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Are you a business owner looking to build wealth and lower your tax bill? In this episode, we break down everything you need to know about setting up a 401(k) retirement plan for small businesses including how to choose between a Traditional 401(k) and Safe Harbor 401(k).

You’ll learn how to leverage the 2025 contribution limits, automate your savings strategy, and avoid costly mistakes with the help of a Third-Party Administrator (TPA).

Key Topics Covered:

• Common myths about 401(k) plans for entrepreneurs and small business owners

• Safe Harbor 401(k) vs Traditional 401(k): pros, cons, and compliance differences

• 2025 401(k) contribution limits and how to maximize them

• The role of TPAs in managing and optimizing your plan

• How to automate your retirement investing strategy

Whether you're a solo entrepreneur or have a growing team, this episode is your guide to creating a tax-advantaged retirement plan that helps secure your financial future without relying solely on selling your business.

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How ready are you to retire? → Get Your Retirement Readiness Score

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Thinking about selling your HVAC business? Here are the 4 things buyers are looking for before they'll pay top dollar. Most owners leave hundreds of thousands of dollars on the table simply because they don’t know what buyers are really looking for.

In this video, I’ll break down the 4 proven strategies that can help you sell your HVAC company for maximum profit and avoid the mistakes that destroy deals.

You’ll learn:

• Why "getting out of the van" can double your sale price
• How maintenance agreements boost your business valuation
• The truth about clean financials and why they matter
• Why most buyers avoid businesses focused on new construction

Whether you’re planning to sell soon or just want to build a more valuable HVAC business, this episode will help you create an exit strategy that actually pays off.

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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If you’re a business owner in your 50s or 60s thinking about selling your company, this is for you. After working with tons of business owners as a Certified Financial Planner and Exit Planning Advisor, I’ve seen a pattern. People hit retirement and suddenly wish they had made a few key moves way earlier.

Today I’m sharing the top 5 things business owners consistently tell me they wish they’d done at 60, so you don’t make the same mistakes.

Here’s what we’ll cover:

• Why guessing your business value could cost you millions
• How saving outside your business gives you way more flexibility 
• The tax planning moves that can save you a fortune (but take years to set up) 
• What to do now so you don’t feel lost after you sell 
• How to avoid family drama by getting everyone on the same page early

Selling your business is a big deal, financially and emotionally. These lessons come straight from the real-life experiences of other owners who’ve been through it.

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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A lot of business owners dream about selling their business and retiring, but not everyone is truly ready. In this video, I’ll walk you through 7 critical questions to determine if you’re prepared for a smooth and profitable exit.

If you can confidently say YES to all of these, you’re on the right track. If not, don’t worry, I’ll provide actionable insights on what you can do next!

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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Mark sold his business at 60 and walked away with $850,000. A year later, he was filled with regret.

Why?

Because like many business owners, he didn’t plan beyond the sale. In this episode, I walk you through the four major pitfalls that caused Mark's retirement to unravel and how you can avoid the same costly mistakes.

Whether you're planning to exit in one year or five, understanding these critical areas could save you from a million-dollar mistake.

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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Many business owners go broke after selling because they underestimate taxes, overspend without a plan, and fail to invest wisely leading to financial regret and instability. In this episode, we break down the five biggest exit planning mistakes and reveal strategies to protect and grow your wealth after selling your business.

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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Selling your business is one of the most significant decisions you'll make as a business owner, whether you’re retiring, transitioning to new leadership, or planning to sell your business.

Listen in and learn:

• The three components of your exit readiness

• Essential steps to prepare your business for sale

• Strategies to maximize the financial and personal benefits of your exit

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

Watch our Free Retirement Planning videos

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

Watch our Free Retirement Planning videos

The Value of Time: Why time is our most precious resource and why delaying retirement could cost you.

Health Benefits: How retiring can significantly reduce stress and improve your quality of life.

Limited Best Years: Understanding the difference between lifespan and health span, and why your healthiest years might be right now. 

Strengthening Relationships: How retirement allows you to invest in meaningful connections with family and friends.

Breaking Free from Work Identity: Avoiding the trap of defining yourself solely through your career.

Your Financial Readiness: Why you may be in a stronger financial position than you think to retire comfortably.

If you're considering retirement, this video will help you weigh the benefits and understand the true cost of continuing to work when you're already ready to step back.

Resources:

Expenses In Retirement Chart

Time Spent With Children Chart

Do you need help planning your retirement? → See How We Can Help

How ready are you to retire? → Get Your Retirement Readiness Score

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Listen in as I break down the critical details of 401k loans—the pros, cons, and major risks you need to be aware of before borrowing from your retirement savings. We discuss how a 401k loan works, the ease of accessing funds, and the potential advantages like no credit checks and quick approval.

However, we also explore the often-overlooked dangers, including missed investment growth, double taxation, and the significant risk of repayment penalties if you change jobs or can't pay back the loan in time. Whether you're in a financial emergency or considering a major purchase, this video offers essential insights to help you make an informed decision. Learn about alternative borrowing options like home equity loans, personal loans, and even 0% APR credit cards.