Not Another 3 Putt

 🎧 Episode 14 – “When It Rains, It Pours… Into Your Basement: Larry Rossi Talks Foundations & Floods” In this eye-opening episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage welcome Larry Rossi, a waterproofing specialist from AreaWide Waterproofing, to talk about the battle between your home’s foundation and Mother Nature. From heavy rains to dry soil and hydrostatic pressure, Larry breaks down what really happens beneath your home—and why ignoring it could leave you wading through basement floods and costly repairs. If you’re a homeowner, a real estate agent, or just someone tired of wet socks and musty smells, this episode is packed with expert advice, prevention tips, and stories from the field that might just save you thousands. ✅ How does water really get in? ✅ What is hydrostatic pressure—and why should you care? ✅ Why every homeowner should understand their soil conditions. ✅ And what can you do before disaster strikes? Connect with our Guest at: https://www.areawidewaterproofing.com 

Welcome to another electrifying episode of Not Another 3 Putt hosted by Tony Perri Jr. and Adam Hage — where finance meets fun!

In Episode, Tony and Adam go head-to-head with one of the most confusing parts of the homebuying process: your credit score.

💥 Think your Credit Karma score is what mortgage lenders use? Think again.

This week, your hosts shine a light on the real FICO versions used by mortgage lenders — and why those free credit apps may not be telling you the full story.

🔎 In This Episode:

• ✅ The exact FICO versions lenders look at
• ✅ What makes up your mortgage credit score
• ✅ Whether credit inquiries actually hurt your score

💡 Whether you're a first-time homebuyer, real estate investor, or just planning for the future, this episode will help you understand what actually moves your score — and what’s just credit myth nonsense.

👉 Listen before you apply. Your wallet (and your interest rate) will thank you.

In this episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage are joined by special guest Tony Mitidiero to break down one of the biggest myths in real estate, mortgage financing, and insurance: that the lowest price always equals the best value.

From overlooked hidden fees to inadequate insurance coverage and underwhelming loan products, this episode is a must-listen for first-time homebuyers, real estate investors, and anyone evaluating service providers. Tony, Adam, and Tony M. bring real-world stories to light—where “going cheap” ended up costing clients far more in the long run.

✅ Learn how to ask smarter questions
✅ Understand the difference between price and value
✅ Avoid costly financial mistakes when buying, borrowing, or insuring

In this dynamic episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage take you on a trip across the pond—well, figuratively—diving into the elegance and strategy behind British golf courses and how those classic fairways can teach us something about smart business and real estate moves.

The duo tees off with a Par-level sports segment reflecting on some of the greatest UK golf courses and what makes their design so timeless. Then it’s straight into the Birdie segment, where Adam and Tony share strategic business tips inspired by the patience, planning, and precision of the British greens.

Finally, in the Eagle finance segment, they explore what it means to be “halfway home” in both business and life—reflecting on momentum, mindset, and money management halfway through Q1.

This is a must-listen for entrepreneurs, real estate professionals, and golf lovers who know that a sharp game—on or off the course—starts with vision and strategy.

In this high-energy episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage welcome Nick Oosting, Indiana Realtor and market expert, to explore a surprising trend: people coming to Indiana for the fireworks—and staying for the real estate.

Nick shares real-life stories, local insights, and valuable advice for buyers looking to cross state lines for more than just pyrotechnics. From affordability to opportunity, this episode sheds light on why Indiana may just be the next real estate hot spot.

Connect with our Guest at: https://www.facebook.com/RealtorNickOosting/

🎧 Listen now at: https://www.notanother3putt.com

In this lighthearted and insightful episode of Not Another 3 Putt, host Tony Perri Jr. is joined by a very special guest: Mr. Hage, father of co-host Adam Hage and a proud superfan of the show.

From stories about disc golf and the U.S. Open, to reflections on 1980s mortgage rates and real estate regrets, Mr. Hage shares life lessons, laughs, and legacy advice. You’ll also hear about Bob Brinker, long car rides to soccer tournaments, and why Adam learned to respect money early.

🔑 Biggest takeaway? It wasn’t the high mortgage rates or even passing up on a college party house for Adam… Mr. Hage’s biggest regret was not buying more real estate.

🎧 Perfect for:

• Parents looking to start money conversations with their kids
• Real estate enthusiasts
• Fans of personal finance, sports, and a good laugh

👔 In honor of Father’s Day: Dads — don’t shy away from talking about money with your kids. It could be one of the most powerful conversations you ever have.

🎥 Check out our streaming tool of choice – StreamYard:
 Get $10 off at https://streamyard.com/pal/d/6647947235950592

🎧 Listen now:

https://www.notanother3putt.com

In this episode of Not Another 3 Putt, host Tony Perri Jr. of Novus Home Mortgage
sits down with Nick Oosting, expert real estate professional from The Oosting Group, to decode one of the most powerful tools for first-time buyers in today’s high-rate market: the temporary interest rate buydown.

