Not Another 3 Putt

This Christmas Eve, Not Another 3 Putt goes full family mode. 🎁🎄

Tony Perri Jr. is joined by his son Holden for a special holiday episode inspired by Holden’s favorite movie—Home Alone.

Together, they take a lighthearted (but surprisingly real) look at what it would actually take to finance the McCallister house in today’s market. From home value estimates to income requirements, down payments, and even underwriting questions (Would Kevin McCallister even be allowed to stay home alone today?), this episode blends nostalgia and mortgage strategy like no other.

In this episode of Not Another 3 Putt, Tony Perri Jr., Adam Hage, and Nick Oosting put the spotlight on one of the most relatable financial traps around: the “bagel budget.” 🥯💸

From daily convenience spending to the sneaky leaks we all ignore, the crew unpacks the real cost of habits — and then goes head-to-head with a big question:

Can you afford a $420,000 home in St. John, IN… if you fix your cash flow first?

Spoiler: You can.

The headlines are shouting “unmotivated sellers” and “delisting season,” but Tony Mitidiero just landed two over-ask wins in two markets—during a snow-covered weekend when the media said the housing market was in hibernation. ❄️🏠

In this Not Another 3 Putt episode, Tony Perri Jr., Tony Mitidiero, and Adam Hage break down the disconnect between national noise and local action.

🧠 What You’ll Learn:

✅ What happened really happened on Fed Day with interest-rate expectations
✅ Why market sentiment ≠ market fundamentals
✅ How some sellers are stuck in “prevent defense,” while buyers push forward
✅ What the Bears and the Fed have in common (spoiler: not a winning record)

From driveway snow to over-list price, from psychological standoffs to actual transactions, this episode unpacks the real mindset behind real estate—with clarity, Midwest flavor, and just enough sarcasm to keep it spicy.

On this week’s episode of Not Another 3 Putt, Tony Perri Jr. and Adam Hage break down the real difference between budget hacks and hacky budgets — because yes, there's a big difference, bro. 💸😅

Whether you’re trying to make smarter moves with your money or just trying to avoid overdraft alerts during your “no-spend” challenge (lookin’ at you, Adam 👀), this episode delivers the laughs and the real talk.

💡 In This Episode:

✅ Smart ways to save thousands with simple monthly changes
 ✅ The dumb ways people “save” that actually cost more
 ✅ Why your “cash-only” plan lasted 11 minutes
 ✅ How to budget without living like a Depression-era squirrel
 ✅ Mortgage client budget fails — from Excel wizards to spreadsheet-phobic spenders
 ✅ A full roast of “No Spend November” → “Very Spend December”

Tony Perri Jr., Tony Mitidiero, and Adam Hage tee off on one of the hottest—and most confusing—topics in Illinois right now:
👉 Cook County’s 2nd-installment property tax bills dropping nearly three months late.

In this eye-opening episode of Not Another 3 Putt, the trio unpacks:

• What actually happened behind the tax bill delay
• Why Realtors, homeowners, and lenders are all feeling the pain
• Whether this is just bureaucracy, chaos, or a new C(r)ook County reality
• How it’s causing escrow shortages, closing delays, and future risk for buyers/sellers

This episode doesn’t hold back. The guys slice into the drama like a snap hook off the tee box—breaking it down in a way only Not Another 3 Putt can.

Grab your putter, your patience, and maybe your tax protest paperwork—because this one’s spicy. 🔥⛳️

In this week’s episode of Not Another 3 Putt, Tony Perri Jr. and Adam Hage trade the mortgage-course green for stormier skies — diving into the swirling chaos of meteorological mayhem, solar flares, and mortgage market madness. 🌨️☀️💰

From lake-effect snow and “snow hurricanes” to solar storms lighting up the northern lights, the guys connect the unpredictable forces of nature to the equally wild world of real estate and finance.

Their main forecast? A potential 50-year mortgage product on the horizon that could reshape the affordability conversation for a new generation of buyers.

Billie Eilish might be talking about shorties — but this week, Tony Perri Jr. is talking about shortages… Escrow shortages, to be exact.

From rising property taxes to climbing insurance premiums, Tony breaks down:

• Why your mortgage payment just went up
• How lenders actually calculate escrow shortages
• What your real options are to smooth it all out

Whether you’re a seasoned homeowner or just got blindsided by your first escrow analysis, this is the episode that brings clarity without the fluff. No hype. No fear. Just the facts — straight from the guy who actually reads your mortgage statements (so you don’t have to).

In this episode of Not Another 3 Putt, Tony Perri Jr., Adam Hage, and Tony Mitidiero tee off on a topic lighting up ballots and barstools across Northwest Indiana — the Lake Central and Hanover School Corporation tax referendums.

They break down exactly how these proposed tax changes could impact:

• 🏡 Homeowners and future buyers
• 📈 Property values and monthly payments
• 🏫 Local schools, services, and small businesses

Whether you're voting, budgeting, or just trying to make sense of the headlines, this episode gives you clear-eyed insight into what’s at stake, and how taxes shape the very fairways we live on.

Of course, in true Not Another 3 Putt fashion, the trio mixes in plenty of hot takes, banter, and swing-side analogies — proving once again that finance, real estate, and golf all share one thing: you've gotta play the long game.

There’s a strong wind blowing—and it’s carrying New Lenox homeowners straight across the border to Crown Point. 🏡💨

In this data-packed Rusty Putter episode of Not Another 3 Putt, Adam Hage and Tony Perri Jr. break down the growing trend of Illinois families making the move to Indiana—and why it might be the smartest financial decision they’ll ever make.

From property taxes and insurance differences to mortgage math, they show how crossing the border is like switching clubs on the course: same swing, better result.

Ever chunk a wedge when the 8-iron was the smarter play? That same poor decision-making can cost you in mortgages too.

In this Rusty Putter roundtable episode of Not Another 3 Putt, Tony Perri Jr., Nick Oosting, and Adam Hage break down how course management in golf is a perfect analogy for mortgage strategy in real life.

It’s all about risk vs. reward, shot selection vs. loan structure, and knowing when to “club up” or pay up later.

⛳️ This Episode Covers:

✅ Why financing decisions are like club choices—both have consequences
 ✅ Real-world mortgage strategies that can save you strokes and dollars
✅ The mindset of high-performance golfers and smart borrowers
✅ Tips for thinking like a pro—on the course and in the market

From tee box to title company, this episode brings the golf-finance crossover heat.