Welcome to another electrifying episode of Not Another 3 Putt hosted by Tony Perri Jr. and Adam Hage — where finance meets fun!

In Episode, Tony and Adam go head-to-head with one of the most confusing parts of the homebuying process: your credit score.

💥 Think your Credit Karma score is what mortgage lenders use? Think again.

This week, your hosts shine a light on the real FICO versions used by mortgage lenders — and why those free credit apps may not be telling you the full story.

🔎 In This Episode:

• ✅ The exact FICO versions lenders look at
• ✅ What makes up your mortgage credit score
• ✅ Whether credit inquiries actually hurt your score

💡 Whether you're a first-time homebuyer, real estate investor, or just planning for the future, this episode will help you understand what actually moves your score — and what’s just credit myth nonsense.

👉 Listen before you apply. Your wallet (and your interest rate) will thank you.