From understanding what a 3/2/1, 2/1, or 1/1 buydown means to learning how to negotiate seller-paid buydowns, this episode is packed with strategic advice to help buyers make confident, financially smart moves — even in a tough rate environment.

Whether you're an agent working with budget-conscious clients or a renter exploring homeownership for the first time, this episode is your blueprint to buy smart, not scared.

👉 Connect with our Guest at: https://www.theoostinggroup.com

💡 Perfect for:

• ✅ First-time buyers
• ✅ Agents navigating buyer affordability
• ✅ Anyone tired of hearing “rates are too high”

🎧 Listen now at:

https://www.notanother3putt.com

or watch on YouTube: https://www.youtube.com/@notanother3putt

In this episode of Not Another 3 Putt, hosts Tony Perri Jr. from Novus Home Mortgage and Tony Mitidiero, Real Estate Agent with eXp Realty, lace up for the Beer Slide Challenge—but between the spills and thrills, they drop some serious knowledge on keeping your homeownership game sharp.

Connect with our Guest at: https://il.exprealty.com/agents/1138002/Tony+Mitidiero

Here’s what you’ll learn (besides who needs better socks):
 ✅ How to schedule your quarterly mortgage & real estate check-up
 ✅ The #1 way buyers miss out on their dream home—and how not to
 ✅ Why your agent expects a pre-approval before the showings begin
 ✅ What Illinois’ RTA/CTA budget mess could mean for your real estate taxes and transfer costs

It’s fun, it’s fast, and it’s full of facts every homebuyer, homeowner, and hustling agent needs to hear.

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Company Name: Novus Home Mortgage, a division of Ixonia Bank
Host: Tony Perri Jr. & Adam Hage
Podcast Name: Not Another 3 Putt
Podcast URL: https://www.notanother3putt.com
Podcast Description:
Welcome to Not Another 3 Putt, hosted by Tony Perri Jr. and Adam Hage! Each week, these seasoned professionals in real estate, finance, and business take you on a journey through their unique segments:

• Eagle – Finance Hacks
• Birdie – Business Tips
• Par – Sports Takes
   Special guests—like real estate agents, insurance pros, and business owners—join in to talk about the intersection of sports, business, and real estate.

Sponsor 1: Novus Home Mortgage, a division of Ixonia Bank

• Company Website: https://www.applywithjr.com
• NMLS #: 52423
• Address: 19627 S LaGrange Rd. Mokena, IL 60448
• Contact Number: 630-284-9729
• Email: [email protected]
• Licensing Information: https://www.nmlsconsumeraccess.com

Sponsor 2: The Hage Insurance Agency

• Company Website: https://www.adamismyagent.com
• Address: 9465 Joliet St. St. John, IN 46373
• Contact Number: 708-279-7600
• Licenses:
  • IL: IL-3001344620
  • IN: IN-3670550
  • MO: MO-3001318690
  • WI: WI-8713771

Social Media Links

• Facebook: https://www.facebook.com/tony.perri.9/
• Instagram: https://www.instagram.com/notanotherthreeputt/
• LinkedIn: https://www.linkedin.com/in/tony-perri-jr-9a95662b/
• YouTube: https://www.youtube.com/@notanother3putt

Disclaimer

The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

Hashtags

#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #PropertyInvestment #MortgageAdvisor #VAHomeLoan #BusinessGrowth #SportsAndFinance #TonyPerriJr #AdamHage #NotAnother3Putt #NovusHomeMortgage #TheHageInsuranceAgency #RealEstatePodcast #BeerSlideChallenge #HomebuyerTips #IllinoisRealEstate #MortgageTalk #eXpRealty #TonySquared

In this episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage sit down with Attorney Harris Kouklakis of Kouklakis Law LLC to unravel what buyers and sellers don’t know—and need to know—about real estate contracts in Illinois.

With the rollout of the Multi-Board 8.0 contract, life in Illinois real estate law has changed. If you're buying or selling a home in the Chicago metro area, this is a must-listen episode that demystifies confusing legal lingo and uncovers the hidden clauses that can make or break a deal.

💥 We’re talking about:
✅ What “Attorney Review” really means
✅ How Inspection Requests and Responses should be handled
✅ Why Earnest Money isn’t just a formality
✅ The hidden power of having a responsive attorney in real estate deals

Whether you're a first-time homebuyer or a seasoned investor, Harris Kouklakis breaks down complex legal terms into straight talk that can save you time, stress, and money.

🎯 Connect with our Guest at: https://www.kouklakislaw.com/

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/66479472...

