Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic.

Thank you for all of the support. We couldn't do it without you.

Nate and Danielle discuss a listener question about saving or paying down debt while looking to add to the size of a family. They also look at paying down credit cards and the best ways to do it.

Nate answers a listener's question about emergency funds and how/why they are used. He also shares his thoughts on how he and Danielle are currently using credit cards.

Nate and Danielle discuss a surprisingly expensive month and how they budgeted for it.

Nate and Danielle answer two listener questions. The first deals with credit cards and how to manage them while working with cashflow. The second question looks at how to prioritize your emergency fund while still wanting to focus on paying down other debts.

We received a bad review and we wanted to address the points made by the reviewer. We welcome all criticism. We wanted to take a moment to explain our thought process and how our budget philosophy differs from the reviewers.

Nate discusses ways that he controls his impulse spending and how it can work for you.

Nate and Danielle answer a listener question about being able to save while having new expenses and planning on more expenses.

Nate and Danielle discuss their reasons for refinancing their house and what it means for the long term. They also talk about their reasons for doing so and what to look out for if you decide to do so as well.