On this week’s episode of Not Another 3 Putt, Tony Perri Jr. and Adam Hage break down the real difference between budget hacks and hacky budgets — because yes, there's a big difference, bro. 💸😅

Whether you’re trying to make smarter moves with your money or just trying to avoid overdraft alerts during your “no-spend” challenge (lookin’ at you, Adam 👀), this episode delivers the laughs and the real talk.

💡 In This Episode:

✅ Smart ways to save thousands with simple monthly changes
 ✅ The dumb ways people “save” that actually cost more
 ✅ Why your “cash-only” plan lasted 11 minutes
 ✅ How to budget without living like a Depression-era squirrel
 ✅ Mortgage client budget fails — from Excel wizards to spreadsheet-phobic spenders
 ✅ A full roast of “No Spend November” → “Very Spend December”