🔗 Episode Details

Company Name: Novus Home Mortgage, a division of Ixonia Bank
Host: Tony Perri Jr. & Adam Hage
Podcast Name: Not Another 3 Putt
Podcast URL: https://www.notanother3putt.com
Podcast Description:
Welcome to Not Another 3 Putt, hosted by Tony Perri Jr. and Adam Hage—two professionals with deep experience in real estate, finance, and small business. This podcast is your go-to source for homeowners, real estate investors, business owners, and anyone seeking expert advice on managing finances, real estate investing, and business growth. Each episode features lively discussions with industry experts, including mortgage advisors, real estate agents, and financial planners, offering strategies and tips to help you navigate the world of real estate, finance, and entrepreneurship.
Subscribe at https://www.notanother3putt.com

Sponsor Name:

• Novus Home Mortgage, a division of Ixonia Bank
  Website: https://www.applywithjr.com
  NMLS #: 52423
  Address: 19627 S LaGrange Rd. Mokena, IL 60448
  Contact: 630-284-9729
  Email: [email protected]
  Licensing Info: https://www.nmlsconsumeraccess.com
• The Hage Insurance Agency
  Website: https://www.adamismyagent.com
  Address: 9465 Joliet St. St. John, IN 46373
  Contact: 708-279-7600
  Licenses:
  IL: IL-3001344620
  IN: IN-3670550
  MO: MO-3001318690
  WI: WI-8713771

Social Media Links:

•  Facebook: https://www.facebook.com/tony.perri.9/
•  Instagram: https://www.instagram.com/notanotherthreeputt/
•  LinkedIn: https://www.linkedin.com/in/tony-perri-jr-9a95662b/
• YouTube: https://www.youtube.com/@notanother3putt
•  Company Website: https://www.applywithjr.com

⚠️ Licensing & Disclaimers

Disclaimer:
The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

📲 Hashtags

#RealEstateLaw #MultiBoard8 #ChicagoRealEstate #AttorneyReview #EarnestMoney #HomeBuyingTips #IllinoisRealEstate #RealEstateAttorney #RealEstateContracts #FirstTimeHomebuyer #LiveStream #HomeBuyersGuide #ContractBreakdown #RealEstateExplained #HomeOwnership #ReverseMortgage #VAHomeLoan #MortgageTips #NotAnother3Putt #TonyPerriJr #AdamHage #NovusHomeMortgage #TheHageInsuranceAgency

In this episode of Not Another 3 Putt, hosts Tony Perri Jr. and Adam Hage sit down with Nick Oosting, Real Estate Agent with The Oosting Group. Nick shares his insights into navigating the challenges buyers face when a home isn’t “move-in ready.” The conversation dives into how the FHA 203k Rehab Loan can be a game-changer—allowing you to roll the renovation costs right into your mortgage.

If the home needs work and you need financing, this loan might just be your ticket to turning that “not okay” house into your dream home.

🎙️ New to streaming or looking to level up? Check out StreamYard and get a $10 discount! 😍 https://streamyard.com/pal/d/66479472...

👉 Connect with our Guest at: http://www.nickoosting.com/

Company Name: Novus Home Mortgage, a division of Ixonia Bank
Host: Tony Perri Jr. & Adam Hage
Podcast Name: Not Another 3 Putt
Podcast Description: Welcome to Not Another 3 Putt, hosted by Tony Perri Jr. and Adam Hage! Each week, these seasoned professionals in real estate, finance, and business take you on a journey through their unique segments:

• Eagle - Finance Hacks: Insider tips to take control of your finances
• Birdie - Business Tips: Strategies to grow your business and boost your success
• Par - Sports Takes: Fun, relatable discussions about the latest in sports

Special guests—including real estate agents, insurance pros, and business owners—join Tony and Adam to talk about the intersection of sports, business, and real estate. Whether you’re looking to up your financial game, improve your business, or just enjoy smart sports takes, Not Another 3 Putt has you covered!

Podcast URL: https://www.notanother3putt.com

Sponsors

Novus Home Mortgage, a division of Ixonia Bank
The Tony Perri Jr. Team NMLS #52423
Website: https://www.applywithjr.com
Phone: 630-284-9729
Address: 19627 S LaGrange Rd. Mokena, IL 60448
Email: [email protected]
Licensing: https://www.nmlsconsumeraccess.com

The Hage Insurance Agency, Inc.
Website: https://www.adamismyagent.com
Phone: 708-279-7600
Address: 9465 Joliet St. St. John, IN 46373
Licenses:

• IL: IL-3001344620
• IN: IN-3670550
• MO: MO-3001318690
• WI: WI-8713771

Contact & Social Media

Tony Perri Jr.
Website: https://www.applywithjr.com
Phone: 630-284-9729
Email: [email protected]

Adam Hage
Website: https://www.adamismyagent.com
Phone: 708-203-1808
Email: [email protected]

Social Media Links:

•  Facebook: https://www.facebook.com/tony.perri.9/
•  Instagram: https://www.instagram.com/notanotherthreeputt/
•  LinkedIn: https://www.linkedin.com/in/tony-perri-jr-9a95662b/
• YouTube: https://www.youtube.com/@notanother3putt

Hashtags

#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #PropertyInvestment #MortgageAdvisor #VAHomeLoan #BusinessGrowth #SportsAndFinance #TonyPerriJr #AdamHage #NotAnother3Putt #NovusHomeMortgage #TheHageInsuranceAgency

Disclaimer

The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

Would you like me to also create a shortened version for social media (with the guest’s name, episode title, podcast link, and YouTube link) so you can post it on Facebook/Instagram/LinkedIn alongside the full description?