Talking about money shouldn’t feel like emotional CrossFit, but for most of us it does. In this episode, Shar breaks down why money conversations get so charged—and why it’s rarely about the numbers.

You’ll learn the difference between money values and money logistics, how childhood money wiring shows up in adult decisions, and how to stop trying to solve emotional issues with spreadsheets.

Shari walks through four common money personalities (the Avoider, the Optimist, the Controller, and the Security-Seeker), explains what happens when they clash, and gives you practical timing rules, language swaps, and curiosity scripts that keep conversations from turning into fights, shutdowns, or silent scorekeeping.

Be sure to grab Shari's Money Conversation Guide to learn how

Whether you’re single, dating, partnered, married, cohabiting, or rebuilding after a breakup, this episode will help you communicate about money with more clarity, less defensiveness, and a lot more self-trust.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth and the Host of Everyone’s Talkin’ Money. GWA Wealth is a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

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There’s a difference between being successful on paper and actually feeling free in your life. In this episode, I’m joined by Dani Lynn Robison, founder and CEO of Freedom Family Investments, for a conversation about money, identity, and the pressure so many women feel to keep pushing even when something feels off.

We talk about how early money experiences shape the way we work, earn, and make decisions, why women struggle so much with hustle and burnout, and how to tell the difference between a true reinvention and simply chasing the next shiny thing out of exhaustion.

Dani shares her path from cruise ship musician to real estate investor, what entering the industry during the 2008 financial crisis taught her, and why real wealth is often built through consistency and mastery rather than constant change.

This conversation also digs into how women communicate about money inside relationships, careers, and even with themselves.

We explore collaboration versus competition, redefining roles at home and at work, and what it really means to build wealth in a way that supports peace, freedom, and fulfillment instead of constant stress.

If you’ve ever felt stuck despite doing “everything right,” or wondered whether it’s time for a pivot or just a more intentional path forward, this episode will hit home.

Dani created a simple resource for our listeners designed to help you think more clearly about what financial freedom looks like for you. You can learn more at freedomfamilyinvestments.com/sharirash.

Talkin’ Points → where your money gets smarter.

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Most money advice tells you to try harder, be more disciplined, or find a better system. But if that actually worked, you wouldn’t still feel stuck. In this episode, Shari breaks down why so many of your money habits have nothing to do with math and everything to do with stress, identity, and survival.

You’ll learn the four behavioral patterns that quietly drive how you spend, save, avoid, and overthink money—and why none of them mean you’re bad with money.

This conversation connects the dots between your nervous system and your financial behavior, so you can stop judging your outcomes and start understanding your patterns.

By the end, you’ll have simple, practical ways to interrupt money habits without shame, perfectionism, or white-knuckling your way to change.

If you ever overthink money decisions or avoid conversations you know you need to have, The Money Conversations Guide can help. It’s designed to help you slow the moment down, get grounded, and separate money choices from pressure or shame. Download the Money Conversation Guide Here.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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Setting financial goals is the easy part. Maintaining them when life gets busy is where most people get stuck.

In this episode, Shari breaks down why motivation and discipline aren’t the problem—and why most money plans fall apart by March.

You’ll learn how to shift from relying on willpower to building simple maintenance routines that keep you connected to your money without requiring constant attention.

Shari walks through a realistic 10-minute weekly check-in, a 30-minute monthly review, and a quarterly reset that allows your goals and systems to adjust with your life. Download your Money Maintenance Map here.

This episode is about visibility without stress, progress without burnout, and learning how to reset without shame when you fall off.

If you want money routines that actually survive busy weeks, low-energy seasons, and real life, this episode shows you how to build them.

Talkin’ Points → where your money gets smarter.

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Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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Most money advice is either extreme restriction or delusional optimism.

The truth is that real change happens in the middle, where you build systems that work with your actual lifestyle instead of the one you wish you had.

This week, I’m joined by Jen and Jill from the Frugal Friends podcast to talk about why we overcomplicate money resets, how to spend based on what we truly value, and what “frugal” really means in 2026.

We dig into the psychological reason we over-complicate New Year money goals, how values-based spending creates direction without deprivation, what the “radical middle” looks like in real life, the difference between being frugal and being restricted, and why paid-off debt and pretty spreadsheets aren’t a personality.

If you’ve ever set a financial resolution in January and rage-bought something by February, this episode is for you.

