John Schneider and David Auten, collectively known as “The Debt Free Guys” are two 30-something professionals who found themselves in a deep dark debt hole just a few years ago living life the way that they “assumed” life was supposed to be: Dinners out, expensive clothes, living at full speed, and at times keeping up with the Joneses. At this point in their lives, they were living in a basement apartment, dreaming about buying vacation homes in faraway cities, and facing the reality of being $51,000 in credit card debt, essentially living day-to-day on borrowed money.