consumer finance platforms in the world, why many careers (including hers) take unexpected turns, and the advice that helped her move into executive leadership.

The conversation also dives into how technology, AI, and automation could remove many of the barriers that have historically kept people out of financial conversations—from fear of asking “dumb questions” to the belief that you need a lot of money before you deserve advice.

You’ll hear how tools like Experian’s new “Big Financial Friend” initiative aim to make personal finance more approachable, how AI could act as a financial co-pilot that helps you make better decisions automatically, and why the future of finance might actually feel more human—not less.

Shari and Dacy also talk about women in finance, the importance of speaking up about your career goals, and why the advice “declare what you want” can change the trajectory of your career.

This episode will leave you thinking differently about where technology is taking our financial lives—and how you can use it to your advantage.

You’ll hear:

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve done the hard part. The debt is gone, the systems are running, the savings are building, and your financial life is finally stable. But once the question of “Am I okay?” quiets down, a new one tends to show up in its place: What do I actually want my life to look like now?

In the final episode of the After the Hustle series, Shari walks you through how to move from simply managing money to intentionally aiming it. Because optimizing your finances without a direction just creates sophisticated anxiety. The real power of financial stability is the options it creates.

Download the Now What? Money Reset - If you’re finally good with money but still wondering what comes next, this guide is for you.

You’ll learn how to identify the next chapter you’re building toward, translate that direction into real financial strategy, and match your money to the timeline that makes your goals possible.

Shari breaks down five common next-chapter paths women often find themselves drawn to—career flexibility, lifestyle expansion, work-optional timelines, security and peace, and building capacity for something new—and explains the financial moves that support each one.

You’ll also walk through a simple three-sentence exercise designed to help you shift your money from automatic habits into intentional direction so your next dollars actually support the life you’re building.

This episode closes the After the Hustle series by helping you move from surviving money, to stabilizing it, to directing it toward the future you want.

You’ll hear:

You’ll walk away with:

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve paid off the debt, built the emergency fund, and started investing. So why does having extra money still make you feel weirdly stressed?

In this episode of Everyone’s Talkin’ Money, Shari Rash breaks down what to do with surplus money once you’re past financial chaos and into a more stable phase of life. Because when the bills are covered, your savings account is solid, and your 401(k) contributions are happening, the next question gets a lot more complicated: where should your next dollar go?

Get the Now What? Money Reset

If you’ve ever felt stuck deciding between saving more cash, funding a Roth IRA, opening a brokerage account, contributing more to your 401(k), or finally spending money on something that makes your life better, this episode is for you. Shari shares her post-chaos money playbook: Protect, Build, Live — a practical system for deciding how to allocate extra money without second-guessing every financial move.

You’ll learn how to set a cap on your emergency fund, when cash stops being security and starts becoming unassigned money, and why “max everything” is not always the smartest investing strategy. Shari walks through her investing stack for women in this stage of life: get the employer match, fund a Roth IRA, build a taxable brokerage account for flexibility, and then max your 401(k) if it still makes sense for your goals.

This episode also unpacks why a brokerage account can be one of the most powerful tools for present-life freedom, especially if you want the option to take a sabbatical, leave a job, change careers, start a business, relocate, or work less before traditional retirement age. And just as importantly, Shari explains why your life should not be funded with leftovers.

You’ll hear how to create a “Live” bucket for travel, health, support, time-saving services, relationships, learning, and the things that make your life feel like yours.

If you’ve been wondering how to split your money between savings, investing, and actually enjoying your life, this episode gives you a clear framework. Because you are no longer someone who saves whatever is left. You are someone who directs money to build security, freedom, and life all at the same time.

Are you’re ready for personalized, judgment-free financial guidance? Learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re out of debt. Your emergency fund is fully funded. You’re contributing to your 401(k), maybe even maxing your Roth IRA. You’ve built real financial stability. So why does it still feel like something is missing?

In this first episode of the three-part series After the Hustle: The Post-Chaos Money Phase, financial planner Shari Rash tackles the strange emotional letdown that can happen after you finally “get good with money.”

If you’ve ever wondered why financial security doesn’t automatically equal financial fulfillment, this episode breaks it down.

Get the Now What? Money Reset

Most personal finance advice focuses on debt payoff, saving money, investing for retirement, and increasing your net worth. But almost no one talks about what happens after you’ve done those things.

When the credit cards are paid off, the emergency fund is built, and your investment accounts are growing, the fear-based goals that once motivated you start to expire. That can leave you feeling flat, restless, or stuck in constant optimization mode.

In this episode, you’ll learn the difference between survival mode money and stability mode money, why traditional financial advice stops working once you’re financially stable, and how to recognize “optimization fatigue” — the cycle of trying to save more, invest more, and do more without feeling any better.

Shari walks you through a practical Stability Audit designed to help you evaluate your emergency fund, insurance coverage, beneficiaries, estate documents, and overall financial infrastructure. You’ll also calculate three powerful margin metrics: your monthly surplus, your time flexibility, and your life runway — the number of months you could maintain your lifestyle if your income stopped.

If you’re a high-earning woman who has built savings, invested consistently, and improved your financial habits but still feels like you’re waiting for the next milestone, this episode will help you understand why. Financial security is not the same as financial fulfillment, and the strategy that got you out of chaos is not the same strategy that will move you forward.

You didn’t fail at money. You outgrew the phase your plan was built for.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Shari sits down with Holly O’Neill, who has a front-row view of the financial behavior of 69 million clients, to unpack what Gen Z is really doing with their money and why it matters for every generation.

From the rising cost of living and the true price of “adulting” to real-time balance checking, early saving habits, and the viral trend of loud budgeting, this conversation breaks down how 18- to 28-year-olds are navigating financial stress in a high-cost, digital-first world.

You’ll hear what the data actually says about Gen Z and budgeting, saving, investing, dating, financial independence, and family support — and why this generation may be more proactive and financially aware than they get credit for.

Holly also shares practical strategies that work at any age, including how to use the 50/30/20 budget, build an emergency fund, automate your savings, and control impulse spending without feeling deprived.

If you’ve ever wondered whether Gen Z is behind or ahead financially, how their money mindset is reshaping relationships and long-term goals, and what their habits can teach you about reducing financial stress and building a life you can actually afford, this episode is your roadmap.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re not stuck because you don’t know what to do with your money.

You’re stuck because of who you believe you are with money.

In this solo episode, we’re breaking down the real reason financial habits don’t stick: identity. Because you can download every budgeting app, read every investing book, and still self-sabotage if your internal story says, “I’m bad with money,” “I’m behind,” or “I just need to earn more.”

We’re walking through the identity → beliefs → behaviors → outcomes cycle, the most common money identities women carry, and the inherited money stories that have been shaping your decisions for years — often without you realizing it.

And then we get practical. You’ll learn how to shift your financial identity in small, repeatable ways so your habits finally feel natural instead of forced.

Because real change doesn’t start with a new strategy.

You’ll hear:

If you’re ready to stop white-knuckling your finances and start operating like the woman who feels calm, clear, and in control with money — this episode is for you.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth and the Host of Everyone’s Talkin’ Money. GWA Wealth is a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Emotional spending isn’t a discipline problem — it’s a disconnection signal.

In this episode, we’re rewriting the narrative around impulse purchases, Target runs, late-night checkouts, and “I deserve this” moments. Because you’re not bad with money — you’re trying to soothe stress, reward exhaustion, feel connected, or become a future version of yourself.

And a budget alone can’t fix that.

We break down the six most common emotional spending patterns, why self-control gets depleted when you’re burned out or lonely, and a simple pause practice that helps you identify what you actually need before you buy.

This isn’t about never spending again. Joy is allowed. It’s about making sure your money is supporting your life instead of numbing it.

Your homework this week: notice the urge, name the feeling, and get curious — no shame required.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth and the Host of Everyone’s Talkin’ Money. GWA Wealth is a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices