Billie Eilish might be talking about shorties — but this week, Tony Perri Jr. is talking about shortages… Escrow shortages, to be exact.

From rising property taxes to climbing insurance premiums, Tony breaks down:

• Why your mortgage payment just went up
• How lenders actually calculate escrow shortages
• What your real options are to smooth it all out

Whether you’re a seasoned homeowner or just got blindsided by your first escrow analysis, this is the episode that brings clarity without the fluff. No hype. No fear. Just the facts — straight from the guy who actually reads your mortgage statements (so you don’t have to).