Building Your Life Podcast with John Browning

Most retirees budget about $150,000 for medical costs — the real number is closer to $345,000, and the gap gets paid in something worse than money: your independence. A CPA turned nutritional therapy practitioner explains why nine out of ten "that's just aging" declines are preventable, and how absurdly small habits compound into the freedom you're saving for.

On today's episode, Financial expert and #1 Amazon best-selling author John Browning and guest Kaitlin Borncamp talk about the interconnectedness of physical health, financial planning, and sustainable habits for preserving quality of life and autonomy in retirement. To get a copy of John's book called Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Kaitlin Borncamp:

Website: https://www.feelgreatwithkait.com/ 

LinkedIn: https://www.linkedin.com/in/kaitlin-borncamp-cpa-ntp/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

What if your impressive achievements are actually hiding the real work you’ve been avoiding? In this episode, you’ll hear how a near-fatal car accident forced a high-performing engineer and investor to rethink success, confront buried pain, and build a life around fitness, finance, and family instead of empty achievement.

On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Alan Lazaros talked about personal growth and financial success. Alan emphasized the importance of fitness, finance, and family. He shared his journey from overcoming a traumatic childhood to becoming a peak performance coach.

To get a copy of John's book called Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Alan Lazaros:

Website: https://www.nextleveluniverse.com/

LinkedIn: https://www.linkedin.com/in/alanlazarosllc/

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

Discover why Dubai might be the most overlooked wealth-building opportunity for Americans—offering 0% personal income and capital gains taxes, surprisingly affordable real estate, and one of the safest lifestyles in the world. This episode breaks down the myths, the numbers, and exactly what it takes to live, invest, or do business in Dubai.

On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Cintia Arnhoffer talk about misconceptions surrounding safety, culture, and women in Dubai, the appeal of a 0% personal income and capital gains tax structure, and key real estate insights including pricing, amenities, and payment plans, while also covering rental strategies, the cost of living, company setup, visas, and healthcare quality.

To get a copy of John's book called Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Cintia Arnhoffer:

Website: https://arnhoffer.com/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Cathy Dolan-Schweitzer, founder of Health Well Done, discuss her journey from special education to healthcare project management. She emphasizes the importance of integrating patient needs into project design, citing her personal experience with ovarian cancer. Cathy’s Health Well Done framework focuses on three elements: Healthy People, Healthy Team, and Healthy Project. To get a copy of John's book called Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Cathy Dolan-Schweitzer:

Website: https://healthwelldone.com/ 

LinkedIn: https://www.linkedin.com/in/cathydolan-schweitzer/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

When “doing more” starts to become dangerous instead of productive, what do you cut—and how? In this episode, you’ll learn a simple 3D framework and a three-step “stop, drop, and roll” system to subtract what no longer serves you so you can build a life that actually works.

On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Nell 3D, a subtraction activist, discuss the importance of systematic subtraction to achieve a balanced life. She shares her personal journey, highlighting the dangers of overcommitment and the need to focus on what truly matters. Nell introduces her "stop, drop, roll" method for subtraction: assessing current commitments, letting go of non-essential tasks, and focusing on impactful actions. 

To get a copy of John's book called Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Nell 3D:

Website: https://www.nell3d.com/ 

LinkedIn: https://www.linkedin.com/in/nell3d/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

What if the pursuit of happiness is exactly what’s making you unhappy? In this episode, you’ll hear how one engineer-turned-marketer reframed goals, careers, money, and “work–life balance” into a life built on contentment, flexibility, and real freedom. On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Atul Minocha talk about the importance of perspective in managing money and life. Atul, author of "Lies, Damn Lies, and Marketing," shares his journey from engineering to marketing, emphasizing the value of adaptability and contentment over rigid goals. To get a copy of John's book called Build a Life, Not (just) a Portfolio, or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Atul Minocha:

Website: https://www.atulminocha.com/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

In this episode of the Building Your Life podcast, John Browning sits down with global entrepreneur Edward Pemberton-Whiteley to uncover the financial habits silently draining your wealth and what to do instead. From overpriced daily coffee to luxury cars that lose value overnight, they break down how small, emotional spending decisions can derail long-term financial freedom.