Talkin’ Points → where your money gets smarter.

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Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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If you’re tired of setting money goals that quietly die somewhere between Valentine’s Day and tax season, this episode is your intervention.

We’re talking about why traditional goal setting backfires, how shame-based goals sabotage progress, and what it really takes to set financial targets that fit your season of life—whether you’re growing, stabilizing, repairing, maintaining, or just trying to get through a major transition without losing your mind.

Get your Supportive Money Goals Workbook here!

You’ll learn the difference between aspirational goals (“max out my 401(k)”) and supportive goals (“increase my 401(k) by 1% each quarter”), why willpower is the least reliable financial strategy on earth, and how the One-Goal Rule keeps your cash flow focused long enough for you to actually win.

By the end, you’ll walk away with money goals that are realistic, emotionally grounded, system-supported, and—most importantly—still alive in March.

Because you don’t need more aggressive goals… you need goals that match your systems, your season, and your capacity.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

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Keep the conversation going on Instagram @everyonestalkinmoney

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You can make great money and still feel like you’re constantly playing catch-up. You can hit a savings goal one month and have to pull it back out the next. You can earn a six-figure salary and still check your account before you swipe your card. That doesn’t mean you’re bad with money — it usually means your cash flow is broken.

Get Your Cash Flow Map Here!

In this episode, Shari breaks down why cash flow matters more than budgets, why financial goals fall apart even when you’re motivated, and the quiet structural issues that make high earners feel stressed, behind, or confused. She explains the five biggest cash flow killers (like income timing mismatch, floating lifestyle expenses, and savings without automation) and the simple framework for stabilizing cash flow so goals actually work in real life.

This isn’t about cutting spending, skipping coffee, or trying harder. This is about fixing the foundation so your money moves in rhythm with your life instead of against it. If you’ve ever wondered where your money goes even though you’re not overspending, or why your goals never stick, this episode will make everything click.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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In this episode, Shari sits down with Jenn Lueke, the creator behind the viral budget grocery series that helped millions of people eat well for less.

They discuss how grocery system failures quietly drain time and money, why meal planning is really an inventory problem, and how Jenn turned a January budget grocery video into a community, a cookbook, and a system that actually sticks. Get Jenn's book here: https://jenneatsgoood.com/cookbook/

Jenn breaks down how to build a realistic pantry, the plant-based and protein swaps that cut costs without sacrificing nutrition, how to shop without waste, and why homemade sauces are the sleeper money saver everyone misses. They also talk about inflation, food psychology, decision fatigue at dinner, and Jenn’s eight keys to success in the kitchen. Follow Jenn on Instagram @jenneatsgood

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney

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Most people don’t struggle with money because they’re irresponsible. They struggle because their entire financial life is running on willpower and memory—which are terrible tools for long-term success. In this episode, Shari breaks down why motivation-based money management always collapses by March, and how to build real financial systems that actually stick.

Does Your Money System Rely on Willpower or Memory? Get your Money System here!

Inside, we walk through the four core elements of a “sticky” money system—automation, boundaries, visibility, and realism—and why these matter more than discipline. You’ll learn how to design money flows that match your real income timing, energy cycles, and household complexity, instead of trying to fit your life into a one-size-fits-all budget.

Shari also shares the Minimum Viable Money System: the lowest-lift, most functional framework for managing money without spreadsheets, shame, or perfection. If you’ve ever felt like you “should” be better with money but can’t seem to make habits stick, this episode will help you shift from trying harder to designing smarter.

If you’re ready for money to feel supportive instead of exhausting, this is where it starts.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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Most financial advice was built by men, for men — and women have been expected to simply adapt. Spoiler: we haven’t, and we won’t.

In this conversation with Lacy Garcia, founder & CEO of Willow, we get real about:

Why women are about to control two-thirds of U.S. wealth

How the industry talks about money vs. how women actually make financial decisions

What women really want from financial advisors (hint: it’s not alpha charts)

The messy middle of the industry finally changing

What holistic planning really means beyond the buzzword

How to know if an advisor is actually for you — or just painting everything pink

This is the perfect January reset if you’ve been feeling like financial advice wasn’t built with your life in mind. Because the truth is, women are already reshaping the future of wealth — the industry is just catching up.

Learn more about how my firm, GWA Wealth works with women who want to take control of their money.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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