What if you had a financial buffer that gave you the confidence to say no to the wrong clients, take a break when you need it, or invest in your next bold move - without stress? That’s the power of a Freedom Fund, and it’s not just for “one day.”

In this episode of Money First, CEO, I’m breaking down what a Freedom Fund actually is, why it’s more than just an emergency stash, and how to start building yours - even if it’s only $50 to begin with.

Whether you’re aiming for more peace of mind or the confidence to scale, this episode will help you create financial breathing space so your business can grow from intention, not desperation.

Key Topics Covered:

• What a Freedom Fund is (and how it’s different to savings)
• Why buffers are essential for calm, confident decision-making
• Real scenarios where a Freedom Fund gives you power and choice
• How much to save - realistic benchmarks to aim for
• Where to keep it and how to automate contributions
• How this buffer reduces stress and increases opportunity

One Actionable Takeaway:
Open a separate bank account and start building your Freedom Fund today — even if it’s just $50. Consistency creates confidence, and this is how you take back control of your business decisions.

🎧 Thanks for listening to the Money First CEO Podcast!
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🔗 Where to Find Harman:
Website: www.blubookkeepers.com.au
Instagram: @blubookkeepers

Facebook: @blubookkeepersau
TikTok: @profitwithharman
LinkedIn: Harman Johnston

📞 Ready to Take Control of Your Business Finances?
Book a Free Discovery Call here

📩 Have a Question or Want to Be a Guest?
Email me directly at: [email protected]