They dive into global perspectives on money, taxes, and lifestyle from the U.S. to the UK, Mexico, and Thailand, revealing surprising insights into how culture shapes financial behavior. 

If you're serious about wealth management, financial planning, and building your best life, this episode is packed with actionable insights.

Connect with Edward Mackenzie Pemberton-Whiteley:

LinkedIn: https://www.linkedin.com/in/empwhiteley/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

Can you really build wealth through trading, or is it just hype?

In this unique and powerful episode of the Building Your Life Podcast, John Browning sits down with 20-year-old entrepreneur Matthius Douglas, founder of Titan Markets LLC, to uncover the real truth behind trading, risk, and financial discipline.

From nearly blowing up his account in high school to launching his own proprietary trading firm, Matthius shares the hard-earned lessons most “trading gurus” won’t tell you.

Whether you're a young investor, small business owner, or someone planning for retirement, you’ll gain insights into:

• The difference between trading and long-term investing
• Why most people fail at trading (and how to avoid it)
• How to protect your wealth in volatile markets
• The importance of working with a trusted financial advisor like Guardian Rock Wealth

Reach out to John at Guardian Rock Wealth at https://www.guardianrockwealth.com/

Reach out to Matthius at [email protected]

Key Highlights & Takeaways:

• Trading is NOT a get-rich-quick scheme

Social media creates unrealistic expectations—real success takes discipline, education, and time.

• The costly mistake that changed everything

Matthius nearly hit a margin call after ignoring market-moving news—an experience that reshaped his entire strategy.

• Paper trading is your financial safety net

Practicing with simulated money helps develop strategy and discipline without risking real capital.

• Why most traders fail

Lack of education, emotional decision-making, and falling for scams are the biggest pitfalls.

• You NEED money to make money

Turning small amounts into millions is extremely rare—and often just luck, not skill.

• Risk management is everything

Only trade with money you can afford to lose—because losses can happen instantly.

• Taxes can surprise you

Trading gains come with tax consequences that many beginners overlook.

• Investing vs. Trading

Long-term investing (like what Guardian Rock Wealth focuses on) offers stability, while trading requires constant attention and expertise.

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

Even wealthy families can be trapped in fear, secrecy, and conflict around money. In this episode, you’ll learn how to heal money wounds, rewire your nervous system around wealth, and use money as a tool to build trust, generosity, and true financial peace.

In this episode of the Building Your Life Podcast, host John Browning of Guardian Rock Wealth speaks with Jennifer Edwards, Certified Financial Therapist and founder of Breakthrough Financial Wellness. Together, they explore the emotional relationship people have with money and how it influences financial decisions, relationships, and long-term planning. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with Jennifer Edwards:

Website: https://breakthroughfinancialwellness.com/ 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

What if the traditional inheritance model is actually destroying family wealth and unity?

In this episode of the Building Your Life Podcast, host John Browning of Guardian Rock Wealth sits down with financial industry veteran John Knowlton, a former RIA founder who helped build a firm managing over $1.25 billion in assets before exiting. Now, Knowlton is focused on helping families build multi-generational stewardship, shared governance, and a lasting legacy.

Instead of leaving a lump-sum inheritance, Knowlton explains how families can create a “Family Bank” structure, involve children in financial decision-making, and build a values-driven legacy that lasts generations.

To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.

Connect with John Knowlton:

LinkedIn: https://www.linkedin.com/in/john-knowlton-516b828/ 

Website: https://abundantthoughtrevolution.com 

Connect with John Browning:

Substack: https://substack.com/@buildalifeyoulove 

LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/

John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA 

Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe 

Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.

#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning